Lincoln County property record for 724 3rd St, Lincolnton, NC 28092
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,488 sqft · built 1942 |
| Lot Size | 0.348 acres (15,159 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $702 (2026) |
| Deeds & Mortgages | Sep 2019 Mortgage Jun 2018 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 3623-51-9445 |
| Primary APN | 3623-51-9445 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,488 sqft Living Area |
| Basement Area | 625 sqft |
| Unfinished Basement | 625 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1942 |
|---|---|
| Effective Year Built | Effective 1942 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 15,159 sqft (0.348 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Shed | 1 Shed |
| Shed Area | 192 sqft |
| Heating System | Forced Air with A/C |
|---|
| Account Number | 252714 |
|---|---|
| Street Address | 724 3RD ST |
| City | LINCOLNTON |
| State | NC |
| Zip | 28092-2466 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-8 |
| Legal Description | 37-40 G A PENDLETON |
| Legal Subdivision | G A PENDLETON |
| Jurisdiction | LINCOLN NC |
| Township / Civil Division | LINCOLNTON |
| Census Block Group | 2 |
| Census Block | 2036 |
| Census Tract | 70100 |
Source: Lincoln County records, as of August 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 724 3RD ST, LINCOLNTON, NC 28092-2466 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 19, 2019 | Deed of Trust, Mortgage · FHA Mortgage MUTUAL/OMAHA MTG LLC |
| Jun 7, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Jun 6, 2018 |
| Transfer Doc | 27470745 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN NC |
| Property Address | 724 3RD ST, LINCOLNTON, NC 28092-2466 |
| Document Number | 2848412 |
| Instrument Date | Sep 19, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 3, 2019 |
| Title Company | FIRST SOURCE TITLE AGENCY INC, FIRST SOURCE TITLE AGCY INC |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 724 3RD ST LINCOLNTON NC 280922466, LINCOLNTON, NC 28092-2466 |
| Document Number | 2848412 |
|---|---|
| Date | Sep 24, 2019 |
| Book Page | 002848/000412 |
| Instrument | 598216 |
| Name | MUTUAL/OMAHA MTG LLC |
|---|---|
| Address | LOMBARD, IL 60148 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 23, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LINCOLN NC |
| Recording Date | Jun 7, 2018 |
| Property Address | 724 3RD ST, LINCOLNTON, NC 28092-2466 |
| Document Number | 2747745 |
| Book / Page | 002747 / 000745 |
| Instrument Date | Jun 6, 2018 |
| Instrument | 578851 |
| Transaction Type | Transfer |
| Record Updated | Jun 20, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 724 3RD ST LINCOLNTON NC 280922466, LINCOLNTON, NC 28092-2466 |
Source: Lincoln County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Lincoln County |
| Municipality | Lincolnton City |
| Unified School District | Lincoln County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $702.00 | $126,616 (-) Land $23,000 Building $103,616 | $126,616 (-) Land $23,000 Building $103,616 |
| 2025 | $702.00 (+1.45%) | $126,616 (-) Land $23,000 Building $103,616 | $126,616 (-) Land $23,000 Building $103,616 |
| 2023 | $692.00 | $126,616 Land $23,000 Building $103,616 | $126,616 Land $23,000 Building $103,616 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LINCOLNTON serves 16,309 people · EPA ID NC0155010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 288 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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