74 3rd Beach Rd, Middletown, RI 02842 Property Records

Middletown Town property record for 74 3rd Beach Rd, Middletown, RI 02842

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,800 sqft · built 1958
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Last Sale	$420,000 (Sep 2017)
Tax Bill	$9,426 (2025)
Deeds & Mortgages	May 2025 Line of Credit Apr 2021 Refinance + 4 more
Flood Zone	Zone X (minimal risk)
APN	`201800074`

Property Details

APN / Parcel Number

Primary APN	`201800074`
Alternative APN	`MIDD M:0125 B:00 L:94`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,800 sqft Living Area
Gross Area	3,359 sqft
1st Floor Area	891 sqft
Basement Area	891 sqft
Unfinished Basement	891 sqft

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	43,560 sqft (1 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	201800074
Street Address	74 3RD BEACH RD
City	MIDDLETOWN
State	RI
Zip	02842-5350
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R60
Legal Lot Number	94
Jurisdiction	MIDDLETOWN RI
Township / Civil Division	MIDDLETOWN
Census Block Group	1
Census Block	1020
Census Tract	40400

Owner

Source: Middletown Town records · APN 201800074

Assessment roll updated June 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	74 3RD BEACH RD, MIDDLETOWN, RI 02842-5350
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 30, 2025	Deed of Trust, Mortgage · Line of Credit THE WASHINGTON TRUST CO OF WESTERLY
Apr 30, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance THE WASHINGTON TRUST CO OF WESTERLY
Aug 10, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance THE WASHINGTON TRUST CO OF WESTERLY
Apr 07, 2021	Quit Claim Deed, Transfer Quitclaim
Apr 22, 2021	Quit Claim Deed, Transfer Quitclaim
Sep 22, 2017	Warranty Deed, Transfer · Conventional Mortgage WASHINGTON TR CO

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 22, 2017 · Amount on Record
Deed Sale	Sep 22, 2017 · Amount on Record
Prior Sale	Jul 23, 2003 · Amount on Record
Deed Book / Page	1533 / 116
Last Transfer Date	Apr 06, 2021
Transfer Doc	1711-6
Record Updated	Sep 20, 2026

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLETOWN RI
Property Address	74 3RD BEACH RD, MIDDLETOWN, RI 02842-5350
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001869-14
Date	May 30, 2025
Book Page	1869/14
Instrument	1002

Lender

Name	THE WASHINGTON TRUST CO OF WESTERLY
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2055

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLETOWN RI
Property Address	74 3RD BEACH RD, MIDDLETOWN, RI 02842-5350
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001714-274
Date	Apr 30, 2021
Book Page	1714/274
Instrument	1615

Lender

Name	THE WASHINGTON TRUST CO OF WESTERLY
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2051

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLETOWN RI
Property Address	74 3RD BEACH RD, MIDDLETOWN, RI 02842-5350
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001777-206
Date	Aug 10, 2022
Book Page	1777/206
Instrument	1858

Lender

Name	THE WASHINGTON TRUST CO OF WESTERLY
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2052

April 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MIDDLETOWN RI
Recording Date	Apr 07, 2021
Property Address	74 3RD BEACH RD, MIDDLETOWN, RI 02842-5350
Document Number	1711-6
Book / Page	1711 / 6
Instrument Date	Apr 06, 2021
Instrument	1322
Transaction Type	Transfer
Record Updated	Jun 04, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	74 3RD BEACH RD, MIDDLETOWN, RI 02842-5350

April 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MIDDLETOWN RI
Recording Date	Apr 22, 2021
Property Address	74 3RD BEACH RD, MIDDLETOWN, RI 02842-5350
Document Number	001713-203
Book / Page	1713 / 203
Instrument Date	Apr 06, 2021
Instrument	1525
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	74 3RD BEACH RD, MIDDLETOWN, RI 02842-5350

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIDDLETOWN RI
Recording Date	Sep 22, 2017
Property Address	74 3RD BEACH RD, MIDDLETOWN, RI 02842-5350
Document Number	1533-116
Book / Page	001533 / 000116
Instrument Date	Sep 15, 2017
Instrument	2342
Transaction Type	Transfer
Record Updated	Oct 10, 2017

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$420.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	74 3RD BEACH RD MIDDLETOWN RI 028425350, MIDDLETOWN, RI 02842-5350

Mortgage

Document Number	1533-118
Date	Sep 22, 2017
Book Page	001533/000118
Instrument	2343

Lender

Name	WASHINGTON TR CO

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 21, 2047

Interest

Rate	4.25%

Tax Assessment & Valuation

Source: Middletown Town records · Assessment roll updated June 22, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Middletown Town
Unified School District	Middletown School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$9,426.00 (+53.82%)	$799,500 (+64.27%) Land $531,200 Building $268,300
2023	$6,128.00 (+4.75%)	$486,700 (-) Land $289,100 Building $197,600
2022	$5,850.00	$486,700 Land $289,100 Building $197,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of December 26, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	4 (1991–2023)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Sep 2023 · rainfall accumulation

Wildfire

Wildfire Risk	Low lower than 95% of the US · lower than 85% of Rhode Island
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Cox Communications Fiber	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 138 locations within half a mile of this property.

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