727 State St, Schenectady, NY 12307 Property Records

Schenectady County and Schenectady City property record for 727 State St, Schenectady, NY 12307

Property Summary

Property TypeMixed Use Commercial Office / Residential
Details3,696 sqft · built 1980
Lot Size0.071 acres (3,100 sqft)
OwnerIndividual Name on Record
Last Sale$160,000 (May 2025)
Tax Bill$4,440 (2025)
Flood ZoneZone X (minimal risk)
APN421500 39.81-3-22

Property Details

APN / Parcel Number

Primary APN421500 39.81-3-22
Alternative APN
  • 150003908100030220000000

Interior

Stories2 Stories
Building Area3,696 sqft Gross Area
Basement Area1,891 sqft
Unfinished Basement1,891 sqft

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1980
Lot Area3,100 sqft (0.071 acres)
Lot Dimensions100 ft deep x 31 ft wide
PorchSlab
Porch Area550 sqft

Utilities, Heating & Cooling

Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address727 STATE ST
CitySCHENECTADY
StateNY
Zip12307-1205
Property CategoryCommercial
Property TypeCommercial > Office > Mixed Use Commercial Office / Residential
Local Zoning Code05 - COMME
Legal Description16 PARTS OF 2 BRK AND CEM BLOCK
Legal Block3
Legal Lot Number22.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionSCHENECTADY
Census Block Group4
Census Block4006
Census Tract20800

Owner

Source: Schenectady County and Schenectady City records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1459 STATE ST, SCHENECTADY, NY 12304-2822
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 2, 2025 · Amount on Record
Deed SaleMay 2, 2025 · Amount on Record
Prior SaleAug 11, 2016 · Amount on Record
Deed Document Number202510833
Prior Transfer DateDec 4, 2024
Prior Transfer Doc0000010831
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
MunicipalitySchenectady City
Unified School DistrictSchenectady City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,440.00 (+11.53%)$77,800 (-) Land $9,600 Building $68,200$128,829 (+30.82%) Land $15,897 Building $112,932
2023$77,800 (-) Land $9,600 Building $68,200$98,481 (+3.8%) Land $12,152 Building $86,329
2022$77,800 Land $9,600 Building $68,200$94,878 Land $11,707 Building $83,171
2021$3,981.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSCHENECTADY CITY WATER WORKS
serves 62,000 people · EPA ID NY4600070
Water SourceGroundwater
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 486 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

May also be available: Massivemesh Networks.

Nearby Properties on State St

Nearby Streets

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