Union County property record for 735 Skywatch Ln, Monroe, NC 28112
| Property Type | Rural Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,930 sqft · built 2007 |
| Lot Size | 0.083 acres (3,615 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $387,500 (May 2022) |
| Tax Bill | $3,153 (2025) |
| Deeds & Mortgages | Jul 2023 Mortgage May 2022 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-321-416 |
| Primary APN | 09-321-416 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,930 sqft Living Area |
| 1st Floor Area | 1,301 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable |
| Lot Area | 3,615 sqft (0.083 acres) |
| Garage Type | Attached |
| Garage Area | 323 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 59 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Street Address | 735 SKYWATCH LN |
|---|---|
| City | MONROE |
| State | NC |
| Zip | 28112-7768 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | M-U-SU MON |
| Legal Description | #307 SOUTHWINDS PH2 MP2 OPCJ158 |
| Legal Subdivision | SOUTHWINDS |
| Jurisdiction | UNION NC |
| Township / Civil Division | MONROE |
| Census Block Group | 4 |
| Census Block | 4004 |
| Census Tract | 20501 |
Source: Union County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | PO BOX 4900, SCOTTSDALE, AZ 85261-4900 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 12, 2023 | Intrafamily Transfer, Transfer · Commercial Mortgage MORGAN STANLEY MORTGAGE CAPITAL HOL |
| May 19, 2022 | Warranty Deed, Transfer BARRISTERS LAW AND TITLE COMPANY, BARRISTERS TITLE COMPANY |
| Apr 21, 2022 | Warranty Deed, Construction Loan · Construction Mortgage ANCHOR LOANS INC |
| Nov 27, 2018 | Warranty Deed, Transfer · ARM FOUNDERS FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 19, 2022 · Amount on Record |
| Deed Sale | May 19, 2022 · Amount on Record |
| Prior Sale | Apr 21, 2022 · Amount on Record |
| Deed Document Number | 202218278 |
| Deed Book / Page | 8481 / 214 |
| Last Transfer Date | Jun 21, 2023 |
| Transfer Doc | 0000087433 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Jul 12, 2023 |
| Property Address | 735 SKYWATCH LN, MONROE, NC 28112-7768 |
| Document Number | 0000087433 |
| Book / Page | 8743 / 3 |
| Map Reference | CAB J FILE 158 |
| Instrument Date | Jul 11, 2023 |
| Instrument | 16620 |
| Transaction Type | Transfer |
| Record Updated | Jul 31, 2023 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 15771 RED HILL AVE # AVE100, AVE100, TUSTIN, CA 92780-7333 |
| Name | Verified Name |
|---|---|
| Address | 15771 RED HILL AVE STE 100, 100, TUSTIN, CA 92780-7333 |
| Investor | Possibly a Property Investor |
| Document Number | 0000016621 |
|---|---|
| Date | Jul 12, 2023 |
| Instrument | 16621 |
| Name | MORGAN STANLEY MORTGAGE CAPITAL HOL |
|---|---|
| Type | Mortgage Company |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | May 19, 2022 |
| Property Address | 735 SKYWATCH LN, MONROE, NC 28112-7768 |
| Document Number | 0008481214 |
| Book / Page | 8481 / 214 |
| Map Reference | CAB J FILE 158 |
| Instrument Date | May 17, 2022 |
| Instrument | 18278 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2022 |
| Title Company | BARRISTERS LAW AND TITLE COMPANY, BARRISTERS TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Tax | $775.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1401 FUNNY CIDE DR, 1401, WAXHAW, NC 28173-7262 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 15087, SANTA ANA, CA 92735-0087 |
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Apr 21, 2022 |
| Property Address | 735 SKYWATCH LN, MONROE, NC 28112-7768 |
| Document Number | 0008459248 |
| Book / Page | 8459 / 248 |
| Map Reference | CAB J FILE 158 |
| Instrument Date | Apr 20, 2022 |
| Instrument | 14767 |
| Transaction Type | Construction Loan |
| Record Updated | May 3, 2022 |
| Title Company | 24 HOUR TITLE LLC, 24 HOUR TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $698.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 421 E VILLAGE DR, 421, MONROE, NC 28112-8195 |
| Name | Verified Name |
|---|---|
| Address | 1401 FUNNY CIDE DR, WAXHAW, NC 28173-7262 |
| Investor | Possibly a Property Investor |
| Document Number | 0000014768 |
|---|---|
| Date | Apr 21, 2022 |
| Instrument | 14768 |
| Name | ANCHOR LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Nov 27, 2018 |
| Property Address | 735 SKYWATCH LN, MONROE, NC 28112-7768 |
| Document Number | 0007274242 |
| Book / Page | 7274 / 242 |
| Map Reference | CAB J FILE 158 |
| Instrument Date | Nov 27, 2018 |
| Instrument | 0032703 |
| Transaction Type | Transfer |
| Record Updated | Dec 14, 2021 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $350.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4208 CARL PARMER DR, 4208, HARRISBURG, NC 28075-7437 |
| Name | Verified Name |
|---|---|
| Address | 735 SKYWATCH LN, MONROE, NC 28112-7768 |
| Document Number | 0000032704 |
|---|---|
| Date | Nov 27, 2018 |
| Instrument | 0032704 |
| Name | FOUNDERS FCU |
|---|---|
| Type | Credit Union |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 5, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.25% |
| Type Change Date | Dec 1, 2025 |
| Change Frequency | Annually |
| Min Rate At Change | 3.5% |
| Max Rate At Change | 7.25% |
| Index | Other |
| Max Rate | 11.2% |
Source: Union County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Municipality | Monroe City |
| Unified School District | Union County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $360,700 (-) Land $64,400 Building $296,300 | $360,700 (-) Land $64,400 Building $296,300 | |
| 2025 | $3,153.00 (+20.99%) | $360,700 (+50.92%) Land $64,400 Building $296,300 | $360,700 (+50.92%) Land $64,400 Building $296,300 |
| 2023 | $2,606.00 | $239,000 (-) Land $38,000 Building $201,000 | $239,000 (-) Land $38,000 Building $201,000 |
| 2022 | $2,606.00 | $239,000 Land $38,000 Building $201,000 | $239,000 Land $38,000 Building $201,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 14, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MONROE serves 43,081 people · EPA ID NC0190010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | E. coli resolved · Aug 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 294 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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