738A Undercliff Ave, Edgewater, NJ 07020 Property Records

Bergen County and Edgewater Borough property record for 738A Undercliff Ave, Edgewater, NJ 07020

Property Summary

Property Type	Single Family Home
Details	2,448 sqft · built 2007
Lot Size	0.057 acres (2,500 sqft)
Owner	2 Individual Names on File
Last Sale	$1,150,000 (Jan 2015)
Tax Bill	$15,693 (2025)
Deeds & Mortgages	Mar 2023 Transfer
Flood Zone	Zone X (minimal risk)
APN	`13-00015-0000-00001-0000-C000A`

Property Details

APN / Parcel Number

Primary APN	`13-00015-0000-00001-0000-C000A`
Alternative APN	`1300015000000001C000A`

Interior

Stories	2 Stories
Building Area	2,448 sqft Living Area

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Condo/Apartment
Exterior Material	Stucco
Lot Area	2,500 sqft (0.057 acres)
Lot Dimensions	100 ft deep x 25 ft wide

Location & Zoning

Street Address	738A UNDERCLIFF AVE, A
City	EDGEWATER
State	NJ
Zip	07020-1701
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	25X100
Legal Subdivision	UNDERCLIFF AVE CONDO
Legal Block	15
Legal Lot Number	1
Jurisdiction	BERGEN NJ
Township / Civil Division	EDGEWATER
Census Block Group	1
Census Block	1003
Census Tract	13002

Owner

738A Undercliff Ave is owned by two individuals who acquired it in January 2020.

Source: Bergen County and Edgewater Borough records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	738A UNDERCLIFF AVE, EDGEWATER, NJ 07020-1701
Owner Type	Individual
Vesting	Tenants in Common

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 31, 2015 · Amount on File
Deed Sale	Jan 31, 2015 · Amount on File
Prior Sale	Feb 20, 1996 · Amount on File
Deed Document Number	20157068
Deed Book / Page	1851 / 2181
Last Transfer Date	Jan 22, 2020
Transfer Doc	0035210412
Record Updated	Oct 29, 2026

March 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BERGEN NJ
Recording Date	Mar 1, 2023
Property Address	738A UNDERCLIFF AVE, EDGEWATER, NJ 07020-1701
Document Number	0049430918
Book / Page	4943 / 918
Instrument Date	Feb 7, 2023
Instrument	2023015999
Transaction Type	Transfer
Record Updated	Mar 23, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	738A UNDERCLIFF AVE, EDGEWATER, NJ 07020-1701

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	738A UNDERCLIFF AVE, EDGEWATER, NJ 07020-1701

Tax Assessment & Valuation

The 2025 property tax bill for 738A Undercliff Ave was $15,693, up 5.6% from the year before.

Source: Bergen County and Edgewater Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Edgewater Borough
Unified School District	Edgewater Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,022,300 (+7.16%) Land $315,000 Building $707,300	$1,022,300 (+7.16%) Land $315,000 Building $707,300
2025	$15,693.00 (+5.56%)	$954,000 Land $297,500 Building $656,500	$954,000 Land $297,500 Building $656,500
2024	$14,867.00
2023		$906,900 Land $275,000 Building $631,900	$906,900 Land $275,000 Building $631,900
2022	$13,822.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 738A Undercliff Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1981–1989)
Most Recent Claim	May 1989 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 738A Undercliff Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 89% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 310 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20