7387 Baldwin Rd, Cayuga, NY 13034 Property Records

Cayuga County and Montezuma Town property record for 7387 Baldwin Rd, Cayuga, NY 13034

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,980 sqft · built 1999
Lot Size	4.03 acres (175,547 sqft)
Owner	Individual Name on File
Last Sale	$199,000 (Dec 2021)
Tax Bill	$5,517 (2026)
Deeds & Mortgages	Jun 2026 Line of Credit Apr 2021 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`054000 98.00-1-21.322`

Property Details

APN / Parcel Number

Primary APN	`054000 98.00-1-21.322`
Alternative APN	`400009800000010213220000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	1,980 sqft Living Area
1st Floor Area	936 sqft
2nd Floor Area	576 sqft
Upper Floors Area	468 sqft

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Contemporary
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Lot Area	175,547 sqft (4.03 acres)
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	144 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	7387 BALDWIN RD
City	CAYUGA
State	NY
Zip	13034-3123
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR
Legal Description	SMD 1003-138 P/O 98.00-1-21.32
Legal Block	1
Legal Lot Number	21.322
Jurisdiction	CAYUGA NY
Township / Civil Division	MONTEZUMA
Census Block Group	1
Census Block	1085
Census Tract	40500

Owner

Source: Cayuga County and Montezuma Town records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	7387 BALDWIN RD, CAYUGA, NY 13034-3123
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 5, 2026	Deed of Trust, Mortgage · Line of Credit MANUFACTURERS BANK AND TRUST COMPANY
Apr 5, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance PRIMELENDING
Dec 8, 2021	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 8, 2021 · Amount on File
Deed Sale	Dec 8, 2021 · Amount on File
Prior Sale	Nov 9, 2009 · Amount on File
Deed Document Number	2021209950
Deed Book / Page	4150 / 178
Prior Transfer Date	Oct 20, 2009
Prior Transfer Doc	0014000137
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAYUGA NY
Recording Date	Jun 5, 2026
Property Address	7387 BALDWIN RD, CAYUGA, NY 13034-3123
Document Number	0000243616
Book / Page	4743 / 277
Instrument Date	May 26, 2026
Instrument	2026243616
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7387 BALDWIN RD, CAYUGA, NY 13034-3123

Mortgage

Document Number	0000243616,
Date	Jun 5, 2026
Book Page	4743/277
Instrument	2026243616

Lender

Name	MANUFACTURERS BANK AND TRUST COMPANY

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate	6.3%
Max Rate	-1%

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAYUGA NY
Property Address	7387 BALDWIN RD, CAYUGA, NY 13034-3123
Transaction Type	Mortgage
Record Updated	Jul 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004021/198
Date	Apr 5, 2021
Book Page	4021/198
Instrument	2021-203179

Lender

Name	PRIMELENDING

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CAYUGA NY
Recording Date	Dec 8, 2021
Property Address	7387 BALDWIN RD, CAYUGA, NY 13034-3123
Document Number	004150/178
Book / Page	4150 / 178
Instrument Date	Nov 22, 2021
Instrument	2021-209950
Transaction Type	Transfer
Record Updated	Jul 14, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2607 EARL ST, WEEDSPORT, NY 13166-9504

Mortgage

Document Number	2021209951
Date	Dec 8, 2021
Instrument	2021-209951

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

Source: Cayuga County and Montezuma Town assessment roll, as of May 1, 2026

Property Jurisdictions

Type	Name
State	New York
County	Cayuga County
County Subdivision	Montezuma Town
Unified School District	Port Byron Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,517.00 (+6.75%)
2025	$5,168.00 (+8.71%)	$104,000 (-) Land $16,800 Building $87,200	$266,667 (+43.59%) Land $43,077 Building $223,590
2024	$4,754.00 (+203.58%)
2023		$104,000 Land $16,800 Building $87,200	$185,714 Land $30,000 Building $155,714
2020	$1,566.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	5 (1993–2007)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Dec 2007 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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