738 SE 45th Ter, Ocala, FL 34471 Property Records

Marion County property record for 738 SE 45th Ter, Ocala, FL 34471

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,774 sqft · built 1980
Lot Size	0.43 acres (18,731 sqft)
Owner	2 Individual Names on File
Last Sale	$335,000 (Dec 2021)
Tax Bill	$3,529 (2025)
Deeds & Mortgages	Dec 2021 Sale & Mortgage May 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`2779-006-014`

Property Details

APN / Parcel Number

Primary APN	`2779-006-014`
Alternative APNs	`0656933000` `656933`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,774 sqft Living Area
Gross Area	2,743 sqft
1st Floor Area	1,774 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Modern
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Fiberglass
Lot Area	18,731 sqft (0.43 acres)
Lot Dimensions	150 ft deep x 125 ft wide
Garage Type	Attached
Garage Area	492 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	392 sqft
Porch	Screened Porch
Porch Area	423 sqft
Deck Area	920 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ
Storage Building	54 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	738 SE 45TH TER
City	OCALA
State	FL
Zip	34471-3217
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	SEC 14 TWP 15 RGE 22 PLAT BOOK S PAGE 023 STONEWOOD ESTATES BLK F LOT 14
Legal Range	22E
Legal Township	15S
Legal Section	14
Legal Subdivision	STONEWOOD ESTATE
Legal Block	F
Legal Lot Number	14
Jurisdiction	MARION FL
Township / Civil Division	OCALA
Census Block Group	2
Census Block	2003
Census Tract	2202

Owner

738 SE 45th Ter is owned and occupied by two individuals who bought it in December 2021.

Source: Marion County records, as of December 29, 2025

Owner of Record	2 Individual Names on File
Mailing Address	738 SE 45TH TER, OCALA, FL 34471-3217
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 7, 2021	Warranty Deed, Transfer · Conventional Mortgage CAMPUS USA CU
May 9, 2019	Deed of Trust, Mortgage · Commercial Mortgage SUNTRUST BANK
Oct 15, 2019	Deed of Trust, Mortgage · Conventional Mortgage FBC MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 7, 2021 · Amount on File
Deed Sale	Dec 7, 2021 · Amount on File
Prior Sale	Jul 24, 2009 · Amount on File
Deed Document Number	2021168370
Deed Book / Page	7640 / 1498
Prior Transfer Date	Jul 22, 2009
Prior Transfer Doc	0052301678
Record Updated	Jun 8, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARION FL
Recording Date	Dec 7, 2021
Property Address	738 SE 45TH TER, OCALA, FL 34471-3217
Document Number	0076401498
Book / Page	7640 / 1498
Map Reference	MB S PG 23&24
Instrument Date	Dec 1, 2021
Instrument	2021168370
Transaction Type	Transfer
Record Updated	Dec 22, 2021
Title Company	AFFILIATED TITLE/CTRL FL, AFFILIATED TTL OF CTRL FL LT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,345.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1147 SE 36TH AVE, 1147, OCALA, FL 34471-4867

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	738 SE 45TH TER, OCALA, FL 34471-3217

Mortgage

Document Number	0076401500
Date	Dec 7, 2021
Instrument	7640/1500

Lender

Name	CAMPUS USA CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2051

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION FL
Property Address	738 SE 45TH TER, OCALA, FL 34471-3217
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0069621896
Date	May 9, 2019
Book Page	6962/1896
Instrument	2019046750

Lender

Name	SUNTRUST BANK
Type	Bank
Address	ORLANDO, FL 32809

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	240 Months
Due	May 8, 2039

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION FL
Property Address	738 SE 45TH TER, OCALA, FL 34471-3217
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0070581927
Date	Oct 15, 2019
Book Page	7058/1927
Instrument	2019107864

Lender

Name	FBC MORTGAGE LLC
Type	Mortgage Company
Address	ORLANDO, FL 32801

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 738 SE 45th Ter was $3,529 with a homeowner's exemption.

Source: Marion County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Marion County
Municipality	Ocala City
Unified School District	Marion County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,529.00 Homeowner's exemption	$225,965	$271,706 Land $48,125 Building $223,581
2023	$3,385.00 (+8.18%) Homeowner's exemption	$213,201 (+3%) Land $50,000 Building $163,201	$252,271 (+5.65%) Land $50,000 Building $202,271
2022	$3,129.00 Homeowner's exemption	$206,991	$238,781 Land $50,000 Building $188,781

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 738 SE 45th Ter in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 32 policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	32 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 738 SE 45th Ter is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCALA, CITY OF (2 WTPS) serves 66,449 people · EPA ID FL3420922
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 243 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wire 3 Fiber	10,000 / 10,000
Metronet Fiber	5,120 / 5,120
Cox Communications Cable	2,000 / 100
Central Florida Broadband Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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