7399 SE 12th Cir, Ocala, FL 34480 Property Records

Marion County property record for 7399 SE 12th Cir, Ocala, FL 34480

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 4,921 sqft · built 1997
Lot Size	1.16 acres (50,530 sqft)
Owner	2 Individual Names on File
Last Sale	$1,398,000 (May 2026)
Tax Bill	$16,404 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage May 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3634-132-000`

Property Details

APN / Parcel Number

Primary APN	`3634-132-000`
Alternative APNs	`2821604000` `2821604`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	4,921 sqft Living Area
Gross Area	7,975 sqft
1st Floor Area	2,947 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Custom Design
Exterior Material	Concrete Block
Roof Type	Hip
Roof Material	Fiberglass
Lot Area	50,530 sqft (1.16 acres)
Lot Dimensions	275 ft deep x 184 ft wide
Garage Type	Attached
Garage Area	819 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Type	Enclosed Pool
Pool Area	1,316 sqft
Pool House	158 sqft
Porch	Screened Porch
Porch Area	421 sqft
Deck Area	340 sqft
Patio Area	1,318 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	7399 SE 12TH CIR
City	OCALA
State	FL
Zip	34480-6654
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	SEC 08 TWP 16 RGE 22 PLAT BOOK 003 PAGE 089 COUNTRY CLUB OF OCALA UNIT II LOT 132
Legal Range	22E
Legal Township	16S
Legal Section	8
Legal Subdivision	COUNTRY CLUB OF OCALA
Legal Lot Number	132
Jurisdiction	MARION FL
Township / Civil Division	OCALA
Census Block Group	2
Census Block	2011
Census Tract	2402

Owner

7399 SE 12th Cir is owned and occupied by two individuals who bought it in May 2026.

Source: Marion County records, as of June 3, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7399 SE 12TH CIR, OCALA, FL 34480-6654
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 20, 2026	Warranty Deed, Transfer · Conventional Mortgage CAMPUS USA CREDIT UNION
May 20, 2026	Warranty Deed, Transfer · Conventional Mortgage CAMPUS USA CREDIT UNION
May 31, 2018	Grant Deed, Transfer BRIGHT LINE TITLE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 20, 2026 · Amount on File
Deed Sale	May 20, 2026 · Amount on File
Prior Sale	May 31, 2018 · Amount on File
Deed Document Number	202664790
Deed Book / Page	8913 / 1196
Record Updated	Oct 29, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARION FL
Recording Date	May 20, 2026
Property Address	7399 SE 12TH CIR, OCALA, FL 34480-6654
Document Number	0089131196
Book / Page	8913 / 1196
Instrument Date	May 18, 2026
Instrument	202664790
Transaction Type	Transfer
Record Updated	Aug 25, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$988,386.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7399 SE 12TH CIR, OCALA, FL 34480-6654
Investor	Possibly a Property Investor

Mortgage

Document Number	0000064791,
Date	May 20, 2026
Instrument	202664791

Lender

Name	CAMPUS USA CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 15, 2056

Interest

Rate Type	Fixed Rate
Rate	5.75%
Initial Type	Fixed Rate
Max Rate	-1%

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARION FL
Recording Date	May 20, 2026
Property Address	7399 SE 12TH CIR, OCALA, FL 34480-6654
Document Number	0000064790
Book / Page	8913 / 1196
Instrument Date	May 18, 2026
Instrument	202664790
Transaction Type	Transfer
Record Updated	Jun 3, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$988,386.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7399 SE 12TH CIR, OCALA, FL 34480-6654
Investor	Possibly a Property Investor

Mortgage

Document Number	0000064791,
Date	May 20, 2026
Instrument	202664791

Lender

Name	CAMPUS USA CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 15, 2056

Interest

Rate Type	Fixed Rate
Rate	5.75%
Initial Type	Fixed Rate
Max Rate	-1%

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MARION FL
Recording Date	May 31, 2018
Property Address	7399 SE 12TH CIR, OCALA, FL 34480-6654
Document Number	0067731886
Book / Page	006773 / 001886
Instrument Date	May 4, 2018
Instrument	51848
Transaction Type	Transfer
Record Updated	Jun 19, 2018
Title Company	BRIGHT LINE TITLE LLC

Transaction

Amount	Amount on Record
Tax	$2,660.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13 WITTE RD ALBANY NY 122034937, ALBANY, NY 12203-4937

Tax Assessment & Valuation

The 2025 property tax bill for 7399 SE 12th Cir was $16,404.

Source: Marion County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Marion County
Unified School District	Marion County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$16,404.00	$952,183	$1,153,968 Land $229,680 Building $924,288
2023	$13,242.00 (+6.83%)	$786,928 (-5.76%) Land $191,400 Building $595,528	$873,204 (+4.57%) Land $191,400 Building $681,804
2022	$12,395.00	$835,068 Land $174,000 Building $661,068	$835,068 Land $174,000 Building $661,068

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7399 SE 12th Cir in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 15 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	4 (2010–2017)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7399 SE 12th Cir is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 79% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Zito Media Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Spectrum.

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