Seneca County and Waterloo Town property record for 684 Dunham Rd, Waterloo, NY 13165
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,624 sqft · built 2007 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $2,800 (Feb 2005) |
| Tax Bill | $5,691 (2026) |
| Deeds & Mortgages | Sep 2026 Mortgage Mar 2024 Refinance |
| APN | 453889 15-1-30.122 |
| Primary APN | 453889 15-1-30.122 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,624 sqft Living Area |
| 1st Floor Area | 1,624 sqft |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 43,560 sqft (1 acres) |
| Pool Type | In-Ground Vinyl Pool |
|---|---|
| Porch | Slab |
| Porch Area | 300 sqft |
| Shed | 1 Shed |
| Pole Barn | Pole Barn |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 684 DUNHAM RD |
|---|---|
| City | WATERLOO |
| State | NY |
| Zip | 13165-9560 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 02 - SINGL |
| Legal Block | 1 |
| Legal Lot Number | 30.122 |
| Jurisdiction | SENECA NY |
| Township / Civil Division | WATERLOO |
| Census Block Group | 3 |
| Census Block | 3021 |
| Census Tract | 950500 |
Source: Seneca County and Waterloo Town records, as of October 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 684 DUNHAM RD, WATERLOO, NY 13165-9560 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 16, 2026 | Deed of Trust, Mortgage NEWREZ LLC |
| Mar 22, 2024 | Deed of Trust, Mortgage · Stand-Alone Refinance CFCU COMMUNITY CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 2, 2005 · Amount on Record |
| Deed Sale | Feb 2, 2005 · Amount on Record |
| Deed Book / Page | 700 / 320 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SENECA NY |
| Recording Date | Sep 16, 2026 |
| Property Address | 684 DUNHAM RD, WATERLOO, NY 13165-9560 |
| Document Number | 0000075925 |
| Book / Page | 2007 / 137 |
| Instrument Date | Sep 9, 2026 |
| Instrument | 202675925 |
| Transaction Type | Mortgage |
| Record Updated | Oct 7, 2026 |
| Name | Verified Name |
|---|---|
| Address | 684 DUNHAM RD, WATERLOO, NY 13165-9560 |
| Document Number | 0000075925, |
|---|---|
| Date | Sep 16, 2026 |
| Book Page | 2007/137 |
| Instrument | 202675925 |
| Name | NEWREZ LLC |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SENECA NY |
| Property Address | 684 DUNHAM RD, WATERLOO, NY 13165-9560 |
| Transaction Type | Mortgage |
| Record Updated | Apr 16, 2024 |
| Name | Verified Name |
|---|
| Document Number | 001919/290 |
|---|---|
| Date | Mar 22, 2024 |
| Book Page | 1919/290 |
| Instrument | 66014 |
| Name | CFCU COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
Source: Seneca County and Waterloo Town assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Seneca County |
| County Subdivision | Waterloo Town |
| Unified School District | Waterloo Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,691.00 (+6.2%) Homeowner's exemption | ||
| 2025 | $5,359.00 (+295.79%) | $182,600 (-) Land $14,000 Building $168,600 | $299,300 (+16.38%) Land $22,947 Building $276,353 |
| 2023 | $182,600 Land $14,000 Building $168,600 | $257,183 Land $19,718 Building $237,465 | |
| 2019 | $1,354.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer
| FEMA Flood Zone | Not on file |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.9% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| CBN Fixed Wireless · not low latency | 100 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
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