Seneca County and Waterloo Town property record for 739 Dunham Rd, Waterloo, NY 13165
| Property Type | Rural Home |
|---|---|
| Details | 4 bd · 1 ba · 1,820 sqft · built 1800 |
| Lot Size | 203 acres (8,873,172 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $10,490 (2026) |
| Deeds & Mortgages | Mar 2022 Refinance |
| APN | 453889 15-1-04.1 |
| Primary APN | 453889 15-1-04.1 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 1,820 sqft Living Area |
| 1st Floor Area | 910 sqft |
| 2nd Floor Area | 910 sqft |
| Year Built | Built 1800 |
|---|---|
| Effective Year Built | Effective 1800 |
| Architectural Style | Traditional |
| Exterior Material | Wood |
| Lot Area | 8,873,172 sqft (203 acres) |
| Porch | Slab |
| Porch Area | 396 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 739 DUNHAM RD |
|---|---|
| City | WATERLOO |
| State | NY |
| Zip | 13165-9656 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | 04 - FARM |
| Legal Description | 267-228 MB00-200 |
| Legal Block | 1 |
| Legal Lot Number | 4.001 |
| Jurisdiction | SENECA NY |
| Township / Civil Division | WATERLOO |
| Census Block Group | 3 |
| Census Block | 3022 |
| Census Tract | 950500 |
Source: Seneca County and Waterloo Town records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 739 DUNHAM RD, WATERLOO, NY 13165-9656 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SENECA NY |
| Property Address | 739 DUNHAM RD, WATERLOO, NY 13165-9656 |
| Transaction Type | Mortgage |
| Record Updated | Mar 14, 2024 |
| Name | Verified Name |
|---|
| Document Number | 001846/160 |
|---|---|
| Date | Mar 17, 2022 |
| Book Page | 1846/160 |
| Instrument | 57679 |
| Name | SAVANNA BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Apr 1, 2037 |
Source: Seneca County and Waterloo Town assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Seneca County |
| County Subdivision | Waterloo Town |
| Unified School District | Waterloo Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $10,490.00 (+2.95%) Homeowner's exemption | ||
| 2025 | $10,189.00 (+709.29%) | $453,200 (-) Land $425,200 Building $28,000 | $743,000 (+16.4%) Land $697,095 Building $45,905 |
| 2023 | $453,200 Land $425,200 Building $28,000 | $638,310 Land $598,873 Building $39,437 | |
| 2019 | $1,259.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer
| FEMA Flood Zone | Not on file |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 94% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| CBN Fixed Wireless · not low latency | 100 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
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