738 3rd St, Lincolnton, NC 28092 Property Records

Lincoln County property record for 738 3rd St, Lincolnton, NC 28092

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 804 sqft · built 1958
Lot Size	0.167 acres (7,275 sqft)
Owner	2 Individual Names on Record
Last Sale	$25,000 (Feb 2020)
Tax Bill	$859 (2026)
Deeds & Mortgages	Feb 2020 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`3623-51-7356`

Property Details

APN / Parcel Number

Primary APN	`3623-51-7356`
Alternative APNs	`362319517356` `277324` `18257`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	804 sqft Living Area

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Architectural Style	Bungalow
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Lot Area	7,275 sqft (0.167 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	277324
Street Address	738 3RD ST
City	LINCOLNTON
State	NC
Zip	28092-2466
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-8
Legal Description	LTS 47-48 PENDLETON FARM
Legal Subdivision	PENDLETON FARM
Legal Lot Number	47-48
Jurisdiction	LINCOLN NC
Township / Civil Division	LINCOLNTON
Census Block Group	2
Census Block	2036
Census Tract	70100

Owner

Source: Lincoln County records, as of August 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	738 3RD ST, LINCOLNTON, NC 28092-2466
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 28, 2020 · Amount on Record
Deed Sale	Feb 28, 2020 · Amount on Record
Prior Sale	Mar 29, 2010 · Amount on Record
Deed Document Number	2020605152
Deed Book / Page	2886 / 483
Record Updated	Oct 29, 2026

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN NC
Recording Date	Feb 28, 2020
Property Address	738 3RD ST, LINCOLNTON, NC 28092-2466
Document Number	2886483
Book / Page	002886 / 000483
Instrument Date	Feb 27, 2020
Instrument	605152
Transaction Type	Transfer
Record Updated	Mar 13, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$50.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	738 3RD ST LINCOLNTON NC 280922466, LINCOLNTON, NC 28092-2466

Mortgage

Document Number	2886486
Date	Feb 28, 2020
Book Page	002886/000486
Instrument	605153

Lender

Name	ROSA E PUERTA
Address	321 LEE AVE, LINCOLNTON, NC 28092-2637
Special Notes	Seller Financed

Agreement

Amount	Amount Recorded
Term	84 Months
Due	Feb 27, 2027

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Lincoln County
Municipality	Lincolnton City
Unified School District	Lincoln County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$859.00 (+2.38%)	$71,984 (-) Land $21,100 Building $50,884	$71,984 (-) Land $21,100 Building $50,884
2023	$839.00	$71,984 Land $21,100 Building $50,884	$71,984 Land $21,100 Building $50,884

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LINCOLNTON serves 16,309 people · EPA ID NC0155010
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 288 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20