Santa Rosa County property record for 7393 E Bay Blvd, Navarre, FL 32566
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,856 sqft · built 2021 |
| Lot Size | 0.296 acres (12,894 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $359,500 (Sep 2021) |
| Tax Bill | $3,023 (2024) |
| Deeds & Mortgages | Jan 2021 Line of Credit Jan 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-2S-27-0000-02101-0000 |
| Primary APN | 12-2S-27-0000-02101-0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,856 sqft Heated Area |
| Gross Area | 2,625 sqft |
| 1st Floor Area | 2,339 sqft |
| Flooring | Laminate Plank |
| Interior Walls | Custom/Decorative |
| Year Built | Built 2021 |
|---|---|
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Shingle |
| Lot Area | 12,894 sqft (0.296 acres) |
| Lot Dimensions | 2,480 ft deep x 520 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Account Number | 122S270000021010000 |
|---|---|
| Street Address | 7393 E BAY BLVD |
| City | NAVARRE |
| State | FL |
| Zip | 32566-9018 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | *NEWLY DESCRIBED FOR 2021** PARCEL 10: COMMENCE NORTHWEST CORNER OF THE SOUTHWEST QUARTER OF SECTION 12, TOWNSHIP 2 SOUTH, |
| Legal Range | 27W |
| Legal Township | 02S |
| Legal Section | 12 |
| Legal Subdivision | COMMENCE NORTHWEST |
| Legal Lot Number | 3-4,21 |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | HOLLEY-NAVARRE |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 10822 |
Source: Santa Rosa County records, as of October 27, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 7393 E BAY BLVD, NAVARRE, FL 32566-9018 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 5, 2021 | Deed of Trust, Mortgage · Line of Credit BANCORPSOUTH BANK |
| Jan 5, 2021 | Deed of Trust, Mortgage · Commercial Mortgage BANCORPSOUTH BANK |
| Sep 3, 2021 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage UNIVERSITY LENDING GROUP LLC |
| Jul 17, 2020 | Warranty Deed, Transfer · Line of Credit CENTENNIAL BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 3, 2021 · Amount on Record |
| Deed Sale | Sep 3, 2021 · Amount on Record |
| Prior Sale | Jul 17, 2020 · Amount on Record |
| Deed Document Number | 0041731744 |
| Deed Book / Page | 4173 / 1744 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 7393 E BAY BLVD, NAVARRE, FL 32566-9018 |
| Transaction Type | Mortgage |
| Record Updated | Mar 14, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1903 ANDORRA ST, NAVARRE, FL 32566-9111 |
| Investor | Possibly a Property Investor |
| Document Number | 0040521464 |
|---|---|
| Date | Jan 5, 2021 |
| Book Page | 4052/1464 |
| Instrument | 202100583 |
| Name | BANCORPSOUTH BANK |
|---|---|
| Type | Bank |
| Address | FORT WALTON BEACH, FL 32548 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 7393 E BAY BLVD, NAVARRE, FL 32566-9018 |
| Transaction Type | Mortgage |
| Record Updated | Mar 14, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1903 ANDORRA ST, NAVARRE, FL 32566-9111 |
| Investor | Possibly a Property Investor |
| Document Number | 0040521448 |
|---|---|
| Date | Jan 5, 2021 |
| Book Page | 4052/1448 |
| Instrument | 202100582 |
| Name | BANCORPSOUTH BANK |
|---|---|
| Type | Bank |
| Address | FORT WALTON BEACH, FL 32548 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Sep 3, 2021 |
| Property Address | 7393 E BAY BLVD, NAVARRE, FL 32566-9018 |
| Document Number | 0041731744 |
| Book / Page | 4173 / 1744 |
| Instrument Date | Sep 3, 2021 |
| Instrument | 202159552 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Mar 14, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,516.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1903 ANDORRA ST, NAVARRE, FL 32566-9111 |
| Name | Verified Name |
|---|---|
| Address | 52 GRASSY LAKE RD, SHAMONG, NJ 08088-8935 |
| Document Number | 0041731746 |
|---|---|
| Date | Sep 3, 2021 |
| Instrument | 4173/1746 |
| Name | UNIVERSITY LENDING GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Jul 17, 2020 |
| Property Address | 7393 E BAY BLVD, NAVARRE, FL 32566-9018 |
| Document Number | 0039780432 |
| Book / Page | 3978 / 432 |
| Instrument Date | Jul 17, 2020 |
| Instrument | 202035689 |
| Transaction Type | Transfer |
| Record Updated | Aug 2, 2022 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,575.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3160 STRATHAUER RD, 3160, MILTON, FL 32583-2892 |
| Name | Verified Name |
|---|---|
| Address | 1903 ANDORRA ST, NAVARRE, FL 32566-9111 |
| Investor | Possibly a Property Investor |
| Document Number | 0039780435 |
|---|---|
| Date | Jul 17, 2020 |
| Instrument | 3978/0435 |
| Name | CENTENNIAL BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Jul 17, 2021 |
| Rate Type | Adjustable Rate |
|---|
Source: Santa Rosa County assessment roll, as of July 1, 2024
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $3,023.00 (-0.36%) Homeowner's exemption | $288,768 (+0.7%) Land $35,000 Building $253,768 | $288,768 (+0.7%) Land $35,000 Building $253,768 |
| 2023 | $3,034.00 (-10.5%) | $286,755 (+3.38%) Land $35,000 Building $251,755 | $286,755 (+3.38%) Land $35,000 Building $251,755 |
| 2022 | $3,390.00 | $277,376 | $277,376 Land $35,000 Building $242,376 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 227 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 227 in force |
| Nearby Flood Claims | 5 (2004–2021) |
| Claims Outside the SFHA | 3 of 5 |
| Most Recent Claim | Oct 2021 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · lower than 86% of Florida |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOLLEY-NAVARRE WATER SYSTEM public/private · serves 47,793 people · EPA ID FL1570349 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 6 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 196 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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