738 Millstream Dr, Taylor Mill (Latonia), KY 41015 Property Records

Kenton County property record for 738 Millstream Dr, Taylor Mill, KY 41015

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,828 sqft · built 1989
Lot Size0.3 acres (13,068 sqft)
Owner2 Individual Names on Record
Last Sale$281,500 (May 2021)
Tax Bill$2,789 (2025)
Deeds & MortgagesMay 2021 Sale & Mortgage
Nov 2018 Transfer
Flood ZoneZone X (minimal risk)
APN057-40-00-120.00

Property Details

APN / Parcel Number

Primary APN057-40-00-120.00

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths2 Half Baths
Total Rooms6 Rooms
Stories2 Stories
Building Area1,828 sqft Finished Area
Gross Area3,187 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1989
Exterior MaterialBrick
Construction TypeBrick
Foundation TypeConcrete
Roof MaterialComposition Shingle
Lot Area13,068 sqft (0.3 acres)
Garage TypeAttached
Garage Area412 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Street Address738 MILLSTREAM DR
CityTAYLOR MILL
StateKY
Zip41015-4110
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMILL VALLEY SEC 9 LOT 220
Legal SubdivisionMILL VALLEY
Legal Phase9
Legal Lot Number220
JurisdictionKENTON KY
Township / Civil DivisionCOVINGTON
Census Block Group2
Census Block2016
Census Tract65300

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address738 MILLSTREAM DR, TAYLOR MILL, KY 41015-4110
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 28, 2021Special Warranty Deed, Transfer · Conventional Mortgage
CINCINNATI FSLA
Nov 5, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 28, 2021 · Amount on Record
Deed SaleMay 28, 2021 · Amount on Record
Prior SaleJan 20, 2004 · Amount on Record
Deed Document Number20215900075
Deed Book / Page93 / 712
Prior Transfer DateNov 1, 2018
Prior Transfer Doc0000000188
Record UpdatedOct 29, 2026

May 2021: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionKENTON KY
Recording DateMay 28, 2021
Property Address738 MILLSTREAM DR, TAYLOR MILL, KY 41015-4110
Document Number0005900075
Book / Page93 / 712
Map ReferenceSL B-677
Instrument DateMay 20, 2021
Instrument21052805900075
Transaction TypeTransfer
Record UpdatedJun 14, 2021
Title CompanyLAWYERS TTL OF CINCINNATI IN

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address7111 OGREELL PLACE, 7111, HAMILTON, KY 41091

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address738 MILLSTREAM DR, TAYLOR MILL, KY 41015-4110

Mortgage

Document Number0005900076
DateMay 28, 2021
Book Page221/965
Instrument21052805900076
Lender
NameCINCINNATI FSLA
TypeBank
AddressCINCINNATI, OH 45247
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2051

November 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionKENTON KY
Recording DateNov 5, 2018
Property Address738 MILLSTREAM DR, TAYLOR MILL, KY 41015-4110
Document Number0000000188
Book / Page004189 / 000213
Instrument DateNov 1, 2018
Instrument188
Transaction TypeTransfer
Record UpdatedNov 20, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address738 MILLSTREAM DR TAYLOR MILL KY 410154110, TAYLOR MILL, KY 41015-4110

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityTaylor Mill City
Unified School DistrictKenton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$281,500 (-) Land $30,000 Building $251,500$281,500 (-) Land $30,000 Building $251,500
2025$2,789.00 (-7.03%)$281,500 (-) Land $30,000 Building $251,500$281,500 (-) Land $30,000 Building $251,500
2023$3,000.00$281,500 Land $25,000 Building $256,500$281,500 Land $25,000 Building $256,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims15 (1979–2015)
Claims Outside the SFHA3 of 15
Most Recent ClaimApr 2015 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHERN KENTUCKY WATER DISTRICT
serves 259,949 people · EPA ID KY0590220
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 228 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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