7398 SE 12th Cir, Ocala, FL 34480 Property Records

Marion County property record for 7398 SE 12th Cir, Ocala, FL 34480

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,844 sqft · built 2002
Lot Size	1 acres (43,560 sqft)
Owner	2 Trust Names on File
Last Sale	$515,000 (Aug 2020)
Tax Bill	$7,830 (2025)
Deeds & Mortgages	Sep 2024 Line of Credit Dec 2023 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`3634-039-000`

Property Details

APN / Parcel Number

Primary APN	`3634-039-000`
Alternative APNs	`2819685000` `2819685`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	3,844 sqft Living Area
Gross Area	6,520 sqft
1st Floor Area	2,890 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Custom Design
Exterior Material	Concrete Block/Stucco
Foundation Type	Pier/Post & Beam
Roof Type	Hip
Roof Material	Fiberglass
Lot Area	43,560 sqft (1 acres)
Lot Dimensions	210 ft deep x 208 ft wide
Garage Type	Attached
Garage Area	729 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Type	Enclosed Pool
Pool Area	1,166 sqft
Porch	Screened Porch
Porch Area	761 sqft
Deck Area	654 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ
Storage Building	20 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	7398 SE 12TH CIR
City	OCALA
State	FL
Zip	34480-6650
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	SEC 08 TWP 16 RGE 22 PLAT BOOK 003 PAGE 089 COUNTRY CLUB OF OCALA UNIT II LOT 39
Legal Range	22E
Legal Township	16S
Legal Section	8
Legal Subdivision	COUNTRY CLUB OF OCALA
Legal Lot Number	39
Jurisdiction	MARION FL
Township / Civil Division	OCALA
Census Block Group	2
Census Block	2010
Census Tract	2402

Owner

7398 SE 12th Cir is owner-occupied and held in a trust since December 2023.

Source: Marion County records, as of October 12, 2026

Owner of Record	2 Trust Names on File
Mailing Address	7398 SE 12TH CIR, OCALA, FL 34480-6650
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2024	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Dec 15, 2023	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Aug 25, 2021	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Aug 6, 2020	Warranty Deed, Transfer · Conventional Mortgage SUCCESS MORTGAGE PARTNERS INC
Aug 8, 2018	Deed of Trust, Mortgage · Conventional Mortgage CITADEL SVCNG CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 6, 2020 · Amount on File
Deed Sale	Aug 6, 2020 · Amount on File
Deed Document Number	202080801
Deed Book / Page	7242 / 1112
Last Transfer Date	Dec 14, 2023
Transfer Doc	0082111678
Record Updated	Oct 29, 2026

September 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION FL
Property Address	7398 SE 12TH CIR, OCALA, FL 34480-6650
Transaction Type	Mortgage
Record Updated	Dec 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7398 SE 12TH CIR, OCALA, FL 34480-6650

Mortgage

Document Number	0084241345
Date	Sep 17, 2024
Book Page	8424/1345
Instrument	2024123302

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	480 Months
Due	Sep 7, 2064

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARION FL
Recording Date	Dec 15, 2023
Property Address	7398 SE 12TH CIR, OCALA, FL 34480-6650
Document Number	0082111678
Book / Page	8211 / 1678
Map Reference	MB 3 PG 89-96
Instrument Date	Dec 14, 2023
Instrument	2023159672
Transaction Type	Transfer
Record Updated	Jan 5, 2024
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7398 SE 12TH CIR, OCALA, FL 34480-6650

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Revocable Trust
Address	7398 SE 12TH CIR, OCALA, FL 34480-6650

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION FL
Property Address	7398 SE 12TH CIR, OCALA, FL 34480-6650
Transaction Type	Mortgage
Record Updated	Sep 13, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7398 SE 12TH CIR, OCALA, FL 34480-6650

Mortgage

Document Number	0075501640
Date	Aug 25, 2021
Book Page	7550/1640
Instrument	2021116383

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	479 Months
Due	Jul 15, 2061

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARION FL
Recording Date	Aug 6, 2020
Property Address	7398 SE 12TH CIR, OCALA, FL 34480-6650
Document Number	0072421112
Book / Page	7242 / 1112
Map Reference	MB 3 PG 89-96
Instrument Date	Aug 6, 2020
Instrument	2020080801
Transaction Type	Transfer
Record Updated	Feb 1, 2022
Title Company	SIGNATURE T&E SVCS LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,605.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7398 SE 12TH CIR, OCALA, FL 34480-6650

Mortgage

Document Number	0072421114
Date	Aug 6, 2020
Instrument	7242/1114

Lender

Name	SUCCESS MORTGAGE PARTNERS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION FL
Property Address	7398 SE 12TH CIR, OCALA, FL 34480-6650
Document Number	0068151545
Instrument Date	Aug 8, 2018
Transaction Type	Mortgage
Record Updated	Aug 22, 2018
Title Company	MLS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7398 SE 12TH CIR OCALA FL 344806650, OCALA, FL 34480-6650

Mortgage

Document Number	0068151545
Date	Aug 14, 2018
Book Page	006815/001545
Instrument	79098

Lender

Name	CITADEL SVCNG CORP
Address	IRVINE, CA 92618

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 13, 2048

Interest

Rate Type	Adjustable Rate
Rate	7.12%

Tax Assessment & Valuation

The 2025 property tax bill for 7398 SE 12th Cir was $7,830 with a homeowner's exemption.

Source: Marion County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Marion County
Unified School District	Marion County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,830.00 Homeowner's exemption	$516,791	$890,795 Land $165,000 Building $725,795
2023	$7,349.00 (+2.65%) Homeowner's exemption	$487,598 (+3%) Land $115,000 Building $372,598	$851,067 (+27.41%) Land $115,000 Building $736,067
2022	$7,159.00 Homeowner's exemption	$473,396	$667,999 Land $115,000 Building $552,999

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7398 SE 12th Cir in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 15 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	4 (2010–2017)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7398 SE 12th Cir is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 79% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Zito Media Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Spectrum.

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