7385 Graves Rd, Cincinnati, OH 45243 Property Records

Hamilton County property record for 7385 Graves Rd, Cincinnati, OH 45243

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 4,887 sqft · built 1953
Lot Size	1.13 acres (49,615 sqft)
Owner	2 Individual Names on Record
Last Sale	$698,000 (Mar 2012)
Tax Bill	$12,192 (2025)
Deeds & Mortgages	Dec 2020 Line of Credit Jun 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`529-0150-0133-00`

Property Details

APN / Parcel Number

Primary APN	`529-0150-0133-00`
Alternative APN	`0040189`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	4,887 sqft Living Area
Gross Area	6,283 sqft
1st Floor Area	3,387 sqft
Basement Area	2,028 sqft
Finished Basement	1,500 sqft
Unfinished Basement	528 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	49,615 sqft (1.13 acres)
Lot Dimensions	324 ft deep x 210 ft wide
Garage Type	Attached
Garage Area	868 sqft
Parking Spaces	3 Parking Spaces
Deck Area	Deck Area
Patio Area	345 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	7385 GRAVES RD
City	CINCINNATI
State	OH
Zip	45243-3570
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GRAVES RD 210 X 324.79 IRR LOT 29 AL-BAR MEADOWSSUB
Legal Subdivision	BAR MEADOWSSUB
Legal Lot Number	29
Jurisdiction	HAMILTON OH
Township / Civil Division	THE VILLAGE OF INDIAN HILL
Census Block Group	3
Census Block	3002
Census Tract	24401

Owner

Source: Hamilton County records, as of January 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7385 GRAVES RD, CINCINNATI, OH 45243-3570
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Dec 28, 2020	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Jun 29, 2021	Warranty Deed, Transfer · Conventional Mortgage THE HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 26, 2012 · Amount on Record
Deed Sale	Mar 26, 2012 · Amount on Record
Prior Sale	Feb 16, 2007
Deed Document Number	201237481
Deed Book / Page	11974 / 1835
Last Transfer Date	Oct 8, 2015
Transfer Doc	0000000697
Record Updated	Sep 20, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	7385 GRAVES RD, CINCINNATI, OH 45243-3570
Transaction Type	Mortgage
Record Updated	Oct 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000136892
Date	Dec 28, 2020
Book Page	14322/2509
Instrument	2020-0136892

Lender

Name	PNC BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Jun 29, 2021
Property Address	7385 GRAVES RD, CINCINNATI, OH 45243-3570
Document Number	0000078803
Book / Page	14448 / 1917
Map Reference	MB 59 PG 20&21
Instrument Date	Jun 21, 2021
Instrument	2021-0078803
Transaction Type	Transfer
Record Updated	Jul 23, 2021
Title Company	LAWYERS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,865.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	7385 GRAVES RD, CINCINNATI, OH 45243-3570

Mortgage

Document Number	0000078804
Date	Jun 29, 2021
Instrument	2021-0078804

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.75%
Type Change Date	Jul 1, 2028
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	7.75%
Index	Other
Max Rate	7.75%

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	The Village Of Indian Hill City
Unified School District	Indian Hill Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,192.00 (+2.57%)	$334,251 (+%) Land $133,851 Building $200,400	$955,000 (-) Land $382,430 Building $572,570
2024	$11,887.00 (-0.35%)	$334,249 (-) Land $133,850 Building $200,399
2023	$11,929.00 (+29.3%)	$334,249 (+57.17%) Land $133,850 Building $200,399	$955,000 (+57.17%) Land $382,430 Building $572,570
2022	$9,226.00 Homeowner's exemption	$212,664 Land $112,438 Building $100,226
2020			$607,610 Land $321,250 Building $286,360

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2022–2024)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Apr 2024 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIAN HILL CITY PWS serves 15,000 people · EPA ID OH3101112
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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