Bergen County and Edgewater Borough property record for 725 Undercliff Ave, Edgewater, NJ 07020
| Property Type | Single Family Home |
|---|---|
| Details | 3,070 sqft · built 2018 |
| Lot Size | 0.068 acres (2,962 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,799,000 (Jun 2024) |
| Tax Bill | $26,419 (2025) |
| Deeds & Mortgages | Mar 2022 Mortgage Jan 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-00019-0000-00026-0000-C0002 |
| Primary APN | 13-00019-0000-00026-0000-C0002 |
|---|
| Stories | 2 Stories |
|---|---|
| Building Area | 3,070 sqft Living Area |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Architectural Style | Condo/Apartment |
| Exterior Material | Frame |
| Construction Type | Frame |
| Lot Area | 2,962 sqft (0.068 acres) |
| Lot Dimensions | 148 ft deep x 20 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 725 UNDERCLIFF AVE, 2 |
|---|---|
| City | EDGEWATER |
| State | NJ |
| Zip | 07020-1419 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | 20X148 0.1359 |
| Legal Subdivision | 23 LASHER LANE LLC |
| Legal Block | 19 |
| Legal Lot Number | 26 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | EDGEWATER |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 13002 |
725 Undercliff Ave is owned by two individuals who bought it in June 2024.
Source: Bergen County and Edgewater Borough records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 725 UNDERCLIFF AVE, EDGEWATER, NJ 07020-1419 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 1, 2022 | Intrafamily Transfer, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Jan 29, 2019 | Deed with Mortgage, Transfer CITIBANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 12, 2024 · Amount on File |
| Deed Sale | Jun 12, 2024 · Amount on File |
| Prior Sale | Sep 27, 2018 · Amount on File |
| Deed Document Number | 202435257 |
| Deed Book / Page | 5259 / 671 |
| Prior Transfer Date | Jan 26, 2022 |
| Prior Transfer Doc | 0046010982 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Mar 1, 2022 |
| Property Address | 725 UNDERCLIFF AVE, EDGEWATER, NJ 07020-1419 |
| Document Number | 0046010982 |
| Book / Page | 4601 / 982 |
| Instrument Date | Jan 26, 2022 |
| Instrument | 2022026009 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2022 |
| Title Company | STEWART TITLE, STEWART TITLE GUARANTY CO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 725 LINDERCLIFF AVENUE, 725, EDGEWATER, NJ 07020 |
| Name | Verified Name |
|---|---|
| Address | 725 UNDERCLIFF AVE, EDGEWATER, NJ 07020-1419 |
| Document Number | 2022026010 |
|---|---|
| Date | Mar 1, 2022 |
| Instrument | 2022026010 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Feb 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.5% |
| Type Change Date | Feb 1, 2029 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 4.5% |
| Index | Other |
| Max Rate | 7.5% |
| Document Type | Deed with Mortgage |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Jan 29, 2019 |
| Property Address | 725 UNDERCLIFF AVE, EDGEWATER, NJ 07020-1419 |
| Document Number | 0031660469 |
| Book / Page | 003166 / 000469 |
| Instrument Date | Jan 14, 2019 |
| Instrument | 6754 |
| Transaction Type | Transfer |
| Record Updated | Feb 7, 2019 |
| Title Company | CARNEGIE TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,375.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 23 LASHER LN EDGEWATER NJ 07020, EDGEWATER, NJ 07020 |
| Document Number | 31660477 |
|---|---|
| Date | Jan 29, 2019 |
| Book Page | 003166/000477 |
| Instrument | 6754 |
| Name | CITIBANK |
|---|---|
| Type | Bank |
| Address | O'FALLON, MO 63368-2240 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jan 28, 2049 |
The 2025 property tax bill for 725 Undercliff Ave was $26,419, up 14.4% from the year before.
Source: Bergen County and Edgewater Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Edgewater Borough |
| Unified School District | Edgewater Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,715,400 (+6.81%) Land $330,600 Building $1,384,800 | $1,715,400 (+6.81%) Land $330,600 Building $1,384,800 | |
| 2025 | $26,419.00 (+14.44%) | $1,606,000 Land $312,700 Building $1,293,300 | $1,606,000 Land $312,700 Building $1,293,300 |
| 2024 | $23,085.00 | ||
| 2023 | $1,411,000 Land $288,800 Building $1,122,200 | $1,411,000 Land $288,800 Building $1,122,200 | |
| 2022 | $17,741.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 725 Undercliff Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1981.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1981–1989) |
| Most Recent Claim | May 1989 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 725 Undercliff Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 89% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 310 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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