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738 Arce St, Watsonville, CA 95076 Property Records

Santa Cruz County property record for 738 Arce St, Watsonville, CA 95076 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 1,891 sqft · built 2003
Lot Size0.059 acres (2,570 sqft)
OwnerIndividual Name on File
Last Sale$750,000 (Nov 2021)
Tax Bill$10,745 (2025)
Deeds & MortgagesNov 2021 Sale & Mortgage
Flood ZoneZone X (moderate risk)
APN017-741-25

Property Details

APN / Parcel Number

Primary APN017-741-25
Alternative APN
  • 017-741-25-000

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Building Area1,891 sqft Living Area
Gross Area2,333 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2010
Construction TypeWood
Roof MaterialTile
Lot Area2,570 sqft (0.059 acres)
Garage TypeAttached
Garage Area442 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address738 ARCE ST
CityWATSONVILLE
StateCA
Zip95076-1072
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionVISTA MONTANA TR 1455
Legal Block1
Legal Lot Number25
JurisdictionSANTA CRUZ CA
Township / Civil DivisionWATSONVILLE
Census Block Group1
Census Block1010
Census Tract110101

Owner

Source: Santa Cruz County records · APN 017-741-25

Assessment roll updated August 19, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address738 ARCE ST, WATSONVILLE, CA 95076-1072
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 04, 2021 · Amount on Record
Deed SaleNov 04, 2021 · Amount on Record
Prior SaleMay 16, 2014 · Amount on Record
Deed Document Number202155036
Prior Transfer DateMar 18, 2009
Prior Transfer Doc0000013739
Record UpdatedSep 20, 2026

November 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSANTA CRUZ CA
Recording DateNov 04, 2021
Property Address738 ARCE ST, WATSONVILLE, CA 95076-1072
Document Number0000055036
Map ReferenceVOL 102 PG 36
Instrument DateNov 02, 2021
Instrument2021-0055036
Transaction TypeTransfer
Record UpdatedNov 18, 2021
Title CompanySTEWART TITLE, STEWART TITLE OF CA INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$825.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address738 ARCE ST, WATSONVILLE, CA 95076-1072

Mortgage

Document Number0000055037
DateNov 04, 2021
Instrument2021-0055037
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2051

Tax Assessment & Valuation

Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
MunicipalityWatsonville City
Unified School DistrictPajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$811,716 (+2%) Land $519,498 Building $292,218
2025$10,745.00 (+12.35%)$795,800 (+4.04%) Land $509,312 Building $286,488
2023$9,564.00 (+1.95%)$764,898 Land $489,535 Building $275,363$710,550
2022$9,381.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Cruz County (06087C), updated July 10, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060871101011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardModerate
500-Year FloodplainYes
Nearest Special Flood Hazard AreaZone AH, within 500 ft
Flood Insurance CostPremium on Record
median of 88 individual NFIP policies nearby
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies88 in force
Nearby Flood Claims3 (2022–2023)
Most Recent ClaimMar 2023, other causes, Severe Storm And Flooding
Claims By Storm
  • Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 2 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 304 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
Cruzio InternetFixed Wireless (unlicensed)1,000 / 1,000
RazzolinkFixed Wireless (unlicensed)500 / 250
Etheric Communications, LLC.Fixed Wireless (licensed-by-rule)250 / 100
AT&TDSL100 / 20

May also be available at this address: Verizon, AT&T, Xfinity, California Internet. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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