739 3rd St SE, Cresco, IA 52136 Property Records

Howard County property record for 739 3rd St SE, Cresco, IA 52136

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,440 sqft · built 1989
Lot Size	0.402 acres (17,511 sqft)
Owner	Individual Name on File
Last Sale	$195,500 (Dec 2023)
Tax Bill	$3,186 (2026)
Deeds & Mortgages	Dec 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`320410050170000`

Property Details

APN / Parcel Number

Primary APN	`320410050170000`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,440 sqft Living Area
Basement Area	1,340 sqft
Finished Basement	1,025 sqft
Unfinished Basement	315 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	17,511 sqft (0.402 acres)
Garage Type	Attached
Garage Area	620 sqft
Parking Spaces	2 Parking Spaces
Deck Area	276 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	739 3RD ST SE
City	CRESCO
State	IA
Zip	52136-2007
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 10 OF 3 OF 50 IR SURV NW
Legal Range	11W
Legal Township	99N
Legal Section	26
Legal Lot Number	10
Jurisdiction	HOWARD IA
Township / Civil Division	VERNON SPRINGS
Census Block Group	2
Census Block	2006
Census Tract	960100

Owner

Source: Howard County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	739 3RD ST SE, CRESCO, IA 52136-2007
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 1, 2023 · Amount on File
Deed Sale	Dec 1, 2023 · Amount on File
Deed Document Number	20231798
Deed Book / Page	2023 / 1798
Record Updated	Oct 29, 2026

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HOWARD IA
Recording Date	Dec 1, 2023
Property Address	739 3RD ST SE, CRESCO, IA 52136-2007
Document Number	02023/1798
Book / Page	2023 / 1798
Instrument Date	Nov 10, 2023
Instrument	2023 1798
Transaction Type	Transfer
Record Updated	Feb 6, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$311.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	739 3RD ST SE, CRESCO, IA 52136-2007

Mortgage

Document Number	0020231799
Date	Dec 1, 2023
Instrument	2023 1799

Lender

Name	CUSB BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2053

Tax Assessment & Valuation

Source: Howard County assessment roll, as of October 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Howard County
Municipality	Cresco City
Unified School District	Howard-Winneshiek Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,186.00	$198,820 (-) Land $13,130 Building $185,690	$198,820 (-) Land $13,130 Building $185,690
2025	$3,186.00 (+3.85%) Homeowner's exemption	$198,820 (+12.44%) Land $13,130 Building $185,690	$198,820 (+12.44%) Land $13,130 Building $185,690
2024	$3,068.00 (+6.16%)
2023		$176,830 (+20.26%) Land $13,130 Building $163,700	$176,830 (+20.26%) Land $13,130 Building $163,700
2022	$2,890.00 Homeowner's exemption	$147,040 Land $13,130 Building $133,910
2021			$147,040 Land $13,130 Building $133,910

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 159 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Nextlink Fixed Wireless	500 / 200
Windstream DSL · Fiber in parts of the area	200 / 20
GigFire Fixed Wireless	150 / 130

May also be available: Verizon.

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