7307 Smith Rd, Gaines, MI 48436 Property Records

Genesee County property record for 7307 Smith Rd, Gaines, MI 48436 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,232 sqft · built 1971
Lot Size	2.5 acres (108,900 sqft)
Owner	Individual Name on File
Last Sale	$172,900 (Jul 2023)
Tax Bill	$1,641 (2025)
Deeds & Mortgages	Jul 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-12-100-006`

Property Details

APN / Parcel Number

Primary APN	`01-12-100-006`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,232 sqft Living Area
1st Floor Area	1,144 sqft
Basement Area	1,144 sqft

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Lot Area	108,900 sqft (2.5 acres)
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	7307 SMITH RD
City	GAINES
State	MI
Zip	48436-9728
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	A PARCEL OF LAND BEG S 87 DEG 50 MIN 20 SEC W 340.51 FT FROM N 1/4 COR OF SEC TH S 87 DEG 50 MIN 20 SEC W 330.23 FT TH S 0
Legal Range	05E
Legal Township	05N
Legal Section	12
Jurisdiction	GENESEE MI
Township / Civil Division	ARGENTINE
Census Block Group	1
Census Block	1045
Census Tract	13001

Owner

Source: Genesee County records · APN 01-12-100-006

Assessment roll updated October 3, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	7307 SMITH RD, GAINES, MI 48436-9728
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 17, 2023 · Amount on Record
Deed Sale	Jul 17, 2023 · Amount on Record
Prior Sale	Dec 21, 2010 · Amount on Record
Deed Document Number	202341146
Prior Transfer Date	Oct 30, 2009
Prior Transfer Doc	0000074575
Record Updated	Sep 20, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GENESEE MI
Recording Date	Jul 17, 2023
Property Address	7307 SMITH RD, GAINES, MI 48436-9728
Document Number	0000041146
Instrument Date	Jun 26, 2023
Instrument	202307170041146
Transaction Type	Transfer
Record Updated	Jul 31, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,297.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7307 SMITH RD, GAINES, MI 48436-9728

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7306 SMITH RD, GAINES, MI 48436-9728

Mortgage

Document Number	0000041147
Date	Jul 17, 2023
Instrument	202307170041147

Lender

Name	CASON HOME LOANS
Type	Mortgage Company

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2053

Tax Assessment & Valuation

Source: Genesee County records · Assessment roll updated October 3, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Genesee County
County Subdivision	Argentine Township
Unified School District	Linden Community Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,641.00 (-56.01%) Homeowner's exemption	$104,600 (+15.71%)	$209,200 (+15.71%)
2024	$3,730.00 (+131.39%)
2023		$90,400	$180,800
2019	$1,612.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Genesee County (26049C), updated February 19, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft

Wildfire

Wildfire Risk	Low above 20% of the US · above 52% of Michigan
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.