7306 Deer Hill Rd, Waterloo, IL 62298 Property Records

Monroe County property record for 7306 Deer Hill Rd, Waterloo, IL 62298

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,696 sqft · built 1974
Lot Size	20 acres (872,071 sqft)
Owner	Individual Name on File
Tax Bill	$5,630 (2025)
Deeds & Mortgages	Nov 2023 Mortgage Aug 2023 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-19-400-006-000`

Property Details

APN / Parcel Number

Primary APN	`07-19-400-006-000`
Alternative APN	`07190000000800 00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	1,696 sqft Living Area
1st Floor Area	1,696 sqft
Basement Area	1,696 sqft
Unfinished Basement	1,696 sqft

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Construction Type	Frame
Lot Area	872,071 sqft (20 acres)
Garage Area	440 sqft
Driveway	Concrete Driveway
Driveway Area	2,167 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	7306 DEER HILL RD
City	WATERLOO
State	IL
Zip	62298-4814
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MA1
Legal Description	SE SE
Legal Range	10W
Legal Township	02S
Legal Section	19
Jurisdiction	MONROE IL
Township / Civil Division	22
Census Block Group	3
Census Block	3005
Census Tract	600402

Owner

7306 Deer Hill Rd is owned and occupied by an individual.

Source: Monroe County records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	7306 DEER HILL RD, WATERLOO, IL 62298-4814
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 30, 2023	Deed of Trust, Mortgage · Conventional Mortgage STATE BANK
Aug 25, 2023	Deed, Transfer ATTORNEY ONLY, ATTORNEY
Aug 25, 2023	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Property Address	7306 DEER HILL RD, WATERLOO, IL 62298-4814
Transaction Type	Mortgage
Record Updated	Dec 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000431325
Date	Nov 30, 2023
Instrument	431325

Lender

Name	STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2053

Interest

Rate Type	Fixed Rate
Rate	7.25%

August 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	MONROE IL
Recording Date	Aug 25, 2023
Property Address	7306 DEER HILL RD, WATERLOO, IL 62298-4814
Document Number	0000430291
Instrument Date	Aug 25, 2023
Instrument	430291
Transaction Type	Transfer
Record Updated	Sep 20, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3349 MYSTIC LN, WATERLOO, IL 62298-2126

August 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONROE IL
Recording Date	Aug 25, 2023
Property Address	7306 DEER HILL RD, WATERLOO, IL 62298-4814
Document Number	0000430292
Instrument Date	Aug 25, 2023
Instrument	430292
Transaction Type	Transfer
Record Updated	Sep 20, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7306 DEER HILL RD, WATERLOO, IL 62298-4814

Tax Assessment & Valuation

The 2025 property tax bill for 7306 Deer Hill Rd was $5,630.

Source: Monroe County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Monroe County
Unified School District	Waterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,630.00	$94,318 Land $27,218 Building $67,100	$282,954 (-5.06%) Land $81,654 Building $201,300
2024	$5,630.00		$298,023 Land $81,933 Building $216,090
2022	Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$87,207 (+14.53%) Land $26,137 Building $61,070	$261,621 (+14.53%) Land $78,411 Building $183,210
2021	Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$76,145 Land $25,335 Building $50,810	$228,435 Land $76,005 Building $152,430

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7306 Deer Hill Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 18, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 7306 Deer Hill Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Wisper ISP Fixed Wireless	100 / 20
Harrisonville Telephone Company DSL	30 / 3
T-Mobile Fixed Wireless	25 / 3

Cell Coverage

5G (outdoors only) and 4G LTE

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