736 Juniper St, Oswego, IL 60543 Property Records

Kendall County property record for 736 Juniper St, Oswego, IL 60543

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,859 sqft · built 2022
Lot Size	0.235 acres (10,232 sqft)
Owner	2 Individual Names on File
Last Sale	$419,000 (Sep 2022)
Tax Bill	$9,215 (2024)
Deeds & Mortgages	Aug 2022 Sale Sep 2022 Re-recorded Document + 5 more
Flood Zone	Zone X (minimal risk)
APN	`03-21-330-011`

Property Details

APN / Parcel Number

Primary APN	`03-21-330-011`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,859 sqft Living Area
Gross Area	2,321 sqft
1st Floor Area	1,859 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Stone
Roof Material	Asphalt
Lot Area	10,232 sqft (0.235 acres)
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	736 JUNIPER ST
City	OSWEGO
State	IL
Zip	60543-3005
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 10 ASHCROFT PLACE UNIT 3, VILLAGE OF OSWEGO
Legal Subdivision	ASHCROFT PLACE
Legal Lot Number	10
Jurisdiction	KENDALL IL
Township / Civil Division	OSWEGO
Census Block Group	2
Census Block	2032
Census Tract	890107

Owner

736 Juniper St is owned and occupied by two individuals who bought it in September 2022.

Source: Kendall County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	736 JUNIPER ST, OSWEGO, IL 60543-3005
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 8, 2022	Special Warranty Deed, Transfer HEARTLAND TITLE COMPANY, WHEATLAND TITLE COMPANY
Sep 20, 2022	Re-recorded Document WHEATLAND TITLE
Jan 5, 2022	Special Warranty Deed, Construction Loan · Construction Mortgage BANK MICHIGAN
Jun 8, 2018	Loan Modification, Mortgage · Conventional with PMI OTTAWA SVGS BK
Jun 25, 2018	Trustee's Deed, Construction Loan · Construction Mortgage OTTAWA SVGS BK
Feb 9, 2018	Loan Modification, Mortgage · Conventional with PMI OTTAWA SVGS BK
May 1, 2017	Trustee's Deed, Construction Loan · Line of Credit OTTAWA SVGS BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 20, 2022 · Amount on File
Deed Sale	Sep 20, 2022 · Amount on File
Prior Sale	Aug 8, 2022 · Amount on File
Deed Document Number	202215460
Record Updated	Sep 20, 2026

August 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	KENDALL IL
Recording Date	Aug 8, 2022
Property Address	736 JUNIPER ST, OSWEGO, IL 60543-3005
Document Number	0000013278
Map Reference	DOC 201400016334
Instrument Date	Aug 3, 2022
Instrument	202200013278
Transaction Type	Transfer
Record Updated	Jun 27, 2023
Title Company	HEARTLAND TITLE COMPANY, WHEATLAND TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$419.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	120 E OGDEN AVE # AVE23, AVE23, HINSDALE, IL 60521-3542

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	433 S FARTHWORTH AVE, AURORA, IL 60505-5058

September 2022: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	KENDALL IL
Recording Date	Sep 20, 2022
Property Address	736 JUNIPER ST, OSWEGO, IL 60543-3005
Document Number	0000015460
Map Reference	DOC 201400016334
Instrument Date	Aug 3, 2022
Instrument	202200015460
Record Updated	Jun 27, 2023
Title Company	WHEATLAND TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name
Address	120 E OGDEN AVE # AVE23, AVE23, HINSDALE, IL 60521-3542

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	736 JUNIPER ST, OSWEGO, IL 60543-3005

January 2022: Special Warranty Deed, Construction Loan

Document Type	Special Warranty Deed
Jurisdiction	KENDALL IL
Recording Date	Jan 5, 2022
Property Address	736 JUNIPER ST, OSWEGO, IL 60543-3005
Document Number	0000000269
Map Reference	DOC 201400016334
Instrument Date	Dec 22, 2021
Instrument	202200000269
Transaction Type	Construction Loan
Record Updated	Jun 27, 2023
Title Company	HEARTLAND TITLE COMPANY, WHEATLAND TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$65.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 E OGDEN AVE STE 23, 23, HINSDALE, IL 60521-3544
Investor	Possibly a Property Investor

Mortgage

Document Number	0000000465
Date	Jan 5, 2022
Instrument	202200000465

Lender

Name	BANK MICHIGAN
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Jan 5, 2023

June 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	KENDALL IL
Property Address	736 JUNIPER ST, OSWEGO, IL 60543-3005
Document Number	0000008783
Instrument Date	Jun 8, 2018
Transaction Type	Mortgage
Record Updated	Aug 9, 2018
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4600 WELLS FARGO CENTER 90 S S MINNEAPOLIS MN 55402, MINNEAPOLIS, MN 55402

Mortgage

Document Number	0000008783
Date	Jun 25, 2018
Instrument	8783

Lender

Name	OTTAWA SVGS BK
Type	Federal Savings Bank
Address	OTTAWA, IL 61350

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	60 Months
Due	Jun 24, 2023

June 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	KENDALL IL
Recording Date	Jun 25, 2018
Property Address	736 JUNIPER ST, OSWEGO, IL 60543-3005
Instrument Date	Jun 8, 2018
Instrument	8784
Transaction Type	Construction Loan
Record Updated	Jan 14, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4600 WELLS FARGO CENTER 90 S S MINNEAPOLIS MN 55402, MINNEAPOLIS, MN 55402

Mortgage

Document Number	0000008784
Date	Jun 25, 2018
Instrument	8784

Lender

Name	OTTAWA SVGS BK
Type	Federal Savings Bank
Address	OTTAWA, IL 61350

Agreement

Type	Construction Mortgage
Amount	Amount on Record

February 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	KENDALL IL
Property Address	736 JUNIPER ST, OSWEGO, IL 60543-3005
Document Number	0000003309
Instrument Date	Feb 9, 2018
Transaction Type	Mortgage
Record Updated	Mar 23, 2018

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4600 WELLS FARGO CENTER 90 MINNEAPOLIS MN 55402, MINNEAPOLIS, MN 55402

Mortgage

Document Number	0000003309
Date	Mar 12, 2018
Instrument	3309

Lender

Name	OTTAWA SVGS BK
Type	Federal Savings Bank
Address	OTTAWA, IL 61350

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	60 Months
Due	Mar 11, 2023

May 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	KENDALL IL
Recording Date	May 1, 2017
Property Address	736 JUNIPER ST, OSWEGO, IL 60543-3005
Instrument Date	Apr 19, 2017
Instrument	6486
Transaction Type	Construction Loan
Record Updated	May 30, 2017
Title Company	WHEATLAND TITLE, WHEATLAND TITLE GUARANTY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4600 WELLS FARGO CTR 90 MINNEAPOLIS MN 55402, MINNEAPOLIS, MN 55402

Mortgage

Document Number	0000006486
Date	May 1, 2017
Instrument	6486

Lender

Name	OTTAWA SVGS BK
Type	Federal Savings Bank
Address	SENECA, IL 61360

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Apr 30, 2022

Interest

Rate Type	Adjustable Rate
Rate	5.25%

Tax Assessment & Valuation

Source: Kendall County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kendall County
County Subdivision	Oswego Township
Municipality	Oswego Village
Unified School District	Oswego Community Unit School District 308 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$122,260 Land $32,724 Building $89,536	$366,780 Land $98,172 Building $268,608
2024	$9,215.00
2022		$42,914 Land $10,969 Building $31,945	$128,742 Land $32,907 Building $95,835

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 736 Juniper St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 736 Juniper St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 74% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OSWEGO serves 38,169 people · EPA ID IL0930150
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Jan 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 280 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 2,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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