Union County property record for 739 Skywatch Ln, Monroe, NC 28112
| Property Type | Rural Home |
|---|---|
| Details | 2 bd · 2 ba · 1,390 sqft · built 2007 |
| Lot Size | 0.083 acres (3,615 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $178,000 (Jul 2019) |
| Tax Bill | $2,156 (2025) |
| Deeds & Mortgages | Jul 2022 Transfer Jul 2019 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-321-417 |
| Primary APN | 09-321-417 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,390 sqft Living Area |
| 1st Floor Area | 1,390 sqft |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable |
| Lot Area | 3,615 sqft (0.083 acres) |
| Garage Type | Attached |
| Garage Area | 380 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 20 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Street Address | 739 SKYWATCH LN |
|---|---|
| City | MONROE |
| State | NC |
| Zip | 28112-7768 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | M-U-SU MON |
| Legal Description | #308 SOUTHWINDS PH2 MP2 OPCJ158 |
| Legal Subdivision | SOUTHWINDS |
| Jurisdiction | UNION NC |
| Township / Civil Division | MONROE |
| Census Block Group | 4 |
| Census Block | 4004 |
| Census Tract | 20501 |
739 Skywatch Ln, a rural home, is owned by two individuals who acquired it in July 2022.
Source: Union County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 9810 103RD AVE, OZONE PARK, NY 11417-1640 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 11, 2022 | Intrafamily Transfer, Transfer |
| Jul 11, 2019 | Warranty Deed, Transfer · Conventional with PMI DIRECT HM LNS |
| Jun 5, 2017 | Loan Modification, Mortgage · Conventional with PMI MIDFIRST BK |
| Jun 5, 2017 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 11, 2019 · Amount on File |
| Deed Sale | Jul 11, 2019 · Amount on File |
| Prior Sale | Nov 5, 2007 · Amount on File |
| Deed Document Number | 201919720 |
| Deed Book / Page | 7412 / 717 |
| Last Transfer Date | Jul 8, 2022 |
| Transfer Doc | 0008521690 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Jul 11, 2022 |
| Property Address | 739 SKYWATCH LN, MONROE, NC 28112-7768 |
| Document Number | 0008521690 |
| Book / Page | 8521 / 690 |
| Map Reference | CAB J FILE 158 |
| Instrument Date | Jul 8, 2022 |
| Instrument | 24605 |
| Transaction Type | Transfer |
| Record Updated | Jul 26, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 9810 103RD AVE, OZONE PARK, NY 11417-1640 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Jul 11, 2019 |
| Property Address | 739 SKYWATCH LN, MONROE, NC 28112-7768 |
| Document Number | 7412717 |
| Book / Page | 007412 / 000717 |
| Instrument Date | Jul 11, 2019 |
| Instrument | 19720 |
| Transaction Type | Transfer |
| Record Updated | Aug 26, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $356.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 9810 103RD AVE OZONE PARK NY 114171640, OZONE PARK, NY 11417-1640 |
| Document Number | 7412720 |
|---|---|
| Date | Jul 11, 2019 |
| Book Page | 007412/000720 |
| Instrument | 19721 |
| Name | DIRECT HM LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | CHARLOTTE, NC 28203 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 10, 2049 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 739 SKYWATCH LN, MONROE, NC 28112-7768 |
| Document Number | 6971389 |
| Book / Page | 006971 / 000389 |
| Instrument Date | Jun 5, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Oct 31, 2017 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 739 SKYWATCH LN MONROE NC 281127768, MONROE, NC 28112-7768 |
| Document Number | 6971389 |
|---|---|
| Date | Jul 13, 2017 |
| Book Page | 006971/000389 |
| Instrument | 19764 |
| Name | MIDFIRST BK |
|---|---|
| Type | Bank |
| Address | OKLAHOMA CITY, OK 73118 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Rate | 4.37% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 739 SKYWATCH LN, MONROE, NC 28112-7768 |
| Document Number | 6965657 |
| Book / Page | 006965 / 000657 |
| Instrument Date | Jun 5, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Oct 31, 2017 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 739 SKYWATCH LN MONROE NC 281127768, MONROE, NC 28112-7768 |
| Document Number | 6965657 |
|---|---|
| Date | Jul 3, 2017 |
| Book Page | 006965/000657 |
| Instrument | 18796 |
| Name | HUD-HOUSING/URBAN DEV |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 2, 2047 |
The 2025 property tax bill for 739 Skywatch Ln was $2,156.
Source: Union County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Municipality | Monroe City |
| Unified School District | Union County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $246,700 (-) Land $64,400 Building $182,300 | $246,700 (-) Land $64,400 Building $182,300 | |
| 2025 | $2,156.00 | $246,700 Land $64,400 Building $182,300 | $246,700 Land $64,400 Building $182,300 |
| 2023 | $1,875.00 | $172,000 Land $38,000 Building $134,000 | $172,000 Land $38,000 Building $134,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 739 Skywatch Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 14, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 739 Skywatch Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MONROE serves 43,081 people · EPA ID NC0190010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | E. coli resolved · Aug 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 294 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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