Whatcom County property record for 731 E Del Ray Dr, Lynden, WA 98264
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,672 sqft · built 1978 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $550,000 (Jun 2024) |
| Tax Bill | $4,454 (2025) |
| Deeds & Mortgages | Sep 2023 Transfer Sep 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 390308-341466-0000 |
| Primary APN | 390308-341466-0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,672 sqft Living Area |
| Gross Area | 2,132 sqft |
| 1st Floor Area | 1,672 sqft |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Combination |
| Roof Material | Composition Shingle |
| Lot Area | 10,890 sqft (0.25 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Concrete/Masonry Porch |
|---|---|
| Porch Area | 160 sqft |
| Patio Area | 360 sqft |
| Storage Building | 100 sqft |
| Heating System | Baseboard |
|---|---|
| Heating Fuel | Electric |
| Account Number | 101823 |
|---|---|
| Street Address | 731 E DEL RAY DR |
| City | LYNDEN |
| State | WA |
| Zip | 98264-9676 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2A |
| Legal Description | VISTA LA MONTE ADD NO 2 LOT 18 |
| Legal Range | 03 |
| Legal Township | 39 |
| Legal Section | 08 |
| Legal Subdivision | VISTA LA MONTE ADD NO 2 |
| Legal Block | 3 |
| Legal Lot Number | 18 |
| Jurisdiction | WHATCOM WA |
| Township / Civil Division | FERNDALE |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 10701 |
731 E Del Ray Dr is owned and occupied by two individuals who bought it in June 2024.
Source: Whatcom County records, as of December 30, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 731 E DEL RAY DR, LYNDEN, WA 98264-9676 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 1, 2023 | Intrafamily Transfer, Transfer |
| Sep 21, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Jan 3, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Feb 15, 2019 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 3, 2024 · Amount on File |
| Deed Sale | Jun 3, 2024 · Amount on File |
| Prior Sale | Aug 14, 2006 · Amount on File |
| Deed Document Number | 2024138 |
| Prior Transfer Date | Sep 1, 2023 |
| Prior Transfer Doc | 0000000112 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | WHATCOM WA |
| Recording Date | Sep 1, 2023 |
| Property Address | 731 E DEL RAY DR, LYNDEN, WA 98264-9676 |
| Document Number | 0000900112 |
| Map Reference | VOL 11 PG 32 |
| Instrument Date | Sep 1, 2023 |
| Instrument | 2023-0900112 |
| Transaction Type | Transfer |
| Record Updated | Nov 1, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 731 E DEL RAY DR, LYNDEN, WA 98264-9676 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHATCOM WA |
| Property Address | 731 E DEL RAY DR, LYNDEN, WA 98264-9676 |
| Document Number | 2200904365 |
| Instrument Date | Sep 21, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 5, 2020 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 731 E DEL RAY DR LYNDEN WA 982649676, LYNDEN, WA 98264-9676 |
| Document Number | 2200904365 |
|---|---|
| Date | Sep 25, 2020 |
| Instrument | 904365 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 24, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHATCOM WA |
| Property Address | 731 E DEL RAY DR, LYNDEN, WA 98264-9676 |
| Document Number | 2200100758 |
| Instrument Date | Jan 3, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 23, 2020 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 731 E DEL RAY DR LYNDEN WA 982649676, LYNDEN, WA 98264-9676 |
| Document Number | 2200100758 |
|---|---|
| Date | Jan 8, 2020 |
| Instrument | 100758 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 7, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHATCOM WA |
| Property Address | 731 E DEL RAY DR, LYNDEN, WA 98264-9676 |
| Document Number | 2190201506 |
| Instrument Date | Feb 15, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Mar 1, 2019 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 731 E DEL RAY DR #D LYNDEN WA 982649676, D, LYNDEN, WA 98264-9676 |
| Document Number | 2190201506 |
|---|---|
| Date | Feb 21, 2019 |
| Instrument | 201506 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 20, 2049 |
The 2025 property tax bill for 731 E Del Ray Dr was $4,454.
Source: Whatcom County assessment roll, as of December 30, 2025
| Type | Name |
|---|---|
| State | Washington |
| County | Whatcom County |
| Unified School District | Meridian School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,454.00 | $519,995 Land $257,050 Building $262,945 | $519,995 Land $257,050 Building $262,945 |
| 2022 | $462,984 Land $129,899 Building $333,085 | $462,984 Land $129,899 Building $333,085 | |
| 2021 | $3,752.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 731 E Del Ray Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 26, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 731 E Del Ray Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Washington |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | POLE ROAD WATER ASSOCIATION private · serves 1,960 people · EPA ID WA5368350 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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