7387 FM 118, Commerce, TX 75428 Property Records

Hunt County property record for 7387 FM 118, Commerce, TX 75428

Property Summary

Property Type	Single Family Home
Details	1,383 sqft · built 2022
Lot Size	11.3 acres (492,576 sqft)
Owner	2 Individual Names on Record
Tax Bill	$945 (2025)
Deeds & Mortgages	Dec 2019 Sale Mar 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0815-0130-0000-30`

Property Details

APN / Parcel Number

Primary APN	`0815-0130-0000-30`
Alternative APNs	`R31947` `31947`

Interior

Stories	1 Story
Building Area	1,383 sqft Gross Area
1st Floor Area	1,383 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Lot Area	492,576 sqft (11.3 acres)
Porch	Open Porch
Total Buildings	2 Buildings

Location & Zoning

Street Address	7387 FM 118
City	COMMERCE
State	TX
Zip	75428-6853
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	A0815 ONEAL W S,TRACT 13, ACRES 11.308
Legal Subdivision	ONEAL W S
Legal Tract	13
Legal Block	1
Legal Lot Number	13
Jurisdiction	HUNT TX
Township / Civil Division	COMMERCE
Census Block Group	1
Census Block	1034
Census Tract	960100

Owner

Source: Hunt County records, as of October 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7387 FM 118, COMMERCE, TX 75428-6853
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 10, 2019	Warranty Deed, Transfer ATTORNEY ONLY
Mar 4, 2019	Warranty Deed, Transfer BOBBY G SAULTERS

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HUNT TX
Recording Date	Dec 10, 2019
Property Address	7387 FM 118, COMMERCE, TX 75428-6853
Document Number	0000018520
Instrument Date	Nov 29, 2019
Instrument	18520
Transaction Type	Transfer
Record Updated	Dec 24, 2019
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2305 WINONA DR PLANO TX 750742767, PLANO, TX 75074-2767

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HUNT TX
Recording Date	Mar 4, 2019
Property Address	7387 FM 118, COMMERCE, TX 75428-6853
Document Number	0000002913
Instrument Date	Feb 27, 2019
Instrument	2913
Transaction Type	Transfer
Record Updated	Mar 14, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2305 WINONA DR PLANO TX 750742767, PLANO, TX 75074-2767

Mortgage

Document Number	2914
Date	Mar 4, 2019
Instrument	2914

Lender

Name	BOBBY G SAULTERS
Address	7419 FM 118, COMMERCE, TX 75428-6855
Special Notes	Seller Financed

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Mar 3, 2024

Tax Assessment & Valuation

Source: Hunt County assessment roll, as of September 10, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Hunt County
Unified School District	Commerce Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$945.00 (-44.64%) Homeowner's exemption Senior Citizen's exemption	$198,810 (+23.67%) Land $8,740 Building $190,070	$366,560 (+20.96%) Land $176,490 Building $190,070
2024	$1,707.00 (+11,28%)
2023		$160,760 Land $7,410 Building $153,350	$303,050 Land $149,700 Building $153,350
2022	$15.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2017)
Most Recent Claim	Aug 2017 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · lower than 68% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH HUNT SUD serves 4,836 people · EPA ID TX1160039
Water Source	Purchased surface water from CITY OF COMMERCE
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrite resolved · Oct 2022
Treatment and Procedure	Coliform assessment Sep 2023
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Nextlink Fixed Wireless	100 / 20

May also be available: 360 Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on FM 118

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