738 Cobblestone Pointe, Ashland, NE 68003 Property Records

Saunders County property record for 738 Cobblestone Pointe, Ashland, NE 68003

Property Summary

Property Type	Single Family Home
Details	5 ba · 3,239 sqft · built 2020
Lot Size	0.4 acres (17,424 sqft)
Owner	Trust Name on File
Last Sale	$155,000 (Feb 2020)
Tax Bill	$9,982 (2025)
Deeds & Mortgages	Jun 2020 Construction Loan Mar 2021 Mortgage + 3 more
Flood Zone	Zone AE (high risk)
APN	`2977-07-0-20363-000-4111`

Property Details

APN / Parcel Number

Primary APN	`2977-07-0-20363-000-4111`
Alternative APN	`003374111`

Interior

Full Baths	5 Baths
Stories	2 Stories
Building Area	3,239 sqft Living Area
1st Floor Area	1,979 sqft
Basement Area	1,979 sqft
Finished Basement	1,979 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Construction Type	Frame
Lot Area	17,424 sqft (0.4 acres)
Garage Type	Attached
Garage Area	1,049 sqft
Parking Spaces	4 Parking Spaces
Deck Area	Deck Area
Patio Area	130 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	738 COBBLESTONE POINTE
City	ASHLAND
State	NE
Zip	68003-4511
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SINGLE-FAM
Legal Description	LOT 130 LAKE ALLURE 1ST ADD; MAP NUMBER: 2977-07-0-20363-000-4111
Legal Range	10
Legal Township	13
Legal Section	07
Legal Subdivision	ASHLAND-LAKE ALLURE 1ST ADDN
Legal Lot Number	130
Jurisdiction	SAUNDERS NE
Township / Civil Division	CLEAR CREEK
Census Block Group	2
Census Block	2197
Census Tract	968400

Owner

738 Cobblestone Pointe is owner-occupied and held in a trust since February 2020.

Source: Saunders County records, as of June 2, 2026

Owner of Record	Trust Name on File
Mailing Address	738 COBBLESTONE POINTE, ASHLAND, NE 68003-4511
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2020	Deed of Trust, Mortgage · Construction Mortgage WEST GATE BANK
Mar 30, 2021	Deed of Trust, Mortgage · Stand-Alone First Mortgage WEST GATE BANK
Mar 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage WEST GATE BANK
Aug 10, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Feb 12, 2020	Warranty Deed, Transfer NEBRASKA TITLE OMAHA, NEBRASKA TITLE CO-OMAHA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 12, 2020 · Amount on File
Deed Sale	Feb 12, 2020 · Amount on File
Prior Sale	Aug 1, 2018 · Amount on File
Deed Document Number	20202128
Deed Book / Page	530 / 25
Record Updated	Sep 20, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUNDERS NE
Property Address	738 COBBLESTONE POINTE, ASHLAND, NE 68003-4511
Transaction Type	Mortgage
Record Updated	Feb 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005370078
Date	Jun 15, 2020
Book Page	537/78
Instrument	2020-06-286

Lender

Name	WEST GATE BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUNDERS NE
Property Address	738 COBBLESTONE POINTE, ASHLAND, NE 68003-4511
Transaction Type	Mortgage
Record Updated	Feb 28, 2022
Title Company	CHARTER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005560957
Date	Mar 30, 2021
Book Page	556/957
Instrument	2021-03-629

Lender

Name	WEST GATE BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	120 Months
Due	Apr 1, 2031

Interest

Rate Type	Fixed Rate

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUNDERS NE
Property Address	738 COBBLESTONE POINTE, ASHLAND, NE 68003-4511
Transaction Type	Mortgage
Record Updated	Feb 28, 2022
Title Company	CHARTER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005560940
Date	Mar 30, 2021
Book Page	556/940
Instrument	2021-03-628

Lender

Name	WEST GATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2051

Interest

Rate Type	Fixed Rate

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAUNDERS NE
Recording Date	Aug 10, 2020
Property Address	738 COBBLESTONE POINTE, ASHLAND, NE 68003-4511
Document Number	0005401144
Book / Page	000540 / 001144
Instrument Date	Aug 4, 2020
Instrument	153
Transaction Type	Transfer
Record Updated	Sep 15, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	738 COBBLESTONE POINTE ASHLAND NE 680034511, ASHLAND, NE 68003-4511

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAUNDERS NE
Recording Date	Feb 12, 2020
Property Address	738 COBBLESTONE POINTE, ASHLAND, NE 68003-4511
Document Number	0005300025
Book / Page	000530 / 000025
Instrument Date	Jan 16, 2020
Instrument	2128
Transaction Type	Transfer
Record Updated	Mar 4, 2020
Title Company	NEBRASKA TITLE OMAHA, NEBRASKA TITLE CO-OMAHA

Transaction

Amount	Amount on Record
Tax	$349.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	738 COBBLESTONE POINTE ASHLAND NE 680034511, ASHLAND, NE 68003-4511

Tax Assessment & Valuation

The 2025 property tax bill for 738 Cobblestone Pointe was $9,982.

Source: Saunders County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Nebraska
County	Saunders County
County Subdivision	Clear Creek Township
Unified School District	Ashland-Greenwood Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,982.00	$1,057,059 Land $140,000 Building $917,059	$1,057,059 Land $140,000 Building $917,059
2023	$10,465.00	$875,581 Land $140,000 Building $735,581	$875,581 Land $140,000 Building $735,581

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 738 Cobblestone Pointe in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective January 3, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 136 policies
Nearby Flood Policies	136 in force
Nearby Flood Claims	119 (1978–2024)
Claims Outside the SFHA	45 of 119
Most Recent Claim	Jul 2024 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2019 · 27 claims Ice Jams & Flooding, Mar 1993 · 23 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 738 Cobblestone Pointe is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 88% of Nebraska
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Allo Communications Fiber	2,300 / 2,300
Windstream Fiber	1,000 / 1,000
GigFire Fixed Wireless	150 / 130

May also be available: Nextlink.

Cell Coverage

5G (outdoors only) and 4G LTE

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