738 Juniper St, Oswego, IL 60543 Property Records

Kendall County property record for 738 Juniper St, Oswego, IL 60543

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,292 sqft · built 2021
Lot Size	0.244 acres (10,620 sqft)
Owner	2 Individual Names on File
Last Sale	$65,000 (Apr 2021)
Tax Bill	$10,682 (2025)
Deeds & Mortgages	Apr 2021 Sale & Construction Loan Apr 2021 Sale + 4 more
Flood Zone	Zone X (minimal risk)
APN	`03-21-330-010`

Property Details

APN / Parcel Number

Primary APN	`03-21-330-010`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,292 sqft Living Area
Gross Area	5,067 sqft
1st Floor Area	2,292 sqft
Basement Area	2,292 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Aluminum/Vinyl
Construction Type	Brick
Roof Material	Asphalt
Lot Area	10,620 sqft (0.244 acres)
Garage Type	Attached
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	738 JUNIPER ST
City	OSWEGO
State	IL
Zip	60543-3005
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 9 ASHCROFT PLACE UNIT 3, VILLAGE OF OSWEGO
Legal Subdivision	ASHCROFT PLACE
Legal Lot Number	9
Jurisdiction	KENDALL IL
Township / Civil Division	OSWEGO
Census Block Group	2
Census Block	2032
Census Tract	890107

Owner

738 Juniper St is owned and occupied by two individuals who bought it in April 2021.

Source: Kendall County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	738 JUNIPER ST, OSWEGO, IL 60543-3005
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 8, 2021	Special Warranty Deed, Construction Loan · Construction Mortgage CROSSCOUNTRY MORTGAGE LLC
Apr 8, 2021	Special Warranty Deed, Transfer WHEATLAND TITLE, WHEATLAND TITLE GUARANTY
Jun 25, 2018	Trustee's Deed, Construction Loan · Construction Mortgage OTTAWA SVGS BK
Jun 8, 2018	Loan Modification, Mortgage · Conventional with PMI OTTAWA SVGS BK
Feb 9, 2018	Loan Modification, Mortgage · Conventional with PMI OTTAWA SVGS BK
May 1, 2017	Trustee's Deed, Construction Loan · Line of Credit OTTAWA SVGS BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 8, 2021 · Amount on File
Deed Sale	Apr 8, 2021 · Amount on File
Prior Sale	Apr 8, 2021 · Amount on File
Deed Document Number	20219039
Record Updated	Sep 20, 2026

April 2021: Special Warranty Deed, Construction Loan

Document Type	Special Warranty Deed
Jurisdiction	KENDALL IL
Recording Date	Apr 8, 2021
Property Address	738 JUNIPER ST, OSWEGO, IL 60543-3005
Document Number	0000009039
Map Reference	DOC 201400016334
Instrument Date	Mar 5, 2021
Instrument	202100009039
Transaction Type	Construction Loan
Record Updated	Sep 19, 2022
Title Company	HEARTLAND TITLE COMPANY, WHEATLAND TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$65.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	120 E OGDEN AVE # AVE23, 120, HINSDALE, IL 60521-3542

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	248 MORGAN VALLEY DR, OSWEGO, IL 60543-8163

Mortgage

Document Number	0000009040
Date	Apr 8, 2021
Instrument	202100009040

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2051

Interest

Rate Type	Fixed Rate

April 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	KENDALL IL
Recording Date	Apr 8, 2021
Property Address	738 JUNIPER ST, OSWEGO, IL 60543-3005
Document Number	0000009038
Map Reference	DOC 201400016334
Instrument Date	Mar 4, 2021
Instrument	202100009038
Transaction Type	Transfer
Record Updated	Sep 19, 2022
Title Company	WHEATLAND TITLE, WHEATLAND TITLE GUARANTY

Transaction

Amount	Amount on Record
Tax	$65.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 E OGDEN AVE STE 23, 23, HINSDALE, IL 60521-3544

June 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	KENDALL IL
Recording Date	Jun 25, 2018
Property Address	738 JUNIPER ST, OSWEGO, IL 60543-3005
Instrument Date	Jun 8, 2018
Instrument	8784
Transaction Type	Construction Loan
Record Updated	Jan 14, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4600 WELLS FARGO CENTER 90 S S MINNEAPOLIS MN 55402, MINNEAPOLIS, MN 55402

Mortgage

Document Number	0000008784
Date	Jun 25, 2018
Instrument	8784

Lender

Name	OTTAWA SVGS BK
Type	Federal Savings Bank
Address	OTTAWA, IL 61350

Agreement

Type	Construction Mortgage
Amount	Amount on Record

June 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	KENDALL IL
Property Address	738 JUNIPER ST, OSWEGO, IL 60543-3005
Document Number	0000008783
Instrument Date	Jun 8, 2018
Transaction Type	Mortgage
Record Updated	Aug 9, 2018
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4600 WELLS FARGO CENTER 90 S S MINNEAPOLIS MN 55402, MINNEAPOLIS, MN 55402

Mortgage

Document Number	0000008783
Date	Jun 25, 2018
Instrument	8783

Lender

Name	OTTAWA SVGS BK
Type	Federal Savings Bank
Address	OTTAWA, IL 61350

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	60 Months
Due	Jun 24, 2023

February 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	KENDALL IL
Property Address	738 JUNIPER ST, OSWEGO, IL 60543-3005
Document Number	0000003309
Instrument Date	Feb 9, 2018
Transaction Type	Mortgage
Record Updated	Mar 23, 2018

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4600 WELLS FARGO CENTER 90 MINNEAPOLIS MN 55402, MINNEAPOLIS, MN 55402

Mortgage

Document Number	0000003309
Date	Mar 12, 2018
Instrument	3309

Lender

Name	OTTAWA SVGS BK
Type	Federal Savings Bank
Address	OTTAWA, IL 61350

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	60 Months
Due	Mar 11, 2023

May 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	KENDALL IL
Recording Date	May 1, 2017
Property Address	738 JUNIPER ST, OSWEGO, IL 60543-3005
Instrument Date	Apr 19, 2017
Instrument	6486
Transaction Type	Construction Loan
Record Updated	May 30, 2017
Title Company	WHEATLAND TITLE, WHEATLAND TITLE GUARANTY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4600 WELLS FARGO CTR 90 MINNEAPOLIS MN 55402, MINNEAPOLIS, MN 55402

Mortgage

Document Number	0000006486
Date	May 1, 2017
Instrument	6486

Lender

Name	OTTAWA SVGS BK
Type	Federal Savings Bank
Address	SENECA, IL 61360

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Apr 30, 2022

Interest

Rate Type	Adjustable Rate
Rate	5.25%

Tax Assessment & Valuation

The 2025 property tax bill for 738 Juniper St was $10,682, down 4.1% from the year before.

Source: Kendall County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kendall County
County Subdivision	Oswego Township
Municipality	Oswego Village
Unified School District	Oswego Community Unit School District 308 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,682.00 (-4.09%)	$149,325 Land $32,724 Building $116,601	$447,975 Land $98,172 Building $349,803
2024	$11,137.00
2022		$120,989 Land $26,514 Building $94,475	$362,967 Land $79,542 Building $283,425

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 738 Juniper St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 738 Juniper St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 74% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OSWEGO serves 38,169 people · EPA ID IL0930150
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Jan 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 280 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 2,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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