7373 E Ryan Ct, Bay City, MI 48706 Property Records

Bay County property record for 7373 E Ryan Ct, Bay City, MI 48706

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,551 sqft · built 2009
Lot Size	0.268 acres (11,674 sqft)
Owner	Individual Name on Record
Last Sale	$165,500 (May 2018)
Tax Bill	$3,648 (2026)
Deeds & Mortgages	May 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`030-B17-000-110-00`

Property Details

APN / Parcel Number

Primary APN	`030-B17-000-110-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,551 sqft Living Area
1st Floor Area	1,551 sqft
Basement Area	1,551 sqft

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Lot Area	11,674 sqft (0.268 acres)
Lot Dimensions	145 ft deep x 80 ft wide
Garage Area	540 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	7373 E RYAN CT
City	BAY CITY
State	MI
Zip	48706-8334
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	LOT 110 BROOKESIDE NO. 3, L13/P27 BCR
Legal Subdivision	BROOKESIDE #3
Legal Lot Number	110
Jurisdiction	BAY MI
Township / Civil Division	FRANKENLUST
Census Block Group	2
Census Block	2028
Census Tract	285400

Owner

Source: Bay County records, as of May 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7373 E RYAN CT, BAY CITY, MI 48706-8334
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 8, 2018 · Amount on Record
Deed Sale	May 8, 2018 · Amount on Record
Prior Sale	Jun 22, 2010 · Amount on Record
Deed Document Number	20186639
Record Updated	Oct 29, 2026

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY MI
Recording Date	May 8, 2018
Property Address	7373 E RYAN CT, BAY CITY, MI 48706-8334
Document Number	0000006639
Instrument Date	May 1, 2018
Instrument	6639
Transaction Type	Transfer
Record Updated	Oct 26, 2018
Title Company	ATA NATIONAL TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,423.30
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5371 BROOKWAY DR BAY CITY MI 487063384, BAY CITY, MI 48706-3384

Mortgage

Document Number	6640
Date	May 8, 2018
Instrument	6640

Lender

Name	FINANCIAL EDGE CMNTY CU
Type	Credit Union
Address	BAY CITY, MI 48706

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	May 7, 2028

Tax Assessment & Valuation

Source: Bay County assessment roll, as of May 18, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Bay County
County Subdivision	Frankenlust Township
Unified School District	Bay City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,648.00 (+15.3%) Homeowner's exemption	$150,950 (+27.44%)	$301,900 (+27.44%)
2023		$118,450	$236,900
2022	$3,164.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (1997)
Most Recent Claim	Mar 1997 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BANGOR-MONITOR METRO DISTRICT serves 2,971 people · EPA ID MI0000400
Water Source	Purchased surface water from BAY AREA WATER SYSTEM
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: LakeNet.

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