Genesee County property record for 7377 Smith Rd, Gaines, MI 48436 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,120 sqft · built 1979 |
| Lot Size | 2.5 acres (108,900 sqft) |
| Owner | Individual Name on File |
| Last Sale | $251,000 (Sep 2023) |
| Tax Bill | $1,714 (2025) |
| Deeds & Mortgages | Sep 2023 Sale & Mortgage Apr 2023 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-12-100-004 |
| Primary APN | 01-12-100-004 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,120 sqft Living Area |
| 1st Floor Area | 1,120 sqft |
| Basement Area | 1,120 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Lot Area | 108,900 sqft (2.5 acres) |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 7377 SMITH RD |
|---|---|
| City | GAINES |
| State | MI |
| Zip | 48436-9728 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | A PARCEL OF LAND BEG S 87 DEG 50 MIN 20 SEC W 1000.97 FT FROM N 1/4 COR OF SEC TH S 87 DEG 50 MIN 20 SEC W 330.23 FT TH S 0 |
| Legal Range | 05E |
| Legal Township | 05N |
| Legal Section | 12 |
| Jurisdiction | GENESEE MI |
| Township / Civil Division | ARGENTINE |
| Census Block Group | 1 |
| Census Block | 1045 |
| Census Tract | 13001 |
Source: Genesee County records · APN 01-12-100-004
Assessment roll updated October 3, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 7377 SMITH RD, GAINES, MI 48436-9728 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 12, 2023 | Warranty Deed, Transfer · Conventional Mortgage MORTGAGE 1 INC |
| Apr 20, 2023 | Warranty Deed, Transfer CRISLO TITLE COMPANY, CISLO TITLE COMPANY |
| Apr 02, 2018 | Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 12, 2023 · Amount on Record |
| Deed Sale | Sep 12, 2023 · Amount on Record |
| Prior Sale | Apr 20, 2023 · Amount on Record |
| Deed Document Number | 202349143 |
| Prior Transfer Date | Aug 03, 2004 |
| Prior Transfer Doc | 0000106410 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GENESEE MI |
| Recording Date | Sep 12, 2023 |
| Property Address | 7377 SMITH RD, GAINES, MI 48436-9728 |
| Document Number | 0000049143 |
| Instrument Date | Sep 01, 2023 |
| Instrument | 202309120049143 |
| Transaction Type | Transfer |
| Record Updated | Sep 26, 2023 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,882.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 47505 VAN DYKE AVE, SHELBY TOWNSHIP, MI 48317-3375 |
| Name | Verified Name |
|---|---|
| Address | 7377 SMITH RD, GAINES, MI 48436-9728 |
| Document Number | 0000049144 |
|---|---|
| Date | Sep 12, 2023 |
| Instrument | 202309120049144 |
| Name | MORTGAGE 1 INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GENESEE MI |
| Recording Date | Apr 20, 2023 |
| Property Address | 7377 SMITH RD, GAINES, MI 48436-9728 |
| Document Number | 0000028413 |
| Instrument Date | Apr 14, 2023 |
| Instrument | 202304200028413 |
| Transaction Type | Transfer |
| Record Updated | May 02, 2023 |
| Title Company | CRISLO TITLE COMPANY, CISLO TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Tax | $937.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 47766 VAN DYKE AVE, SHELBY TOWNSHIP, MI 48317-3370 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GENESEE MI |
| Property Address | 7377 SMITH RD, GAINES, MI 48436-9728 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000016917 |
|---|---|
| Date | Apr 02, 2018 |
| Instrument | 201804020016917 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Mar 15, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Genesee County records · Assessment roll updated October 3, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Genesee County |
| County Subdivision | Argentine Township |
| Unified School District | Linden Community Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,714.00 (-55.7%) Homeowner's exemption | $109,200 (+15.8%) | $218,400 (+15.8%) |
| 2024 | $3,869.00 (+98.41%) | ||
| 2023 | $94,300 | $188,600 | |
| 2019 | $1,950.00 |
Source: FEMA National Flood Hazard Layer, Genesee County (26049C), updated February 19, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Wildfire Risk | Low above 20% of the US · above 52% of Michigan |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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