2702 SE 45th Ter, Ocala, FL 34480 Property Records

Marion County property record for 2702 SE 45th Ter, Ocala, FL 34480

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,088 sqft · built 2006
Lot Size	0.24 acres (10,454 sqft)
Owner	Individual Name on File
Last Sale	$104,800 (Jan 2014)
Tax Bill	$2,248 (2025)
Deeds & Mortgages	Mar 2022 Line of Credit Jun 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`29737-002-02`

Property Details

APN / Parcel Number

Primary APN	`29737-002-02`
Alternative APNs	`3420624000` `3420624`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,088 sqft Living Area
Gross Area	2,715 sqft
1st Floor Area	2,088 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Modern
Exterior Material	Concrete Block
Roof Type	Hip
Roof Material	Fiberglass
Lot Area	10,454 sqft (0.24 acres)
Lot Dimensions	130 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	392 sqft
Porch	Screened Porch
Porch Area	180 sqft
Deck Area	520 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	2702 SE 45TH TER
City	OCALA
State	FL
Zip	34480-1618
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1AA
Legal Description	SEC 26 TWP 15 RGE 22 PLAT BOOK 8 PAGE 155 MAGNOLIA FOREST BLK B LOT 2
Legal Range	22E
Legal Township	15S
Legal Section	26
Legal Subdivision	MAGNOLIA FOREST
Legal Block	B
Legal Lot Number	2
Jurisdiction	MARION FL
Township / Civil Division	OCALA
Census Block Group	3
Census Block	3019
Census Tract	2203

Owner

2702 SE 45th Ter is owned and occupied by an individual who bought it in January 2014.

Source: Marion County records, as of December 29, 2025

Owner of Record	Individual Name on File
Mailing Address	2702 SE 45TH TER, OCALA, FL 34480-1618
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 7, 2022	Deed of Trust, Mortgage · Line of Credit CAMPUS USA CU
Jun 3, 2019	Deed of Trust, Mortgage · Conventional Mortgage CAMPUS USA CU
Jun 22, 2017	Deed of Trust, Mortgage · Line of Credit CAMPUS USA CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 22, 2014 · Amount on File
Deed Sale	Jan 22, 2014 · Amount on File
Prior Sale	May 25, 2011 · Amount on File
Deed Document Number	20146015
Deed Book / Page	5987 / 483
Prior Transfer Date	Sep 7, 2010
Prior Transfer Doc	0054090903
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION FL
Property Address	2702 SE 45TH TER, OCALA, FL 34480-1618
Transaction Type	Mortgage
Record Updated	Jun 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2702 SE 45TH TER, OCALA, FL 34480-1618

Mortgage

Document Number	0077170802
Date	Mar 7, 2022
Book Page	7717/802
Instrument	2022032596

Lender

Name	CAMPUS USA CU
Type	Credit Union
Address	NEWBERRY, FL 32669

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Mar 2, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION FL
Property Address	2702 SE 45TH TER, OCALA, FL 34480-1618
Document Number	0069811070
Instrument Date	Jun 3, 2019
Transaction Type	Mortgage
Record Updated	Jun 14, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2702 SE 45TH TER OCALA FL 344801618, OCALA, FL 34480-1618

Mortgage

Document Number	0069811070
Date	Jun 7, 2019
Book Page	006981/001070
Instrument	58866

Lender

Name	CAMPUS USA CU
Type	Credit Union
Address	JONESVILLE, FL 32669

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jun 6, 2034

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION FL
Property Address	2702 SE 45TH TER, OCALA, FL 34480-1618
Document Number	0066051503
Book / Page	006605 / 001503
Instrument Date	Jun 22, 2017
Transaction Type	Mortgage
Record Updated	Jul 21, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	2702 SE 45TH TER OCALA FL 344801618, OCALA, FL 34480-1618

Mortgage

Document Number	0066051503
Date	Jul 6, 2017
Book Page	006605/001503
Instrument	61274

Lender

Name	CAMPUS USA CU
Type	Credit Union
Address	JONESVILLE, FL 32669

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Jul 5, 2037

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 2702 SE 45th Ter was $2,248 with a homeowner's exemption.

Source: Marion County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Marion County
Municipality	Ocala City
Unified School District	Marion County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,248.00 Homeowner's exemption	$151,193	$294,941 Land $55,000 Building $239,941
2023	$2,148.00 (+11.7%) Homeowner's exemption	$142,652 (+3%) Land $51,000 Building $91,652	$254,889 (+8.22%) Land $51,000 Building $203,889
2022	$1,923.00 Homeowner's exemption	$138,497	$235,520 Land $51,000 Building $184,520

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2702 SE 45th Ter in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 27 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	27 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2702 SE 45th Ter is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCALA, CITY OF (2 WTPS) serves 66,449 people · EPA ID FL3420922
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 232 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wire 3 Fiber	10,000 / 10,000
Cox Communications Cable	2,000 / 100

May also be available: Central Florida Broadband, Metronet, Verizon.

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