7385 Baldwin Rd, Cayuga, NY 13034 Property Records

Cayuga County and Montezuma Town property record for 7385 Baldwin Rd, Cayuga, NY 13034 · Last verified May 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 4,003 sqft · built 1980
Lot Size	7.84 acres (341,510 sqft)
Owner	2 Individual Names on File
Last Sale	$60,500 (Mar 2020)
Tax Bill	$8,070 (2025)
Deeds & Mortgages	Nov 2021 Line of Credit Nov 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`054000 98.00-1-21.321`

Property Details

APN / Parcel Number

Primary APN	`054000 98.00-1-21.321`
Alternative APN	`400009800000010213210000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	4,003 sqft Living Area
1st Floor Area	2,898 sqft
Upper Floors Area	945 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Contemporary
Exterior Material	Wood
Lot Area	341,510 sqft (7.84 acres)
Garage Type	Attached
Garage Area	1,080 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	470 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	7385 BALDWIN RD
City	CAYUGA
State	NY
Zip	13034-3123
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	1
Legal Lot Number	21.321
Jurisdiction	CAYUGA NY
Township / Civil Division	MONTEZUMA
Census Block Group	1
Census Block	1085
Census Tract	40500

Owner

Source: Cayuga County and Montezuma Town records · APN 054000 98.00-1-21.321

Assessment roll updated May 1, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	7385 BALDWIN RD, CAYUGA, NY 13034-3123
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 15, 2021	Deed of Trust, Mortgage · Line of Credit CAYUGA LAKE NATIONAL BANK
Nov 15, 2021	Deed of Trust, Mortgage · Line of Credit CAYUGA LAKE NATIONAL BANK
Mar 12, 2020	Deed of Trust, Mortgage · Conventional Mortgage CAYUGA LK NAT'L BK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 18, 2020 · Amount on Record
Deed Sale	Mar 18, 2020 · Amount on Record
Prior Sale	Apr 17, 2019 · Amount on Record
Deed Document Number	2020194347
Deed Book / Page	3849 / 257
Record Updated	Jun 08, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAYUGA NY
Property Address	7385 BALDWIN RD, CAYUGA, NY 13034-3123
Transaction Type	Mortgage
Record Updated	Mar 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004138/216
Date	Nov 15, 2021
Book Page	4138/216
Instrument	2021-209289

Lender

Name	CAYUGA LAKE NATIONAL BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Dec 01, 2046

Interest

Rate Type	Adjustable Rate

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAYUGA NY
Property Address	7385 BALDWIN RD, CAYUGA, NY 13034-3123
Transaction Type	Mortgage
Record Updated	Sep 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004138/216
Date	Nov 15, 2021
Book Page	4138/216
Instrument	2021-209289

Lender

Name	CAYUGA LAKE NATIONAL BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Dec 01, 2046

Interest

Rate Type	Adjustable Rate

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAYUGA NY
Property Address	7385 BALDWIN RD, CAYUGA, NY 13034-3123
Document Number	0038670044
Instrument Date	Mar 12, 2020
Transaction Type	Mortgage
Record Updated	May 21, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 BURCHMAN DR UNION SPRINGS NY 131603100, UNION SPRINGS, NY 13160-3100

Mortgage

Document Number	0038670044
Date	May 13, 2020
Book Page	003867/000044
Instrument	195239

Lender

Name	CAYUGA LK NAT'L BK
Type	Bank
Address	UNION SPRINGS, NY 13160

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Cayuga County and Montezuma Town records · Assessment roll updated May 1, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	New York
County	Cayuga County
County Subdivision	Montezuma Town
Unified School District	Port Byron Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,070.00 (+256.13%)	$144,700 (+95.54%) Land $19,100 Building $125,600	$371,026 (+180.78%) Land $48,974 Building $322,052
2023		$73,999 (+4.23%) Land $19,100 Building $54,899	$132,141 (+15.39%) Land $34,107 Building $98,034
2022		$70,999 Land $19,100 Building $51,899	$114,515 Land $30,807 Building $83,708
2020	$2,266.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cayuga County (36011C), updated April 30, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360110405001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	4 in force
Nearby Flood Claims	5 (1993–2007)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Dec 2007, rainfall accumulation

Wildfire

Wildfire Risk	Low above 20% of the US · above 55% of New York
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 10 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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