Middlesex County and Middlesex Borough property record for 732 William St, Middlesex, NJ 08846
| Property Type | Single Family Home |
|---|---|
| Details | 2,644 sqft · built 1989 |
| Lot Size | 0.188 acres (8,181 sqft) |
| Owner | 2 Individuals on Record |
| Last Sale | $330,000 (Dec 2015) |
| Tax Bill | $12,442 (2025) |
| Deeds & Mortgages | Nov 2021 Second Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-00293-0000-00038 |
| Primary APN | 10-00293-0000-00038 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,644 sqft Living Area |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Construction Type | Frame |
| Lot Area | 8,181 sqft (0.188 acres) |
| Lot Dimensions | 101 ft deep x 38 ft wide |
| Street Address | 732 WILLIAM ST |
|---|---|
| City | MIDDLESEX |
| State | NJ |
| Zip | 08846-2545 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-75 |
| Legal Description | 80.38X101.76 |
| Legal Subdivision | RUTHERFORD ESTATES |
| Legal Block | 293 |
| Legal Lot Number | 38 |
| Jurisdiction | MIDDLESEX NJ |
| Township / Civil Division | MIDDLESEX |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 200 |
Source: Middlesex County and Middlesex Borough assessment roll, as of June 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individuals on Record |
|---|---|
| Mailing Address | 732 WILLIAM ST, MIDDLESEX, NJ 08846-2545 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 9, 2015 · Amount on Record |
| Deed Sale | Dec 9, 2015 · Amount on Record |
| Prior Sale | Jan 7, 2004 · Amount on Record |
| Deed Document Number | 2015406 |
| Deed Book / Page | 6762 / 520 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Property Address | 732 WILLIAM ST, MIDDLESEX, NJ 08846-2545 |
| Transaction Type | Mortgage |
| Record Updated | Dec 9, 2021 |
| Name | Verified Name |
|---|---|
| Address | 732 WILLIAM ST, MIDDLESEX, NJ 08846-2545 |
| Document Number | 2021142368 |
|---|---|
| Date | Nov 17, 2021 |
| Book Page | 18715/1525 |
| Instrument | 2021142368 |
| Name | POINT DIGITAL FINANCE INC |
|---|---|
| Type | Mortgage Company |
| Address | PALO ALTO, CA 94302 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Middlesex County and Middlesex Borough assessment roll, as of June 30, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Middlesex County |
| Municipality | Middlesex Borough |
| Unified School District | Middlesex Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $633,900 (+8.01%) Land $137,700 Building $496,200 | $633,900 (+8.01%) Land $137,700 Building $496,200 | |
| 2025 | $12,442.00 (+3.23%) | $586,900 (+12.67%) Land $137,700 Building $449,200 | $586,900 (+12.67%) Land $137,700 Building $449,200 |
| 2024 | $12,053.00 (-4.72%) | ||
| 2023 | $520,900 Land $137,700 Building $383,200 | $520,900 Land $137,700 Building $383,200 | |
| 2022 | $12,650.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 23 policies |
| Nearby Flood Policies | 23 in force |
| Nearby Flood Claims | 108 (1979–2025) |
| Claims Outside the SFHA | 17 of 108 |
| Most Recent Claim | Jul 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 94% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Xfinity.
5G (outdoors only) and 4G LTE
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