735 3rd St SE, Cresco, IA 52136 Property Records

Howard County property record for 735 3rd St SE, Cresco, IA 52136

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,404 sqft · built 1985
Lot Size	0.301 acres (13,112 sqft)
Owner	Individual Name on File
Last Sale	$55,000 (Mar 2020)
Tax Bill	$3,160 (2026)
Deeds & Mortgages	Oct 2025 Line of Credit Aug 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`320410050160000`

Property Details

APN / Parcel Number

Primary APN	`320410050160000`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Half Baths	2 Half Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,404 sqft Living Area
Basement Area	1,404 sqft
Finished Basement	550 sqft
Unfinished Basement	854 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,112 sqft (0.301 acres)
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Deck Area	200 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	735 3RD ST SE
City	CRESCO
State	IA
Zip	52136-2007
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S 75' LOT 9 OF 3 OF 50 SUBD LOT 50 IR SURV NW
Legal Range	11W
Legal Township	99N
Legal Section	26
Legal Subdivision	SUBDIVISION OF LOT 3 OF 50
Legal Lot Number	9 & 50
Jurisdiction	HOWARD IA
Township / Civil Division	VERNON SPRINGS
Census Block Group	2
Census Block	2006
Census Tract	960100

Owner

Source: Howard County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	735 3RD ST SE, CRESCO, IA 52136-2007
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 16, 2025	Deed of Trust, Mortgage · Line of Credit CUSB BANK
Aug 26, 2022	Deed of Trust, Mortgage · Line of Credit CUSB BANK
Mar 20, 2020	Warranty Deed, Transfer · Stand-Alone Refinance CUSB BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 20, 2020 · Amount on File
Deed Sale	Mar 20, 2020 · Amount on File
Deed Document Number	2020383
Deed Book / Page	2020 / 383
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD IA
Property Address	735 3RD ST SE, CRESCO, IA 52136-2007
Transaction Type	Mortgage
Record Updated	Dec 5, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	735 3RD ST SE, CRESCO, IA 52136-2007

Mortgage

Document Number	02025/1507
Date	Oct 16, 2025
Book Page	2025/1507
Instrument	2025 1507

Lender

Name	CUSB BANK
Type	Bank
Address	CRESCO, IA 52136

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD IA
Property Address	735 3RD ST SE, CRESCO, IA 52136-2007
Transaction Type	Mortgage
Record Updated	Oct 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02022/1352
Date	Aug 26, 2022
Book Page	2022/1352
Instrument	2022 1352

Lender

Name	CUSB BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HOWARD IA
Recording Date	Mar 20, 2020
Property Address	735 3RD ST SE, CRESCO, IA 52136-2007
Document Number	002020/383
Book / Page	2020 / 383
Instrument Date	Mar 18, 2020
Instrument	383
Transaction Type	Transfer
Record Updated	Aug 9, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	735 3RD ST SE, CRESCO, IA 52136-2007

Mortgage

Document Number	002020/384
Date	Mar 20, 2020
Book Page	2020/384
Instrument	384

Lender

Name	CUSB BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2050

Tax Assessment & Valuation

Source: Howard County assessment roll, as of October 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Howard County
Municipality	Cresco City
Unified School District	Howard-Winneshiek Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,160.00	$186,360 (-) Land $9,840 Building $176,520	$186,360 (-) Land $9,840 Building $176,520
2025	$3,160.00 (+3.67%)	$186,360 (+12.65%) Land $9,840 Building $176,520	$186,360 (+12.65%) Land $9,840 Building $176,520
2024	$3,048.00 (+3.67%)
2023		$165,430 (+20.68%) Land $9,840 Building $155,590	$165,430 (+20.68%) Land $9,840 Building $155,590
2022	$2,940.00	$137,080 Land $9,840 Building $127,240
2021			$137,080 Land $9,840 Building $127,240

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 159 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Nextlink Fixed Wireless	500 / 200
Windstream DSL · Fiber in parts of the area	200 / 20
GigFire Fixed Wireless	150 / 130

May also be available: Verizon.

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