7390 Windy Pine Cir, Denver, NC 28037 Property Records

Lincoln County property record for 7390 Windy Pine Cir, Denver, NC 28037

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,084 sqft · built 2006
Lot Size	0.834 acres (36,329 sqft)
Owner	2 Individual Names on File
Last Sale	$790,000 (Feb 2017)
Tax Bill	$9,861 (2026)
Deeds & Mortgages	Dec 2020 Mortgage Jan 2018 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`4605-64-6212`

Property Details

APN / Parcel Number

Primary APN	`4605-64-6212`
Alternative APNs	`460515646212` `261833` `54752`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	3,084 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Custom Design
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Lot Area	36,329 sqft (0.834 acres)
Boat Access	Boat Access
Boat House	480 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	261833
Street Address	7390 WINDY PINE CIR
City	DENVER
State	NC
Zip	28037-9362
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-SF
Legal Description	CRESCENT LOT 22/SEC 35
Legal Subdivision	LAKE NORMAN RECREATIONAL LT
Legal Lot Number	22
Jurisdiction	LINCOLN NC
Township / Civil Division	CATAWBA SPRINGS
Census Block Group	1
Census Block	1021
Census Tract	71203

Owner

7390 Windy Pine Cir is owned and occupied by two individuals who bought it in February 2017.

Source: Lincoln County records, as of August 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7390 WINDY PINE CIR, DENVER, NC 28037-9362
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage CHURCHILL MORTGAGE CORP
Jan 16, 2018	Grant Deed, Transfer ATTORNEY ONLY
Feb 22, 2017	Warranty Deed, Transfer BRANCH BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 22, 2017 · Amount on File
Deed Sale	Feb 22, 2017 · Amount on File
Prior Sale	May 10, 2007 · Amount on File
Deed Document Number	2017559173
Deed Book / Page	2647 / 975
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Property Address	7390 WINDY PINE CIR, DENVER, NC 28037-9362
Transaction Type	Mortgage
Record Updated	Sep 23, 2022
Title Company	CHURCHILL TITLE SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002987459
Date	Dec 21, 2020
Book Page	2987/459
Instrument	622102

Lender

Name	CHURCHILL MORTGAGE CORP
Type	Mortgage Company
Address	BRENTWOOD, TN 37027

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

January 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LINCOLN NC
Recording Date	Jan 16, 2018
Property Address	7390 WINDY PINE CIR, DENVER, NC 28037-9362
Document Number	2717784
Book / Page	002717 / 000784
Instrument Date	Jan 12, 2018
Instrument	572988
Transaction Type	Transfer
Record Updated	Jan 22, 2018
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	7390 WINDY PINE CIR DENVER NC 280379362, DENVER, NC 28037-9362

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN NC
Recording Date	Feb 22, 2017
Property Address	7390 WINDY PINE CIR, DENVER, NC 28037-9362
Document Number	2647975
Book / Page	002647 / 000975
Instrument Date	Feb 17, 2017
Instrument	559173
Transaction Type	Transfer
Record Updated	Mar 27, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,580.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7390 WINDY PINE CIR DENVER NC 280379362, DENVER, NC 28037-9362

Mortgage

Document Number	2647977
Date	Feb 22, 2017
Book Page	002647/000977
Instrument	559174

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WILSON, NC 27893

Agreement

Amount	Amount on Record
Term	360 Months
Due	Feb 21, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 7390 Windy Pine Cir was $9,861.

Source: Lincoln County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Lincoln County
Unified School District	Lincoln County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,861.00	$1,596,563 Land $501,068 Building $1,095,495	$1,596,563 Land $501,068 Building $1,095,495
2023	$9,747.00	$1,596,563 Land $501,068 Building $1,095,495	$1,596,563 Land $501,068 Building $1,095,495

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7390 Windy Pine Cir in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (2008–2020)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Feb 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7390 Windy Pine Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.4% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LINCOLN COUNTY WTP serves 49,693 people · EPA ID NC0155035
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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