738 W Front St, Albert Lea, MN 56007 Property Records

Freeborn County property record for 738 W Front St, Albert Lea, MN 56007

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,120 sqft · built 1888
Lot Size	0.13 acres (5,760 sqft)
Owner	Company Name on Record
Last Sale	$64,000 (Aug 2018)
Tax Bill	$1,798 (2026)
Deeds & Mortgages	Sep 2018 Mortgage Aug 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`34.007.3500`

Property Details

APN / Parcel Number

Primary APN	`34.007.3500`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,120 sqft Living Area
1st Floor Area	560 sqft
Basement Area	336 sqft
Unfinished Basement	336 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1888
Effective Year Built	Effective 1888
Architectural Style	Conventional
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,760 sqft (0.13 acres)
Lot Dimensions	120 ft deep x 48 ft wide
Garage Type	Detached
Garage Area	768 sqft
Porch	Slab
Porch Area	128 sqft
Deck Area	392 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	738 W FRONT ST
City	ALBERT LEA
State	MN
Zip	56007-2765
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	MORIN'S ADDITION LOT-001 BLOCK-013 LOT 1 BLK 13 MORINS ADDITION
Legal Subdivision	MORIN'S ADDITION
Legal Block	13
Legal Lot Number	1
Jurisdiction	FREEBORN MN
Township / Civil Division	ALBERT LEA
Census Block Group	2
Census Block	2038
Census Tract	180800

Owner

Source: Freeborn County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	617 12TH AVE NE, STEWARTVILLE, MN 55976-1596
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Sep 11, 2018	Deed of Trust, Mortgage · Conventional Mortgage MANUFACTURERS BANK & TRUST CO
Aug 30, 2018	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 30, 2018 · Amount on Record
Deed Sale	Aug 30, 2018 · Amount on Record
Deed Document Number	2018V861910
Record Updated	Oct 29, 2026

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREEBORN MN
Property Address	738 W FRONT ST, ALBERT LEA, MN 56007-2765
Transaction Type	Mortgage
Record Updated	May 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A534160
Date	Sep 11, 2018
Instrument	A534160

Lender

Name	MANUFACTURERS BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Aug 27, 2038

Interest

Rate Type	Adjustable Rate

August 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	FREEBORN MN
Recording Date	Aug 30, 2018
Property Address	738 W FRONT ST, ALBERT LEA, MN 56007-2765
Document Number	CRV861910
Instrument Date	Aug 30, 2018
Instrument	CRV861910
Transaction Type	Transfer
Record Updated	Jul 6, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1309 ORIOLE DR, 1309, ALBERT LEA, MN 56007-1474

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	617 12TH AVE NE, STEWARTVILLE, MN 55976-1596

Tax Assessment & Valuation

Source: Freeborn County assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Albert Lea City
County	Freeborn County
Unified School District	Albert Lea Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,798.00 (-27.62%)	$114,500 (+21.94%) Land $7,500 Building $107,000	$114,500 (+21.94%) Land $7,500 Building $107,000
2025	$2,484.00 (+72.98%)
2023	$1,436.00 (+21.08%)	$93,900 Land $7,500 Building $86,400	$93,900 Land $7,500 Building $86,400
2020	$1,186.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 26, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2001)
Most Recent Claim	Jun 2001 · Severe Winter Storms, Flooding, And Tornadoes
Claims by Event	Severe Winter Storms, Flooding, And Tornadoes, Jun 2001 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Albert Lea serves 18,492 people · EPA ID MN1240001
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	2 ppb (2025) action level 15 ppb
Copper	1.81 mg/L (2021) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 305 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
GigFire Fiber · Fixed Wireless	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
Midco Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon, Winnebago Cooperative Telecom Association.

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