Santa Rosa County property record for 7395 E Bay Blvd, Navarre, FL 32566
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,450 sqft · built 2021 |
| Lot Size | 0.282 acres (12,284 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $395,000 (May 2023) |
| Tax Bill | $2,072 (2024) |
| Deeds & Mortgages | May 2023 Sale & Mortgage Sep 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-2S-27-0000-02102-0000 |
| Primary APN | 12-2S-27-0000-02102-0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,450 sqft Living Area |
| Gross Area | 3,093 sqft |
| 1st Floor Area | 2,450 sqft |
| Flooring | Wood |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Material | Wood Shingle |
| Lot Area | 12,284 sqft (0.282 acres) |
| Lot Dimensions | 224 ft deep x 55 ft wide |
| Garage Type | Attached |
| Garage Area | 483 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 160 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 7395 E BAY BLVD |
|---|---|
| City | NAVARRE |
| State | FL |
| Zip | 32566-9018 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | *DESCRIPTION UPDATE FOR 2023* PARCEL 11: COMMENCE AT NORTHWEST CORNER OF THE SOUTHWEST QUARTER OF SECTION 12 TOWNSHIP 2 SOUTH RANGE 27 WEST SANTA ROSA COUNTY FLORIDA THENCE GO SOUTH 87 DEGREES 54 MINUTES 19 SECONDS EAST ALONG THE NORTH LINE OF SAID S |
| Legal Range | 27W |
| Legal Township | 2S |
| Legal Section | 12 |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | HOLLEY-NAVARRE |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 10822 |
Source: Santa Rosa County records, as of May 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 7395 E BAY BLVD, NAVARRE, FL 32566-9018 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 31, 2023 | Warranty Deed, Transfer · VA Mortgage UNIVERSITY BANK |
| Sep 21, 2021 | Warranty Deed, Subdivision Related Transfer · VA Mortgage UNIVERSITY LENDING GROUP LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 31, 2023 · Amount on Record |
| Deed Sale | May 31, 2023 · Amount on Record |
| Prior Sale | Sep 21, 2021 · Amount on Record |
| Deed Document Number | 202323819 |
| Deed Book / Page | 4400 / 241 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | May 31, 2023 |
| Property Address | 7395 E BAY BLVD, NAVARRE, FL 32566-9018 |
| Document Number | 0044000241 |
| Book / Page | 4400 / 241 |
| Instrument Date | May 23, 2023 |
| Instrument | 202323819 |
| Transaction Type | Transfer |
| Record Updated | Jun 28, 2023 |
| Title Company | PURE TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,765.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 804 DOVE RUN TRL, COLLEGE STATION, TX 77845-4388 |
| Name | Verified Name |
|---|---|
| Address | 7395 E BAY BLVD, NAVARRE, FL 32566-9018 |
| Document Number | 0044000244 |
|---|---|
| Date | May 31, 2023 |
| Book Page | 4400/244 |
| Instrument | 202323820 |
| Name | UNIVERSITY BANK |
|---|---|
| Type | Bank |
| Address | ANN ARBOR, MI 48104 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Sep 21, 2021 |
| Property Address | 7395 E BAY BLVD, NAVARRE, FL 32566-9018 |
| Document Number | 0041810644 |
| Book / Page | 4181 / 644 |
| Instrument Date | Sep 17, 2021 |
| Instrument | 202163153 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Mar 14, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,576.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1903 ANDORRA ST, NAVARRE, FL 32566-9111 |
| Name | Verified Name |
|---|---|
| Address | 41 N MOODY DR, RAY CITY, GA 31645-3742 |
| Document Number | 0004181647 |
|---|---|
| Date | Sep 21, 2021 |
| Instrument | 4181/647 |
| Name | UNIVERSITY LENDING GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2051 |
Source: Santa Rosa County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $266,752 (+26.9%) | $335,664 (+16.15%) Land $35,000 Building $300,664 | |
| 2024 | $2,072.00 (-40.43%) Homeowner's exemption Disabled Person's exemption | $210,202 (-26.74%) | $288,998 (+0.72%) Land $35,000 Building $253,998 |
| 2023 | $3,478.00 (+1.99%) | $286,930 (+2.82%) Land $35,000 Building $251,930 | $286,930 (+2.82%) Land $35,000 Building $251,930 |
| 2022 | $3,410.00 | $279,074 | $279,074 Land $35,000 Building $244,074 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 227 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 227 in force |
| Nearby Flood Claims | 5 (2004–2021) |
| Claims Outside the SFHA | 3 of 5 |
| Most Recent Claim | Oct 2021 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · lower than 86% of Florida |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOLLEY-NAVARRE WATER SYSTEM public/private · serves 47,793 people · EPA ID FL1570349 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 6 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 196 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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