Kenton County property record for 735 Millstream Dr, Taylor Mill, KY 41015
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,948 sqft · built 1990 |
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,578 (2025) |
| Deeds & Mortgages | Mar 2024 Line of Credit Mar 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 057-40-00-092.00 |
| Primary APN | 057-40-00-092.00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,948 sqft Finished Area |
| Gross Area | 2,566 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Exterior Material | Brick |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 13,068 sqft (0.3 acres) |
| Lot Dimensions | 130 ft deep x 98 ft wide |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Sewer | Connected |
| Old Parcel Number | 0574000092.00 |
|---|---|
| Street Address | 735 MILLSTREAM DR |
| City | TAYLOR MILL |
| State | KY |
| Zip | 41015-4122 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MILL VALLEY SEC 9 LOT 192 |
| Legal Subdivision | MILL VALLEY |
| Legal Phase | 9 |
| Legal Lot Number | 192 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 65300 |
Source: Kenton County records · APN 057-40-00-092.00
Assessment roll updated April 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 735 MILLSTREAM DR, TAYLOR MILL, KY 41015-4122 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 15, 2024 | Deed of Trust, Mortgage · Line of Credit EMERY FCU |
| Mar 02, 2021 | Deed of Trust, Mortgage · Conventional Mortgage EMERY FCU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 10, 2000 |
| Deed Sale | Jul 10, 2000 |
| Deed Document Number | 0000017723 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 735 MILLSTREAM DR, TAYLOR MILL, KY 41015-4122 |
| Transaction Type | Mortgage |
| Record Updated | Mar 29, 2024 |
| Name | Verified Name |
|---|---|
| Address | 735 MILLSTREAM DR, TAYLOR MILL, KY 41015-4122 |
| Document Number | 0005900122 |
|---|---|
| Date | Mar 15, 2024 |
| Book Page | KCM 533/125 |
| Instrument | 24031505900122 |
| Name | EMERY FCU |
|---|---|
| Type | Credit Union |
| Address | CINCINNATI, OH 45249 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Mar 30, 2039 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 735 MILLSTREAM DR, TAYLOR MILL, KY 41015-4122 |
| Transaction Type | Mortgage |
| Record Updated | Mar 15, 2021 |
| Title Company | PRODIGY TITLE AGENCY INC, PRODIGY TITLE AGENCY LLC |
| Name | Verified Name |
|---|
| Document Number | 0005900290 |
|---|---|
| Date | Mar 02, 2021 |
| Book Page | 176/486 |
| Instrument | 21030205900290 |
| Name | EMERY FCU |
|---|---|
| Type | Credit Union |
| Address | CINCINNATI, OH 45249 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Mar 01, 2041 |
Source: Kenton County records · Assessment roll updated April 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Taylor Mill City |
| Unified School District | Kenton County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,578.00 (+43.94%) Homeowner's exemption | $309,300 (+44.2%) Land $30,000 Building $279,300 | $309,300 (+44.2%) Land $30,000 Building $279,300 |
| 2023 | $1,791.00 Homeowner's exemption | $214,500 Land $25,000 Building $189,500 | $214,500 Land $25,000 Building $189,500 |
Source: FEMA National Flood Hazard Layer as of June 19, 2015 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 15 (1979–2015) |
| Claims Outside the SFHA | 3 of 15 |
| Most Recent Claim | Apr 2015 · other causes |
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cincinnati Bell Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 228 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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