738 Harms Dr, Osprey, FL 34229 Property Records

Sarasota County property record for 738 Harms Dr, Osprey, FL 34229

Property Summary

Property Type	Duplex
Details	3 bd · 3 ba · 707 sqft · built 1986
Lot Size	0.501 acres (21,840 sqft)
Owner	Individual Name on File
Last Sale	$335,000 (Mar 2025)
Tax Bill	$1,260 (2025)
Deeds & Mortgages	Mar 2025 Sale
APN	`0148-10-0005`

Property Details

APN / Parcel Number

Primary APN	`0148-10-0005`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Units	2 Units
Stories	1 Story
Building Area	707 sqft Living Area
1st Floor Area	983 sqft
Upper Floors Area	983 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1991
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Metal
Lot Area	21,840 sqft (0.501 acres)
Lot Width	1 ft Width
Garage Type	Attached
Garage Area	276 sqft
Pool Area	312 sqft
Deck Area	233 sqft
Patio Area	288 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	738 HARMS DR
City	OSPREY
State	FL
Zip	34229-9586
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	RSF2
Legal Description	LOT 6 HARMS
Legal Range	18E
Legal Township	38S
Legal Section	10
Legal Subdivision	HARMS SUB
Legal Tract	2017
Legal Lot Number	6
Jurisdiction	SARASOTA FL
Township / Civil Division	OSPREY-LAUREL-NOKOMIS
Census Block Group	3
Census Block	3013
Census Tract	2102

Owner

738 Harms Dr, a duplex, is owned by an individual who bought it in March 2025.

Source: Sarasota County records, as of January 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	7357 FOX TROTTING RD, SARASOTA, FL 34241-2302
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 12, 2025 · Amount on File
Deed Sale	Mar 12, 2025 · Amount on File
Prior Sale	Oct 3, 2001 · Amount on File
Deed Document Number	2025038430
Record Updated	Jun 8, 2026

March 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SARASOTA FL
Recording Date	Mar 12, 2025
Property Address	738 HARMS DR, OSPREY, FL 34229-9586
Document Number	0000038430
Map Reference	MB 25 PG 40&40A
Instrument Date	Mar 9, 2025
Instrument	2025038430
Transaction Type	Transfer
Record Updated	Jan 13, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Tax	$2,345.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2385 HAWTHORNE ST, SARASOTA, FL 34239-2423

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7357 FOX TROTTING RD, SARASOTA, FL 34241-2302

Tax Assessment & Valuation

The 2025 property tax bill for 738 Harms Dr was $1,260.

Source: Sarasota County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Sarasota County
Unified School District	Sarasota County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,260.00	$146,827	$270,300 Land $194,800 Building $75,500
2023	$1,727.00 (+5.05%) Homeowner's exemption	$138,533 (+3%)	$368,300 (+13.04%) Land $194,400 Building $173,900
2022	$1,644.00 Homeowner's exemption	$134,498	$325,800 Land $155,500 Building $170,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 738 Harms Dr; there have been 12 flood claims nearby since 2017.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 174 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	506 units insured incl. 332 condo units
Nearby Flood Claims	12 (2017–2024)
Claims Outside the SFHA	7 of 12
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 6 claims Hurricane Debby, Aug 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 738 Harms Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SARASOTA CO SPECIAL UTIL DIST serves 272,267 people · EPA ID FL6581591
Water Source	Purchased surface water from several systems
Last State Inspection	May 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20