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738 State St, Schenectady, NY 12307 Property Records

Schenectady County and Schenectady City property record for 738 State St, Schenectady, NY 12307 · Last verified April 2026

Property Highlights

Property TypeCommercial > Office > Office Building
Year BuiltBuilt 2005
Square Footage10,800 sqft Gross Area
Lot Size26,136 sqft (0.6 acres)
Last Sale$236,500 (2014)
Tax Bill$39,049.00 (2025)

Property Details

APN / Parcel Number

Primary APN421500 49.25-1-10.12

Interior

Building Area10,800 sqft Gross Area
Basement Area10,800 sqft Basement
Unfinished Basement10,800 sqft Unfinished
Stories1 Stories
Fire SprinklersThe property is equipped with a fire-suppression sprinkler system

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Lot Area26,136 sqft (0.6 acres)
Depth X Width307 ft x 113 ft Depth x Width
Canopy Area50 sqft Canopy

Utilities and HVAC

Cooling SystemCentral Cooling
Heating FuelOil Heating Fuel
SewageMunicipal Sewage
Water SourceCommercial Water Source

Location & Zoning

Street Address738 STATE ST
CitySCHENECTADY
StateNY
Zip12307-1206
Property UsageCommercial Property Usage
TypeCommercial > Office > Office Building
Legal Block1
Legal Lot Number10.012
JurisdictionSCHENECTADY NY
Minor Civil DivisionSCHENECTADY
Census Blockgroup1
Census Block1003
Census Tract21002

Owner

Source: Schenectady County and Schenectady City records · APN 421500 49.25-1-10.12

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address2165 TECHNOLOGY DR, SCHENECTADY, NY 12308-1143
Owner TypeOwner is a Company
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Jan 24, 2022Deed of Trust, Mortgage · Commercial Mortgage
STATE EMPLOYEES FCU
Jan 24, 2022Deed of Trust, Mortgage · Commercial Mortgage
STATE EMPLOYEES FCU
Sep 18, 2017Quit Claim Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 29, 2014 · Amount on Record
Deed SaleDec 29, 2014 · Amount on Record
Deed Book / Page1907 / 99
Last Transfer DateSep 18, 2017
Transfer Doc0000041984
Record RefreshedJun 08, 2026

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address738 STATE ST, SCHENECTADY, NY 12307-1206
Transaction TypeMortgage
Record UpdatedFeb 16, 2022
Title CompanyMARATHON TITLE AGENCY INC, MARATHON TITLE AGENCY

Transferred To (Grantee/Buyer)

NameVerified Name
Address376 BROADWAY, SCHENECTADY, NY 12305-2508

Mortgage

Document Number0000003722
DateJan 24, 2022
Book Page5193/156
Instrument202203722
Lender
NameSTATE EMPLOYEES FCU
TypeCredit Union
AddressSCHENECTADY, NY 12305
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address738 STATE ST, SCHENECTADY, NY 12307-1206
Transaction TypeMortgage
Record UpdatedFeb 16, 2022
Title CompanyMARATHON TITLE AGENCY INC, MARATHON TITLE AGENCY

Transferred To (Grantee/Buyer)

NameVerified Name
Address376 BROADWAY, SCHENECTADY, NY 12305-2508

Mortgage

Document Number0000003723
DateJan 24, 2022
Book Page5193/181
Instrument202203723
Lender
NameSTATE EMPLOYEES FCU
TypeCredit Union
AddressSCHENECTADY, NY 12305
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

September 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSCHENECTADY NY
Recording DateSep 18, 2017
Property Address738 STATE ST, SCHENECTADY, NY 12307-1206
Document Number0000041984
Book / Page001971 / 000408
Instrument DateSep 18, 2017
Instrument41984
Transaction TypeTransfer
Record UpdatedJun 28, 2019
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address376 BROADWAY #3RD SCHENECTADY NY 123052508, 3RD, SCHENECTADY, NY 12305-2508

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
MunicipalitySchenectady City
Unified School DistrictSchenectady City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$39,049.00 (+20.63%)$1,083,400 (-) Land $55,000 Building $1,028,400$1,794,006 (+30.82%) Land $91,075 Building $1,702,931
2023$1,083,400 (-) Land $55,000 Building $1,028,400$1,371,392 (+3.8%) Land $69,620 Building $1,301,772
2022$1,083,400 Land $55,000 Building $1,028,400$1,321,220 Land $67,073 Building $1,254,147
2021$32,370.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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