739 Stuart St, Harrisonburg, VA 22802 Property Records

Harrisonburg City property record for 739 Stuart St, Harrisonburg, VA 22802

Property Summary

Property TypeResidential Vacant Land
Owner2 Individual Names on Record
Last Sale$300,000 (Nov 2023)
Tax Bill$656 (2026)
Deeds & MortgagesNov 2023 Mortgage
Jul 2025 Line of Credit
Flood ZoneZone X (minimal risk)
APN039 RR 4

Property Details

APN / Parcel Number

Primary APN039 RR 4

Location & Zoning

Street Address739 STUART ST
CityHARRISONBURG
StateVA
Zip22802-2240
Property CategoryResidential
Property TypeVacant Land > Residential
Local Zoning CodeRESIDENTIA
JurisdictionHARRISONBURG CITY VA
Township / Civil DivisionHARRISONBURG
Census Block Group4
Census Block4015
Census Tract402

Owner

Source: Harrisonburg City records, as of October 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address729 STUART ST, HARRISONBURG, VA 22802-2240
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 20, 2023Deed of Trust, Mortgage · Conventional Mortgage
VBS MORTGAGE LLC
Jul 3, 2025Deed of Trust, Mortgage · Line of Credit
DUPONT COMMUNITY CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 20, 2023 · Amount on Record
Deed SaleNov 20, 2023 · Amount on Record
Deed Document Number202324040
Deed Book / Page5753 / 114
Record UpdatedOct 29, 2026

November 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARRISONBURG CITY VA
Property Address739 STUART ST, HARRISONBURG, VA 22802-2240
Transaction TypeMortgage
Record UpdatedOct 31, 2025
Title CompanySTEWART TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number005753/119
DateNov 20, 2023
Book Page5753/119
Instrument2023-24041
Lender
NameVBS MORTGAGE LLC
TypeMortgage Company
AddressHARRISONBURG, VA 22801
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2053
Interest
Rate TypeAdjustable Rate
Rate7.25%
Type Change DateDec 1, 2030
Change Frequency3 Years
Min Rate At Change5.25%
Max Rate At Change9.25%
Index3-Year TN
Max Rate13.2%

July 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARRISONBURG CITY VA
Property Address739 STUART ST, HARRISONBURG, VA 22802-2240
Transaction TypeMortgage
Record UpdatedOct 31, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number005936/530
DateJul 3, 2025
Book Page5936/530
Instrument2025-14004
Lender
NameDUPONT COMMUNITY CU
TypeCredit Union
AddressWAYNESBORO, VA 22980
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Harrisonburg City assessment roll, as of October 16, 2026

Property Jurisdictions

TypeName
StateVirginia
MunicipalityHarrisonburg City
Unified School DistrictHarrisonburg City Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$656.00$65,000 (+7.44%) Land $65,000$65,000 (+7.44%) Land $65,000
2025$60,500 Land $60,500$60,500 Land $60,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 13, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 96% of Virginia
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF HARRISONBURG
serves 61,000 people · EPA ID VA2660345
Water SourceSurface water
Last State InspectionMay 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 365 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Glo Fiber
Fiber
8,000 / 8,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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