7378 Deer Hill Rd, Waterloo, IL 62298 Property Records

Monroe County property record for 7378 Deer Hill Rd, Waterloo, IL 62298

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,666 sqft · built 1968
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on Record
Last Sale	$400,000 (Aug 2022)
Tax Bill	$6,089 (2025)
Deeds & Mortgages	Mar 2026 Transfer Aug 2023 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-19-400-002-000`

Property Details

APN / Parcel Number

Primary APN	`07-19-400-002-000`
Alternative APN	`07190000000405 00`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,666 sqft Building Perimeter
1st Floor Area	1,666 sqft
Basement Area	1,666 sqft
Unfinished Basement	1,666 sqft

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Construction Type	Frame
Lot Area	217,800 sqft (5 acres)
Garage Area	780 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	420 sqft
Deck Area	180 sqft
Patio Area	252 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	7378 DEER HILL RD
City	WATERLOO
State	IL
Zip	62298-4814
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MA1
Legal Description	PART NE SE 0212611
Legal Range	10W
Legal Township	02S
Legal Section	19
Jurisdiction	MONROE IL
Township / Civil Division	22
Census Block Group	3
Census Block	3005
Census Tract	600402

Owner

Source: Monroe County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7378 DEER HILL RD, WATERLOO, IL 62298-4814
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 3, 2026	Quit Claim Deed, Transfer ATTORNEY ONLY, ATTORNEY
Aug 10, 2023	Deed of Trust, Mortgage · Line of Credit BUENA VISTA NATIONAL BANK
Aug 31, 2022	Quit Claim Deed, Transfer · Conventional Mortgage BUENA VISTA NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 31, 2022 · Amount on Record
Deed Sale	Aug 31, 2022 · Amount on Record
Deed Document Number	2022425867
Prior Transfer Date	Aug 30, 2022
Prior Transfer Doc	0000425867
Record Updated	Oct 29, 2026

March 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONROE IL
Recording Date	Mar 3, 2026
Property Address	7378 DEER HILL RD, WATERLOO, IL 62298-4814
Document Number	0000441469
Instrument Date	Dec 11, 2025
Instrument	441469
Transaction Type	Transfer
Record Updated	Mar 18, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7378 DEER HILL RD, WATERLOO, IL 62298-4814

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Property Address	7378 DEER HILL RD, WATERLOO, IL 62298-4814
Transaction Type	Mortgage
Record Updated	Sep 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000430081
Date	Aug 10, 2023
Instrument	430081

Lender

Name	BUENA VISTA NATIONAL BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Oct 3, 2028

Interest

Rate Type	Fixed Rate
Rate	7.5%

August 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONROE IL
Recording Date	Aug 31, 2022
Property Address	7378 DEER HILL RD, WATERLOO, IL 62298-4814
Document Number	0000425867
Instrument Date	Aug 30, 2022
Instrument	425867
Transaction Type	Transfer
Record Updated	Sep 21, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$600.00
Amount Accuracy	Rounded by County
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	59 GLENNSTONE CT, 59, MARTHASVILLE, MO 63357-2072

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7378 DEER HILL RD, WATERLOO, IL 62298-4814

Mortgage

Document Number	0000425868
Date	Aug 31, 2022
Instrument	425868

Lender

Name	BUENA VISTA NATIONAL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate	5%

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Monroe County
Unified School District	Waterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,089.00 (+6.14%) Homeowner's exemption	$107,410 (+2.33%) Land $21,410 Building $86,000	$322,230 (+2.33%) Land $64,230 Building $258,000
2024	$5,737.00 Additional exemption filed	$104,966 (+21.66%) Land $24,945 Building $80,021	$314,898 (+21.66%) Land $74,835 Building $240,063
2022	Additional exemption filed	$86,280 Land $23,620 Building $62,660	$258,840 Land $70,860 Building $187,980

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 18, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Wisper ISP Fixed Wireless	100 / 20
Harrisonville Telephone Company DSL	30 / 3
T-Mobile Fixed Wireless	25 / 3

Cell Coverage

5G (outdoors only) and 4G LTE

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