7276 FM 118, Commerce, TX 75428 Property Records

Hunt County property record for 7276 FM 118, Commerce, TX 75428

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,468 sqft · built 1980
Lot Size	66.9 acres (2,916,908 sqft)
Owner	Individual Name on Record
Last Sale	$256,000 (Dec 2017)
Tax Bill	$2,063 (2025)
Deeds & Mortgages	Feb 2026 Sale Dec 2017 Mortgage
Flood Zone	Zone A (high risk)
APN	`0820-0100-0000-30`

Property Details

APN / Parcel Number

Primary APN	`0820-0100-0000-30`
Alternative APNs	`R32131` `32131`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	2,468 sqft Gross Area
1st Floor Area	2,468 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	2,916,908 sqft (66.9 acres)
Garage Area	575 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	28 sqft
Utility Building	900 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	7276 FM 118
City	COMMERCE
State	TX
Zip	75428-6840
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	A0820 PARKER M L,TRACT 10, ACRES 66.963
Legal Subdivision	PARKER M L
Legal Tract	10
Legal Block	1
Legal Lot Number	10
Jurisdiction	HUNT TX
Township / Civil Division	WOLFE CITY
Census Block Group	1
Census Block	1079
Census Tract	960200

Owner

Source: Hunt County records, as of October 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	7276 FM 118, COMMERCE, TX 75428-6840
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 9, 2026	Lease, Transfer
Dec 18, 2017	Vendor's Lien, Transfer · Conventional Mortgage LANDMARK BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 18, 2017 · Amount on Record
Deed Sale	Dec 18, 2017 · Amount on Record
Deed Document Number	201717377
Prior Transfer Date	Dec 15, 2017
Prior Transfer Doc	0000017377
Record Updated	Oct 29, 2026

February 2026: Lease, Transfer

Document Type	Lease
Jurisdiction	HUNT TX
Recording Date	Feb 9, 2026
Property Address	7276 FM 118, COMMERCE, TX 75428-6840
Document Number	0000002007
Instrument Date	Feb 9, 2026
Instrument	2026-02007
Transaction Type	Transfer
Record Updated	Feb 26, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7276 FM 118, COMMERCE, TX 75428-6840

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	95 PARKER OAKS LN, HUDSON OAKS, TX 76087-1265
Investor	Possibly a Property Investor

December 2017: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	HUNT TX
Recording Date	Dec 18, 2017
Property Address	7276 FM 118, COMMERCE, TX 75428-6840
Document Number	0000017377
Map Reference	VOL1085 PG561
Instrument Date	Dec 15, 2017
Instrument	2017-17377
Transaction Type	Transfer
Record Updated	Aug 27, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2228 PENTON WAY, LITTLE ELM, TX 75068-5851

Mortgage

Document Number	0000017378
Date	Dec 18, 2017
Instrument	2017-17378

Lender

Name	LANDMARK BANK NA
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

Source: Hunt County assessment roll, as of September 10, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Hunt County
Unified School District	Commerce Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,063.00 (-13.65%) Homeowner's exemption	$213,500 (-5.7%) Land $15,130 Building $198,370	$858,680 (+5.27%) Land $660,310 Building $198,370
2024	$2,389.00 (-24.87%)
2023		$226,410 Land $13,390 Building $213,020	$815,690 Land $602,670 Building $213,020
2022	$3,180.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (2017–2018)
Most Recent Claim	Mar 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 72% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH HUNT SUD serves 4,836 people · EPA ID TX1160039
Water Source	Purchased surface water from CITY OF COMMERCE
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrite resolved · Oct 2022
Treatment and Procedure	Coliform assessment Sep 2023
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, as of December 31, 2025

Cell Coverage

5G and 4G LTE (outdoors only)

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