735 Cobblestone Pointe, Ashland, NE 68003 Property Records

Saunders County property record for 735 Cobblestone Pointe, Ashland, NE 68003

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,992 sqft · built 2022
Lot Size	0.41 acres (17,860 sqft)
Owner	2 Individual Names on Record
Tax Bill	$8,009 (2025)
Deeds & Mortgages	Jun 2022 Construction Loan Jun 2023 Mortgage + 3 more
Flood Zone	Zone AE (high risk)
APN	`2977-07-3-20363-000-4105`

Property Details

APN / Parcel Number

Primary APN	`2977-07-3-20363-000-4105`
Alternative APN	`003374105`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	1,992 sqft
1st Floor Area	1,992 sqft
Basement Area	1,992 sqft
Finished Basement	1,992 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Construction Type	Frame
Lot Area	17,860 sqft (0.41 acres)
Garage Type	Attached
Garage Area	1,654 sqft
Parking Spaces	5 Parking Spaces
Patio Area	154 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	275 TIMBERSTONE DR
City	ASHLAND
State	NE
Zip	68003-4508
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SINGLE-FAM
Legal Description	LOT 124 LAKE ALLURE 1ST ADD; MAP NUMBER: 2977-07-3-20363-000-4105
Legal Range	10
Legal Township	13
Legal Section	07
Legal Subdivision	ASHLAND-LAKE ALLURE 1ST ADDN
Legal Lot Number	124
Jurisdiction	SAUNDERS NE
Township / Civil Division	CLEAR CREEK
Census Block Group	2
Census Block	2197
Census Tract	968400

Owner

Source: Saunders County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	275 TIMBERSTONE DR, ASHLAND, NE 68003-4508
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2022	Deed of Trust, Mortgage · Construction Mortgage CORE BANK
Jun 26, 2023	Deed of Trust, Mortgage · Conventional Mortgage COBALT CU
Feb 9, 2022	Warranty Deed, Transfer · Conventional Mortgage CORE BANK
Feb 9, 2022	Warranty Deed, Transfer · Conventional Mortgage CORE BANK
Aug 24, 2020	Deed of Trust, Mortgage · Line of Credit FARMERS & MERCHANTS BK/ASHLAND

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 25, 2022
Deed Sale	Feb 25, 2022
Deed Document Number	2022126
Deed Book / Page	575 / 1079
Record Updated	Sep 20, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUNDERS NE
Property Address	275 TIMBERSTONE DR, ASHLAND, NE 68003-4508
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005820673
Date	Jun 24, 2022
Book Page	582/673
Instrument	2022-06-336

Lender

Name	CORE BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUNDERS NE
Property Address	275 TIMBERSTONE DR, ASHLAND, NE 68003-4508
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005960040
Date	Jun 26, 2023
Book Page	596/40
Instrument	2023-06-260

Lender

Name	COBALT CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2053

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAUNDERS NE
Recording Date	Feb 9, 2022
Property Address	275 TIMBERSTONE DR, ASHLAND, NE 68003-4508
Document Number	0005751079
Book / Page	575 / 1079
Instrument Date	Feb 7, 2022
Instrument	2022-02-126
Transaction Type	Transfer
Record Updated	Mar 6, 2024
Title Company	TITLE SERVICES OF SAUNDERS C

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$360.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	0005751081
Date	Feb 9, 2022
Book Page	575/1081
Instrument	2022-02-127

Lender

Name	CORE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAUNDERS NE
Recording Date	Feb 9, 2022
Property Address	275 TIMBERSTONE DR, ASHLAND, NE 68003-4508
Document Number	0005751079
Book / Page	575 / 1079
Instrument Date	Feb 7, 2022
Instrument	2022-02-126
Transaction Type	Transfer
Record Updated	Jun 2, 2026
Title Company	TITLE SERVICES OF SAUNDERS C

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$360.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	0202202127
Date	Feb 9, 2022
Instrument	2022-02-127

Lender

Name	CORE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUNDERS NE
Property Address	275 TIMBERSTONE DR, ASHLAND, NE 68003-4508
Document Number	0005411284
Instrument Date	Aug 24, 2020
Transaction Type	Mortgage
Record Updated	Sep 15, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	264 THOMAS LAKE RD ASHLAND NE 68003, ASHLAND, NE 68003

Mortgage

Document Number	0005411284
Date	Aug 27, 2020
Book Page	000541/001284
Instrument	494

Lender

Name	FARMERS & MERCHANTS BK/ASHLAND
Type	Bank
Address	ASHLAND, NE 68003

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Saunders County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Nebraska
County	Saunders County
County Subdivision	Clear Creek Township
Unified School District	Ashland-Greenwood Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,009.00 (+54.97%)	$848,141 (+96.14%) Land $140,000 Building $708,141	$848,141 (+96.14%) Land $140,000 Building $708,141
2023	$5,168.00	$432,406 Land $140,000 Building $292,406	$432,406 Land $140,000 Building $292,406

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 3, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 136 policies
Nearby Flood Policies	136 in force
Nearby Flood Claims	119 (1978–2024)
Claims Outside the SFHA	45 of 119
Most Recent Claim	Jul 2024 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2019 · 27 claims Ice Jams & Flooding, Mar 1993 · 23 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 88% of Nebraska
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Allo Communications Fiber	2,300 / 2,300
Windstream Fiber	1,000 / 1,000
GigFire Fixed Wireless	150 / 130

May also be available: Nextlink.

Cell Coverage

5G (outdoors only) and 4G LTE

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