7305 Graves Rd, Cincinnati, OH 45243 Property Records

Hamilton County property record for 7305 Graves Rd, Cincinnati, OH 45243

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 3,066 sqft · built 1954
Lot Size	1.01 acres (44,126 sqft)
Owner	2 Owner Names on File
Last Sale	$470,000 (Jul 2011)
Tax Bill	$8,421 (2025)
Deeds & Mortgages	Sep 2020 Mortgage May 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`529-0150-0131-00`

Property Details

APN / Parcel Number

Primary APN	`529-0150-0131-00`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	3,066 sqft Living Area
1st Floor Area	3,066 sqft
Basement Area	2,794 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1954
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Masonry / Concrete Block
Lot Area	44,126 sqft (1.01 acres)
Lot Dimensions	301 ft deep x 215 ft wide
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Patio Area	450 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	7305 GRAVES RD
City	CINCINNATI
State	OH
Zip	45243-3551
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GRAVES RD 215 X 301.85 IRR LOT 27 AL-BAR MEADOWSSUB
Legal Subdivision	BAR MEADOWS SUB
Legal Lot Number	27
Jurisdiction	HAMILTON OH
Township / Civil Division	THE VILLAGE OF INDIAN HILL
Census Block Group	3
Census Block	3002
Census Tract	24401

Owner

The current owner of 7305 Graves Rd bought it in July 2011.

Source: Hamilton County records, as of February 9, 2026

Owner of Record	2 Owner Names on File
Mailing Address	7305 GRAVES RD, CINCINNATI, OH 45243-3551
Occupancy	Owner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNION SVGS
May 20, 2019	Deed of Trust, Mortgage · Line of Credit FIRST FIN'L BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 18, 2011 · Amount on File
Deed Sale	Jul 18, 2011 · Amount on File
Deed Document Number	11-080381
Deed Book / Page	11775 / 00123
Prior Transfer Date	Jul 14, 2011
Prior Transfer Doc	0020110381
Record Updated	Jun 8, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	7305 GRAVES RD, CINCINNATI, OH 45243-3551
Document Number	0000092828
Instrument Date	Sep 4, 2020
Transaction Type	Mortgage
Record Updated	Nov 2, 2020
Title Company	OLD TOWN TITLE AGENCY, OLD TOWN TITLE AGCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7305 GRAVES RD CINCINNATI OH 452433551, CINCINNATI, OH 45243-3551

Mortgage

Document Number	0000092828
Date	Sep 14, 2020
Book Page	014252/001784
Instrument	92828

Lender

Name	UNION SVGS
Type	Federal Savings Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Sep 13, 2040

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	7305 GRAVES RD, CINCINNATI, OH 45243-3551
Document Number	0000052392
Instrument Date	May 20, 2019
Transaction Type	Mortgage
Record Updated	Sep 20, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7305 GRAVES RD CINCINNATI OH 452433551, CINCINNATI, OH 45243-3551

Mortgage

Document Number	0000052392
Date	Jul 1, 2019
Book Page	013950/001533
Instrument	52392

Lender

Name	FIRST FIN'L BK&TR
Type	Funding / Finance Company
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Jun 30, 2044

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 7305 Graves Rd was $8,421, up 2.7% from the year before.

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	The Village Of Indian Hill City
Unified School District	Indian Hill Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,421.00 (+2.67%)	$231,105 (+%) Land $128,502 Building $102,603
2024	$8,202.00 (-0.42%)	$231,104 (-) Land $128,502 Building $102,602
2023	$8,237.00 (+4.48%)	$231,104 (+26.96%) Land $128,502 Building $102,602	$660,300 Land $367,150 Building $293,150
2022	$7,884.00 Homeowner's exemption	$182,025 Land $103,793 Building $78,232
2020			$520,070 Land $296,550 Building $223,520

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 7305 Graves Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2022.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2022–2024)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Apr 2024 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7305 Graves Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIAN HILL CITY PWS serves 15,000 people · EPA ID OH3101112
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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