738 William St, Middlesex, NJ 08846 Property Records

Middlesex County and Middlesex Borough property record for 738 William St, Middlesex, NJ 08846

Property Summary

Property Type	Single Family Home
Details	2,278 sqft · built 2003
Lot Size	0.24 acres (10,472 sqft)
Owner	2 Individual Names on Record
Last Sale	$600,000 (Sep 2022)
Tax Bill	$14,342 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Sep 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`10-00293-0000-00003-01`

Property Details

APN / Parcel Number

Primary APN	`10-00293-0000-00003-01`
Alternative APN	`10002930000000030001`

Interior

Stories	2 Stories
Building Area	2,278 sqft Living Area

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Construction Type	Frame
Lot Area	10,472 sqft (0.24 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	738 WILLIAM ST
City	MIDDLESEX
State	NJ
Zip	08846-2575
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R75
Legal Description	10472 SF
Legal Block	293
Legal Lot Number	3.1
Jurisdiction	MIDDLESEX NJ
Township / Civil Division	MIDDLESEX
Census Block Group	2
Census Block	2015
Census Tract	200

Owner

Source: Middlesex County and Middlesex Borough records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	738 WILLIAM ST, MIDDLESEX, NJ 08846-2575
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 7, 2026	Deed of Trust, Mortgage · Line of Credit UNITED WHOLESALE MORTGAGE
Sep 15, 2022	Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Jun 8, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 15, 2022 · Amount on Record
Deed Sale	Sep 15, 2022 · Amount on Record
Prior Sale	Feb 17, 2006 · Amount on Record
Deed Document Number	202280841
Deed Book / Page	19037 / 1693
Prior Transfer Date	May 23, 2018
Prior Transfer Doc	0000051177
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Recording Date	Apr 7, 2026
Property Address	738 WILLIAM ST, MIDDLESEX, NJ 08846-2575
Document Number	0000021918
Book / Page	19991 / 1205
Instrument Date	Mar 26, 2026
Instrument	202621918
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	738 WILLIAM ST, MIDDLESEX, NJ 08846-2575

Mortgage

Document Number	0000021918,
Date	Apr 7, 2026
Book Page	19991/1205
Instrument	202621918

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2056

Interest

Rate	5.98%
Max Rate	-1%

September 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	Sep 15, 2022
Property Address	738 WILLIAM ST, MIDDLESEX, NJ 08846-2575
Document Number	0000080841
Book / Page	19037 / 1693
Instrument Date	Sep 7, 2022
Instrument	2022080841
Transaction Type	Transfer
Record Updated	Sep 30, 2022
Title Company	TRIDENT ABSTRACT TITLE AGENCY LLC, TRIDENT ABSTRACT TTL AGCY LL

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,185.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5 CHRISTIAN WAY, 5, JACKSON, NJ 08527-3059

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	738 WILLIAM ST, MIDDLESEX, NJ 08846-2575

Mortgage

Document Number	0000080842
Date	Sep 15, 2022
Instrument	2022080842

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	Jun 8, 2018
Property Address	738 WILLIAM ST, MIDDLESEX, NJ 08846-2575
Document Number	0000051177
Book / Page	017204 / 000746
Instrument Date	May 23, 2018
Instrument	51177
Transaction Type	Transfer
Record Updated	Jun 27, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	738 WILLIAM ST MIDDLESEX NJ 088462575, MIDDLESEX, NJ 08846-2575

Tax Assessment & Valuation

Source: Middlesex County and Middlesex Borough assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Middlesex County
Municipality	Middlesex Borough
Unified School District	Middlesex Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$629,700 (-6.92%) Land $142,200 Building $487,500	$629,700 (-6.92%) Land $142,200 Building $487,500
2025	$14,342.00 (+3.3%)	$676,500 (+12.75%) Land $142,200 Building $534,300	$676,500 (+12.75%) Land $142,200 Building $534,300
2024	$13,884.00 (-10.48%)
2023		$600,000 Land $142,200 Building $457,800	$600,000 Land $142,200 Building $457,800
2022	$15,509.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 23 policies
Nearby Flood Policies	23 in force
Nearby Flood Claims	108 (1979–2025)
Claims Outside the SFHA	17 of 108
Most Recent Claim	Jul 2025 · rainfall accumulation
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 17 claims Hurricane Irene, Aug 2011 · 33 claims Severe Storms And Flooding, Mar 2010 · 21 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

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