7351 Windy Pine Cir, Denver, NC 28037 Property Records

Lincoln County property record for 7351 Windy Pine Cir, Denver, NC 28037

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,762 sqft · built 2000
Lot Size	0.631 acres (27,486 sqft)
Owner	Trust Name on File
Last Sale	$495,000 (Feb 2022)
Tax Bill	$2,837 (2026)
Deeds & Mortgages	Apr 2026 Sale Apr 2026 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`4605-64-2412`

Property Details

APN / Parcel Number

Primary APN	`4605-64-2412`
Alternative APNs	`460515642412` `289743` `316340` `76814`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,762 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Cape Cod
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Lot Area	27,486 sqft (0.631 acres)
Pool Area	512 sqft
Storage Building	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	316340
Street Address	7351 WINDY PINE CIR
City	DENVER
State	NC
Zip	28037-9362
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-SF
Legal Description	#7 LOT HARBOR WATCH SUB
Legal Subdivision	HARBOR WATCH
Legal Lot Number	7
Jurisdiction	LINCOLN NC
Township / Civil Division	CATAWBA SPRINGS
Census Block Group	1
Census Block	1020
Census Tract	71203

Owner

7351 Windy Pine Cir is held in a trust since February 2022.

Source: Lincoln County records, as of August 27, 2026

Owner of Record	Trust Name on File
Mailing Address	7351 WINDY PINE CIR, DENVER, NC 28037-9362
Owner Type	Company
Vesting	Trust, Revocable Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 7, 2026	Deed, Transfer NONE LISTED ON DOCUMENT
Apr 7, 2026	Deed, Transfer NONE LISTED ON DOCUMENT
Mar 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage PRIMARY RESIDENTIAL MORTGAGE INC
Feb 24, 2022	Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE
Apr 15, 2019	Warranty Deed, Transfer · Conventional with PMI PRIMARY RESID'L MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 24, 2022 · Amount on File
Deed Sale	Feb 24, 2022 · Amount on File
Prior Sale	Apr 15, 2019 · Amount on File
Deed Document Number	2022648010
Deed Book / Page	3139 / 621
Record Updated	Oct 29, 2026

April 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	LINCOLN NC
Recording Date	Apr 7, 2026
Property Address	7351 WINDY PINE CIR, DENVER, NC 28037-9362
Document Number	0000707827
Book / Page	3492 / 374
Instrument Date	Apr 7, 2026
Instrument	2026707827
Transaction Type	Transfer
Record Updated	Apr 23, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Tenant
Address	7351 WINDY PINE CIR, DENVER, NC 28037-9362

April 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	LINCOLN NC
Recording Date	Apr 7, 2026
Property Address	7351 WINDY PINE CIR, DENVER, NC 28037-9362
Document Number	0003492374
Book / Page	3492 / 374
Instrument Date	Apr 7, 2026
Instrument	2026707827
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	7351 WINDY PINE CIR, DENVER, NC 28037-9362

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Property Address	7351 WINDY PINE CIR, DENVER, NC 28037-9362
Transaction Type	Mortgage
Record Updated	Sep 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003015391
Date	Mar 8, 2021
Book Page	3015/391
Instrument	626706

Lender

Name	PRIMARY RESIDENTIAL MORTGAGE INC
Type	Mortgage Company
Address	SALT LAKE CITY, UT 84116

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	358 Months
Due	Jan 4, 2051

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN NC
Recording Date	Feb 24, 2022
Property Address	7351 WINDY PINE CIR, DENVER, NC 28037-9362
Document Number	0003139621
Book / Page	3139 / 621
Map Reference	MB 10 PG 125
Instrument Date	Feb 4, 2022
Instrument	648010
Transaction Type	Transfer
Record Updated	Sep 23, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$990.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2078 SPRINGFIELD DR, 2078, CHELSEA, AL 35043-2013

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7351 WINDY PINE CIR, DENVER, NC 28037-9362

Mortgage

Document Number	0000648011
Date	Feb 24, 2022
Instrument	648011

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN NC
Recording Date	Apr 15, 2019
Property Address	7351 WINDY PINE CIR, DENVER, NC 28037-9362
Document Number	2809501
Book / Page	002809 / 000501
Instrument Date	Apr 15, 2019
Instrument	591214
Transaction Type	Transfer
Record Updated	Apr 23, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$630.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	7351 WINDY PINE CIR DENVER NC 280379362, DENVER, NC 28037-9362

Mortgage

Document Number	2809504
Date	Apr 15, 2019
Book Page	002809/000504
Instrument	591215

Lender

Name	PRIMARY RESID'L MTG
Type	Mortgage Company
Address	SALT LAKE CITY, UT 84116

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Apr 14, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 7351 Windy Pine Cir was $2,837, up 0.6% from the year before.

Source: Lincoln County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Lincoln County
Unified School District	Lincoln County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,837.00 (+0.6%)	$443,056 (-) Land $80,000 Building $363,056	$443,056 (-) Land $80,000 Building $363,056
2025	$2,820.00	$443,056 Land $80,000 Building $363,056	$443,056 Land $80,000 Building $363,056
2023	$2,791.00	$443,056 Land $80,000 Building $363,056	$443,056 Land $80,000 Building $363,056

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7351 Windy Pine Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (2008–2020)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Feb 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7351 Windy Pine Cir is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LINCOLN COUNTY WTP serves 49,693 people · EPA ID NC0155035
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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