736 W Front St, Albert Lea, MN 56007 Property Records

Freeborn County property record for 736 W Front St, Albert Lea, MN 56007

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 528 sqft · built 1942
Lot Size	0.14 acres (6,000 sqft)
Owner	Individual Name on Record
Last Sale	$61,900 (May 2020)
Tax Bill	$1,218 (2026)
Deeds & Mortgages	Jun 2020 Mortgage May 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`34.007.3510`

Property Details

APN / Parcel Number

Primary APN	`34.007.3510`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	528 sqft Living Area
1st Floor Area	528 sqft
Basement Area	528 sqft
Unfinished Basement	528 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1942
Effective Year Built	Effective 1942
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,000 sqft (0.14 acres)
Lot Dimensions	120 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	242 sqft
Porch	Porch
Porch Area	108 sqft

Utilities, Heating & Cooling

Heating System	Gravity Furnace

Location & Zoning

Street Address	736 W FRONT ST
City	ALBERT LEA
State	MN
Zip	56007-2765
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	MORIN'S ADDITION LOT-002 BLOCK-013 LOT 2 BLK 13 MORINS ADDITION
Legal Subdivision	MORIN'S ADDITION
Legal Block	13
Legal Lot Number	2
Jurisdiction	FREEBORN MN
Township / Civil Division	ALBERT LEA
Census Block Group	2
Census Block	2038
Census Tract	180800

Owner

Source: Freeborn County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	736 W FRONT ST, ALBERT LEA, MN 56007-2765
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 3, 2020	Deed of Trust, Mortgage · Stand-Alone First Mortgage EVERETT FINANCIAL INC
May 22, 2020	Warranty Deed, Transfer · FHA Mortgage EVERETT FINANCIAL INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 22, 2020 · Amount on Record
Deed Sale	May 22, 2020 · Amount on Record
Deed Document Number	2020V1095018
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREEBORN MN
Property Address	736 W FRONT ST, ALBERT LEA, MN 56007-2765
Transaction Type	Mortgage
Record Updated	Aug 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000A542753
Date	Jun 3, 2020
Instrument	A542753

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2050

Interest

Rate Type	Fixed Rate

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FREEBORN MN
Recording Date	May 22, 2020
Property Address	736 W FRONT ST, ALBERT LEA, MN 56007-2765
Document Number	CRV1095018
Instrument Date	May 22, 2020
Instrument	CRV1095018
Transaction Type	Transfer
Record Updated	Jul 6, 2021
Title Company	@TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2699 W RICHWAY DR, 2699, ALBERT LEA, MN 56007-4732

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	736 W FRONT ST, ALBERT LEA, MN 56007-2765

Mortgage

Document Number	000A542752
Date	Jun 3, 2020
Instrument	A542752

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Freeborn County assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Albert Lea City
County	Freeborn County
Unified School District	Albert Lea Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,218.00 Homeowner's exemption	$81,300 (+29.05%) Land $7,800 Building $73,500	$81,300 (+29.05%) Land $7,800 Building $73,500
2025	$1,218.00 (+80.71%)
2023	$674.00 (-20.52%) Homeowner's exemption	$63,000 Land $7,800 Building $55,200	$63,000 Land $7,800 Building $55,200
2020	$848.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 26, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2001)
Most Recent Claim	Jun 2001 · Severe Winter Storms, Flooding, And Tornadoes
Claims by Event	Severe Winter Storms, Flooding, And Tornadoes, Jun 2001 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Albert Lea serves 18,492 people · EPA ID MN1240001
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	2 ppb (2025) action level 15 ppb
Copper	1.81 mg/L (2021) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 305 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
GigFire Fiber · Fixed Wireless	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
Midco Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon, Winnebago Cooperative Telecom Association.

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