Whatcom County property record for 738 E Del Ray Dr, Lynden, WA 98264
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,604 sqft · built 1978 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | Individual Name on File |
| Last Sale | $218,280 (Feb 2011) |
| Tax Bill | $4,512 (2025) |
| Deeds & Mortgages | Sep 2026 Line of Credit Aug 2019 Loan Modification + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 390308-351483-0000 |
| Primary APN | 390308-351483-0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,604 sqft Living Area |
| Gross Area | 2,132 sqft |
| 1st Floor Area | 1,604 sqft |
| Flooring | Carpet |
| Interior Walls | Finished/Painted |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1988 |
| Exterior Material | Combination |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 10,019 sqft (0.23 acres) |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 285 sqft |
| Storage Building | 140 sqft |
| Heating System | Baseboard |
|---|---|
| Heating Fuel | Electric |
| Account Number | 101836 |
|---|---|
| Street Address | 738 E DEL RAY DR |
| City | LYNDEN |
| State | WA |
| Zip | 98264-9676 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2A |
| Legal Description | VISTA LA MONTE ADD NO 2 LOT 22 |
| Legal Range | 03 |
| Legal Township | 39 |
| Legal Section | 08 |
| Legal Subdivision | VISTA LA MONTE ADD NO 2 |
| Legal Block | 3 |
| Legal Lot Number | 22 |
| Jurisdiction | WHATCOM WA |
| Township / Civil Division | FERNDALE |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 10701 |
738 E Del Ray Dr is owned and occupied by an individual who bought it in February 2011.
Source: Whatcom County records, as of September 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 738 E DEL RAY DR, LYNDEN, WA 98264-9676 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Person |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 14, 2026 | Deed of Trust, Mortgage · Line of Credit UNION FEDERAL CREDIT UNION |
| Aug 29, 2019 | Loan Modification, Mortgage · Conventional Mortgage LAKEVIEW LN SERVICING |
| Aug 29, 2019 | Deed of Trust, Mortgage · FHA Mortgage HOUSING & CMNTY DEV DEPT |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 11, 2011 · Amount on File |
| Deed Sale | Feb 11, 2011 · Amount on File |
| Prior Sale | Nov 13, 2003 · Amount on File |
| Deed Document Number | 2011201306 |
| Prior Transfer Date | May 8, 2006 |
| Prior Transfer Doc | 0000502458 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHATCOM WA |
| Recording Date | Sep 14, 2026 |
| Property Address | 738 E DEL RAY DR, LYNDEN, WA 98264-9676 |
| Document Number | 0000001068 |
| Instrument Date | Sep 9, 2026 |
| Instrument | 20261068 |
| Transaction Type | Mortgage |
| Record Updated | Sep 21, 2026 |
| Title Company | WHATCOM LAND TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner, 167 |
| Address | 738 E DEL RAY DR, LYNDEN, WA 98264-9676 |
| Document Number | 0000001068, |
|---|---|
| Date | Sep 14, 2026 |
| Instrument | 20261068 |
| Name | UNION FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Max Rate | -1% |
|---|
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | WHATCOM WA |
| Property Address | 738 E DEL RAY DR, LYNDEN, WA 98264-9676 |
| Document Number | 2191001053 |
| Instrument Date | Aug 29, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 23, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 738 EDEL RAY DR LYNDEN WA 98264, LYNDEN, WA 98264 |
| Document Number | 2191001053 |
|---|---|
| Date | Oct 8, 2019 |
| Instrument | 1001053 |
| Name | LAKEVIEW LN SERVICING |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 7, 2049 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.37% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHATCOM WA |
| Property Address | 738 E DEL RAY DR, LYNDEN, WA 98264-9676 |
| Document Number | 2191001054 |
| Instrument Date | Aug 29, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 18, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 738 EDEL RAY DR LYNDEN WA 98264, LYNDEN, WA 98264 |
| Document Number | 2191001054 |
|---|---|
| Date | Oct 8, 2019 |
| Instrument | 1001054 |
| Name | HOUSING & CMNTY DEV DEPT |
|---|---|
| Type | Construction/Development Company |
| Address | PO BOX 200011, ST LOUIS, MO 63120 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 7, 2049 |
The 2025 property tax bill for 738 E Del Ray Dr was $4,512.
Source: Whatcom County assessment roll, as of December 30, 2025
| Type | Name |
|---|---|
| State | Washington |
| County | Whatcom County |
| Unified School District | Meridian School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,512.00 | $526,690 Land $257,050 Building $269,640 | $526,690 Land $257,050 Building $269,640 |
| 2022 | $418,329 Land $129,899 Building $288,430 | $418,329 Land $129,899 Building $288,430 | |
| 2021 | $3,392.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 738 E Del Ray Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 26, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 738 E Del Ray Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Washington |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | POLE ROAD WATER ASSOCIATION private · serves 1,960 people · EPA ID WA5368350 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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