Sarasota County property record for 736 Harms Dr, Osprey, FL 34229
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,630 sqft · built 1986 |
| Lot Size | 0.501 acres (21,840 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $328,429 (Sep 2017) |
| Tax Bill | $3,761 (2025) |
| Deeds & Mortgages | May 2023 Mortgage Sep 2019 Mortgage + 2 more |
| APN | 0148-10-0006 |
| Primary APN | 0148-10-0006 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,630 sqft Living Area |
| Gross Area | 3,318 sqft |
| 1st Floor Area | 1,430 sqft |
| Upper Floors Area | 1,200 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1996 |
| Exterior Material | Wood Siding |
| Construction Type | Wood |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 21,840 sqft (0.501 acres) |
| Lot Width | 1 ft Width |
| View / Lot | Mainland |
| Garage Type | Attached |
| Garage Area | 480 sqft |
| Pool Area | 448 sqft |
|---|---|
| Porch | Screened Porch |
| Porch Area | 316 sqft |
| Deck Area | 300 sqft |
| Patio Area | 1,418 sqft |
| Gazebo | 180 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 0148100006 |
|---|---|
| Street Address | 736 HARMS DR |
| City | OSPREY |
| State | FL |
| Zip | 34229-9586 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF2 |
| Legal Description | LOT 5 HARMS |
| Legal Range | 18E |
| Legal Township | 38S |
| Legal Section | 10 |
| Legal Subdivision | HARMS SUB |
| Legal Tract | 2017 |
| Legal Lot Number | 5 |
| Jurisdiction | SARASOTA FL |
| Township / Civil Division | OSPREY-LAUREL-NOKOMIS |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 2102 |
736 Harms Dr is owned and occupied by two individuals who bought it in September 2017.
Source: Sarasota County records, as of December 10, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 736 HARMS DR, OSPREY, FL 34229-9586 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants with Right of Survivorship |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 12, 2023 | Deed of Trust, Mortgage · SBA Mortgage UNITED STATES SMALL BUSINESS ADMIN |
| Sep 19, 2019 | Deed of Trust, Mortgage · Conventional Mortgage DELMAR FINANCIAL CO |
| Sep 19, 2017 | Special Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE |
| Jan 18, 2017 | Trustee's Deed, Foreclosure |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 19, 2017 · Amount on File |
| Deed Sale | Sep 19, 2017 · Amount on File |
| Prior Sale | Jan 18, 2017 · Amount on File |
| Deed Document Number | 2017116290 |
| Prior Transfer Date | Aug 17, 1995 |
| Prior Transfer Doc | 2768002653 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SARASOTA FL |
| Property Address | 736 HARMS DR, OSPREY, FL 34229-9586 |
| Transaction Type | Mortgage |
| Record Updated | Sep 20, 2023 |
| Name | Verified Name |
|---|---|
| Address | 736 HARMS DR, OSPREY, FL 34229-9586 |
| Document Number | 0000078147 |
|---|---|
| Date | May 12, 2023 |
| Instrument | 2023078147 |
| Name | UNITED STATES SMALL BUSINESS ADMIN |
|---|---|
| Type | Government Agency |
| Address | BIRMINGHAM, AL 35203 |
| Type | SBA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 355 Months |
| Due | Dec 28, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SARASOTA FL |
| Property Address | 736 HARMS DR, OSPREY, FL 34229-9586 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000129324 |
|---|---|
| Date | Sep 19, 2019 |
| Instrument | 2019129324 |
| Name | DELMAR FINANCIAL CO |
|---|---|
| Type | Lending Institution |
| Address | SAINT LOUIS, MO 63141 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Oct 1, 2039 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | SARASOTA FL |
| Recording Date | Sep 19, 2017 |
| Property Address | 736 HARMS DR, OSPREY, FL 34229-9586 |
| Document Number | 0000116290 |
| Map Reference | MB25 PG40 |
| Instrument Date | Aug 29, 2017 |
| Instrument | 2017116290 |
| Transaction Type | Transfer |
| Record Updated | Jan 4, 2022 |
| Title Company | PREMIUM TITLE SERVICES INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,299.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1661 WORTHINGTON RD STE 100, 1661, WEST PALM BEACH, FL 33409-6493 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 736 HARMS DR, OSPREY, FL 34229-9586 |
| Document Number | 0000116291 |
|---|---|
| Date | Sep 19, 2017 |
| Instrument | 2017116291 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2047 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | SARASOTA FL |
| Recording Date | Jan 18, 2017 |
| Property Address | 736 HARMS DR, OSPREY, FL 34229-9586 |
| Document Number | 0000007002 |
| Instrument Date | Jan 6, 2017 |
| Instrument | 7002 |
| Transaction Type | Foreclosure |
| Record Updated | Jan 30, 2017 |
| Amount | Amount on Record |
|---|---|
| Tax | $1,752.11 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
The 2025 property tax bill for 736 Harms Dr was $3,761 with a homeowner's exemption, down 11.4% from the year before.
Source: Sarasota County assessment roll, as of December 10, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Sarasota County |
| Unified School District | Sarasota County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,761.00 (-11.36%) Homeowner's exemption | $364,843 | $378,600 Land $194,800 Building $183,800 |
| 2024 | $4,243.00 (+4.4%) | ||
| 2023 | $4,064.00 (-2.54%) Homeowner's exemption | $322,604 (-3.47%) | $501,700 (+2.62%) Land $194,400 Building $307,300 |
| 2022 | $4,170.00 Homeowner's exemption | $334,208 | $488,900 Land $155,500 Building $333,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 736 Harms Dr; there have been 12 flood claims nearby since 2017.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on File median of 174 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 506 units insured incl. 332 condo units |
| Nearby Flood Claims | 12 (2017–2024) |
| Claims Outside the SFHA | 7 of 12 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 736 Harms Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 94% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SARASOTA CO SPECIAL UTIL DIST serves 272,267 people · EPA ID FL6581591 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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