739 Arce St, Watsonville, CA 95076 Property Records

Santa Cruz County property record for 739 Arce St, Watsonville, CA 95076

Property Summary

Property Type	Government / Public Use
Details	4 bd · 2.5 ba · 1,891 sqft · built 2003
Lot Size	0.059 acres (2,570 sqft)
Owner	Individual Name on File
Last Sale	$338,500 (Mar 2017)
Tax Bill	$5,625 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Mar 2017 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`017-742-10`

Property Details

APN / Parcel Number

Primary APN	`017-742-10`
Alternative APN	`017-742-10-000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Building Area	1,891 sqft Gross Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Construction Type	Wood
Roof Material	Tile
Lot Area	2,570 sqft (0.059 acres)
Garage Type	Attached
Garage Area	442 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	739 ARCE ST
City	WATSONVILLE
State	CA
Zip	95076-1073
Property Category	Public Works
Property Type	Public Works > Government / Public Use
Legal Subdivision	VISTA MONTANA
Legal Block	1
Legal Lot Number	44
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	WATSONVILLE
Census Block Group	1
Census Block	1006
Census Tract	110101

Owner

739 Arce St, a public works property, is owned and occupied by an individual who bought it in March 2017.

Source: Santa Cruz County records, as of August 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	739 ARCE ST, WATSONVILLE, CA 95076-1073
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage BAY FCU
Mar 21, 2017	Grant Deed, Transfer · Conventional Mortgage BAY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 21, 2017 · Amount on File
Deed Sale	Mar 21, 2017 · Amount on File
Prior Sale	Oct 3, 2003 · Amount on File
Deed Document Number	20179600
Prior Transfer Date	Sep 26, 2003
Prior Transfer Doc	0000100611
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	739 ARCE ST, WATSONVILLE, CA 95076-1073
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	739 ARCE ST, WATSONVILLE, CA 95076-1073

Mortgage

Document Number	0000024740
Date	Apr 29, 2021
Instrument	2021-0024740

Lender

Name	BAY FCU
Type	Credit Union
Address	CAPITOLA, CA 95010

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	May 1, 2041

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Mar 21, 2017
Property Address	739 ARCE ST, WATSONVILLE, CA 95076-1073
Document Number	0000009600
Map Reference	MAP102 PG36
Instrument Date	Feb 15, 2017
Instrument	2017-0009600
Transaction Type	Transfer
Record Updated	Jul 25, 2022
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	739 ARCE ST, WATSONVILLE, CA 95076-1073

Mortgage

Document Number	0000009601
Date	Mar 21, 2017
Instrument	2017-0009601

Lender

Name	BAY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 739 Arce St was $5,625 with a homeowner's exemption.

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Municipality	Watsonville City
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$400,137 (+2%) Land $189,408 Building $210,729
2025	$5,625.00 Homeowner's exemption	$392,291 Land $185,694 Building $206,597
2023	$4,986.00 (+2.15%) Homeowner's exemption	$377,058 Land $178,483 Building $198,575	$486,270
2022	$4,881.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 739 Arce St in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AH, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 88 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	88 in force
Nearby Flood Claims	3 (2022–2023)
Most Recent Claim	Mar 2023 · Severe Storm And Flooding
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 739 Arce St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WATSONVILLE serves 65,231 people · EPA ID CA4410011
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 304 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Cruzio Fixed Wireless	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Etheric Networks Fixed Wireless	250 / 100
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, Verizon, Xfinity.

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