Middletown Town property record for 42 3rd Beach Rd, Middletown, RI 02842
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,968 sqft · built 2017 |
| Lot Size | 1.69 acres (73,616 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $10,433 (2025) |
| Deeds & Mortgages | Mar 2021 Refinance Jul 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 200600293 |
| Primary APN | 200600293 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,968 sqft Living Area |
| Gross Area | 2,844 sqft |
| 1st Floor Area | 1,968 sqft |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 73,616 sqft (1.69 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 200600293 |
|---|---|
| Street Address | 42 3RD BEACH RD |
| City | MIDDLETOWN |
| State | RI |
| Zip | 02842-5350 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R60 |
| Legal Lot Number | 943 |
| Jurisdiction | MIDDLETOWN RI |
| Township / Civil Division | MIDDLETOWN |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 40400 |
42 3rd Beach Rd is owned and occupied by two individuals.
Source: Middletown Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 42 3RD BEACH RD, MIDDLETOWN, RI 02842-5350 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 15, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance HOME LOAN AND INVESTMENT BANK FSB |
| Jul 8, 2019 | Deed of Trust, Mortgage · Balloon Mortgage BANK RHODE ISLAND |
| Jun 1, 2017 | Deed of Trust, Mortgage FALL RIV FIVE CENTS |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLETOWN RI |
| Property Address | 42 3RD BEACH RD, MIDDLETOWN, RI 02842-5350 |
| Transaction Type | Mortgage |
| Record Updated | Mar 25, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1704-228 |
|---|---|
| Date | Mar 15, 2021 |
| Book Page | 1704/228 |
| Instrument | 959 |
| Name | HOME LOAN AND INVESTMENT BANK FSB |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLETOWN RI |
| Property Address | 42 3RD BEACH RD, MIDDLETOWN, RI 02842-5350 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1603-17 |
|---|---|
| Date | Jul 8, 2019 |
| Book Page | 1603/17 |
| Instrument | 1553 |
| Name | BANK RHODE ISLAND |
|---|---|
| Type | Bank |
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLETOWN RI |
| Property Address | 42 3RD BEACH RD, MIDDLETOWN, RI 02842-5350 |
| Document Number | 1520-251 |
| Book / Page | 001520 / 000251 |
| Instrument Date | Jun 1, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jun 21, 2017 |
| Name | Verified Name |
|---|---|
| Address | 3 BEACH RD PRUDENCE ISLAND RI 02872, PRUDENCE ISLAND, RI 02872 |
| Document Number | 1520-251 |
|---|---|
| Date | Jun 2, 2017 |
| Book Page | 001520/000251 |
| Instrument | 1383 |
| Name | FALL RIV FIVE CENTS |
|---|
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jun 1, 2047 |
The 2025 property tax bill for 42 3rd Beach Rd was $10,433.
Source: Middletown Town assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Middletown Town |
| Unified School District | Middletown School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,433.00 | $884,900 Land $546,700 Building $338,200 | $901,565 |
| 2023 | $7,034.00 (+4.73%) | $558,700 (-) Land $302,100 Building $256,600 | |
| 2022 | $6,716.00 | $558,700 Land $302,100 Building $256,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 42 3rd Beach Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 16 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 4 (1991–2023) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Sep 2023 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 42 3rd Beach Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 85% of Rhode Island |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Fiber | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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